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Credit Cards Hong Leong Bank Wise Credit Card V8, 10% Cashback , Up to RM100 per month
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IceLeo
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 Jul 28 2016, 11:34 AM
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Getting Started
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QUOTE(fruitie @ Jul 27 2016, 11:43 PM) Yes, most of us happily paying for it since we maximize RM 100 every month. I have been maximizing for RM 100 with RM 985 instead of RM 1k. So technically, one year, I will save RM 15x12 = RM 180 more than enough to pay for the AF+GST.  When i read this, i feel funny.. u use RM985 to get 100 rebate and the offset RM15 consider saving?? it just make ur cash back become 10.438413361169% per month instead of 10%.. effectively 8.717428087986% rebate (after annual fee) instead of 8.58666666% if you use RM1000 a month.. I dont see where u save the RM180 by doing the RM985 method.. lol |
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IceLeo
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Jul 28 2016, 04:12 PM
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Getting Started
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QUOTE(MGM @ Jul 28 2016, 11:51 AM) Sorry sis, for this I have to say No. U just got a better rate of CB. Normally rm985 spends will give rm98.50 CB, but becos of your effort u get rm100 CB, an Untung of rm1.50. Agree with this.. by doing the effort of RM985 spending, u will get extra RM1.50 per months.. that being said, u only will get extra RM18 per year by doing this method.. btw, i never going to have that discipline to spend RM985 per month... most of the time i cant max the cash back but i will get around RM90++ every months.. but i am still very happy to pay the RM169.60 to HongLeong.. |
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IceLeo
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Aug 18 2016, 03:37 PM
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Getting Started
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QUOTE(nichoclon @ Aug 18 2016, 12:58 PM) Hahahahahahahhahahahahaha snap lagi. why u guys so aggressive, people never said 7 figure in which currency la.. he is not talking about RM.. lol This post has been edited by IceLeo: Aug 18 2016, 03:37 PM |
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IceLeo
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Sep 9 2016, 02:08 PM
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Getting Started
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QUOTE(CoffeeDude @ Sep 9 2016, 02:06 PM) HLB Wise is my number 1 CC  If cancel this card what other card can give good cash back up to RM100 a month on petrol and groceries? Think of getting Maybank Ikhwan card but only cash back RM50 a month.. any better card to replace petrol and groceries? |
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IceLeo
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Jul 25 2025, 11:21 AM
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Getting Started
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QUOTE(svchia78 @ Jul 23 2025, 01:57 PM) I applied for VI but was approved "Visa Infinite (P)". What is that (P)? "Principal"? P for priority.. |
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