Apparently CIMB has this T&C that if the cash rebate for the billing month is less than rm10, the system will allow us to pay the statement balance less the rebate amount.

However, if the cash rebate is more than rm10 in that billing month, you need to pay the stated statement balance without deducting the cash rebate. If you don't do that, you will be penalised with finance charges for the difference.

I just checked my CIMB Clicks and I was hit by RM20++ (small amount, I know) finance charges for last month's bill. I called up CS Centre and I was told of such T&C by the lady on the other side of the line. I have checked the T&C on CIMB's website but it doesn't state such T&C. I have yet to check the T&C booklet that came along with the credit card.

So, I'm just curious if anyone here got hit by such charges? I usually pay all my credit card bills by deducting the cash rebate from the statement balance. I always assumed that as long as the credit card account shows RM0.00 for outstanding balance and minimum payment, it means I have cleared all my payment due to the bank.

P.S. Please correct me if I'm wrong and I'm using CIMB Cash Rebate Platinum MasterCard

Samething.
CIMB change the rules.
The RM30 cash rebate will be used to offset your next month statement. Not this month statement.

OMG, i just checked my last month bill and the same thing is happened to me, finance charge rm59.04 on 28/8!! I usually paid the bills based on the statement balance which is after deduct cash rebate, never know about this T&C.

Good to do that..a lot of time they have no clues on what they are doing

Did they credit the money to your account immediately?