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Credit Cards CIMB Bank Credit Cards v5
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fruitie
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Aug 30 2016, 10:32 AM
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Rise and Shine
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QUOTE(cybpsych @ Aug 30 2016, 10:17 AM) 6% GST on top of the 2% convenience fee. nett would be 2.12% from the amount you intended to pay. example below. posonline charge you RM77.00 for payment of RM75.40. that's additional 2.12%.  Got it.  I will try mine soon.
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??!!
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Aug 30 2016, 01:31 PM
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QUOTE(LostAndFound @ Aug 30 2016, 05:45 AM) Posonline. But 2.12% charge. Terima Kasih!
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wtfwtfwtf
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Aug 30 2016, 01:51 PM
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Getting Started

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cash rebate user here..however for this month, cimb did not cash back for my purchases from zalora (spent around RM400) but they did cash back for my purchase from lazada (spent RM160). So my total cash rebate is just RM8. anyone else experiencing the same problem? shall i call the customer service? or maybe they have stated somewhere that zalora is no longer eligible for the 5% online transaction cash rebate? thanks
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akping_1
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Aug 30 2016, 01:54 PM
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QUOTE(wtfwtfwtf @ Aug 30 2016, 01:51 PM) cash rebate user here..however for this month, cimb did not cash back for my purchases from zalora (spent around RM400) but they did cash back for my purchase from lazada (spent RM160). So my total cash rebate is just RM8. anyone else experiencing the same problem? shall i call the customer service? or maybe they have stated somewhere that zalora is no longer eligible for the 5% online transaction cash rebate? thanks I think end up customer service will tell you Zalora process you payment manually. i face the same problem for my agoda transaction where i pay immediately but CS say the capture as process manually, i loss extra 0.8% than i earn 4.2% from CIMB.
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eternity4av
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Aug 30 2016, 02:20 PM
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yeah it's in. I got my 5% cash back upon Note 7 Pre-order from RM300 which is way higher than my remaining balance of 0.2%
So correct me if I'm wrong TNB can be done 5% cash back from Posonline but got to reduce for 2.12% extra charges?
What about Unifi & Celcom? Should I opted for auto debit 2% Cash back or Pos Online?
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SUSDavid83
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Aug 30 2016, 02:43 PM
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QUOTE(eternity4av @ Aug 30 2016, 02:20 PM) yeah it's in. I got my 5% cash back upon Note 7 Pre-order from RM300 which is way higher than my remaining balance of 0.2% So correct me if I'm wrong TNB can be done 5% cash back from Posonline but got to reduce for 2.12% extra charges? What about Unifi & Celcom? Should I opted for auto debit 2% Cash back or Pos Online? For Celcom, I'll for Auto Debit. 2% from CIMB and 5% from Celcom. For Unifi, no 2% if you auto debit with TM. I guess based on TM/Streamyx bills.
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fruitie
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Aug 30 2016, 02:50 PM
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Rise and Shine
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victorywp, please add Taobao into the list.
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TSvictorywp
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Aug 30 2016, 03:01 PM
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QUOTE(fruitie @ Aug 30 2016, 02:50 PM) victorywp, please add Taobao into the list. updated, thanks.
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fruitie
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Aug 30 2016, 03:14 PM
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Rise and Shine
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QUOTE(victorywp @ Aug 30 2016, 03:01 PM) For Easybook, even the app will get 5% cash back. I always book mine via app and get cash back all the time.
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akib_mullen
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Aug 30 2016, 05:15 PM
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Just checked cashback online. And there is 'payment due' under the card number. What is that?
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SUSMNet
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Aug 30 2016, 08:21 PM
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Why CIMB estatement system always down?
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bitcomet79
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Aug 31 2016, 01:05 AM
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QUOTE(David83 @ Aug 30 2016, 02:43 PM) For Celcom, I'll for Auto Debit. 2% from CIMB and 5% from Celcom. For Unifi, no 2% if you auto debit with TM. I guess based on TM/Streamyx bills. what about paying U Mobile? Should I opted for auto debit 2% Cash back or Pos Online? Paying through Pos Online cashback is 5% - 2.12% ? tia
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cherries
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Aug 31 2016, 10:00 AM
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Getting Started

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QUOTE(tatty89 @ Aug 29 2016, 03:05 PM) Apparently CIMB has this T&C that if the cash rebate for the billing month is less than rm10, the system will allow us to pay the statement balance less the rebate amount. However, if the cash rebate is more than rm10 in that billing month, you need to pay the stated statement balance without deducting the cash rebate. If you don't do that, you will be penalised with finance charges for the difference. I just checked my CIMB Clicks and I was hit by RM20++ (small amount, I know) finance charges for last month's bill. I called up CS Centre and I was told of such T&C by the lady on the other side of the line. I have checked the T&C on CIMB's website but it doesn't state such T&C. I have yet to check the T&C booklet that came along with the credit card. So, I'm just curious if anyone here got hit by such charges? I usually pay all my credit card bills by deducting the cash rebate from the statement balance. I always assumed that as long as the credit card account shows RM0.00 for outstanding balance and minimum payment, it means I have cleared all my payment due to the bank. P.S. Please correct me if I'm wrong and I'm using CIMB Cash Rebate Platinum MasterCard OMG, i just checked my last month bill and the same thing is happened to me, finance charge rm59.04 on 28/8!! I usually paid the bills based on the statement balance which is after deduct cash rebate, never know about this T&C.
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SUSMNet
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Aug 31 2016, 10:07 AM
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QUOTE(cherries @ Aug 31 2016, 10:00 AM) OMG, i just checked my last month bill and the same thing is happened to me, finance charge rm59.04 on 28/8!! I usually paid the bills based on the statement balance which is after deduct cash rebate, never know about this T&C. Samething. CIMB change the rules. The RM30 cash rebate will be used to offset your next month statement. Not this month statement.
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cherries
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Aug 31 2016, 11:32 AM
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Getting Started

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QUOTE(MNet @ Aug 31 2016, 10:07 AM) Samething. CIMB change the rules. The RM30 cash rebate will be used to offset your next month statement. Not this month statement. surprising my last month cash rebate is about rm20 and now they charged me rm59.04..
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fruitie
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Aug 31 2016, 12:15 PM
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Rise and Shine
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QUOTE(cherries @ Aug 31 2016, 10:00 AM) OMG, i just checked my last month bill and the same thing is happened to me, finance charge rm59.04 on 28/8!! I usually paid the bills based on the statement balance which is after deduct cash rebate, never know about this T&C. It has been CIMB's practice all this while.
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kaiserreich
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Aug 31 2016, 12:19 PM
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QUOTE(fruitie @ Aug 30 2016, 02:50 PM) victorywp, please add Taobao into the list. Got Cash rebate from TB? I used to purchase from TB with this card, 1-2 years back. No cash rebate back then.
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fruitie
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Aug 31 2016, 12:33 PM
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Rise and Shine
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QUOTE(kaiserreich @ Aug 31 2016, 12:19 PM) Got Cash rebate from TB? I used to purchase from TB with this card, 1-2 years back. No cash rebate back then. Yes, my last purchase was just 2 weeks ago and got the cash back yesterday.
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SUSMNet
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Aug 31 2016, 12:53 PM
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QUOTE(cherries @ Aug 31 2016, 11:32 AM) surprising my last month cash rebate is about rm20 and now they charged me rm59.04.. Did you pay the full statement amount?
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owj
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Aug 31 2016, 02:12 PM
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As long as you payment as per statement balance, there won't be finance charges. If so happen you pay the full balance which is lower than statement balance after deducting rebate then there will be finance charges
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