Today still receive the MBB GIA-i 4% payout for the 8th month. Interesting to see if they would remember to credit the add'l 0.5% the coming days without me having to "remind" them. 

I called EPF in Feb, was told effective this year salaried workers are not allowed to contribute separately. The 60k is meant for self employed.

Huh? Really? Any black and white?

maybe inside here?
http://www.kwsp.gov.my/portal/en/web/kwsp/...lf-contribution

It didn't restrict wage earner to contribute

the statement??....
Persons who are allowed to make a self contribution under the EPF Act 1991 are as below.....

Damn... should have put i to gia instead of efd with 3.15% only... I just opened an efd of 1month at 3rd of June, shd I surrendered it (uplift) and put it into gia immediately??

That's maybank GIA-i promo which give effective rate of 4.5% if  hold for 12 months. The normal eGIA-i gives flat 4% even if you hold for 12 months. Up to you. If you are ok with losing 3 days of interest, then go ahead.

Damn... should have put i to gia instead of efd with 3.15% only... I just opened an efd of 1month at 3rd of June, shd I surrendered it (uplift) and put it into gia immediately??

dont promote mbb gia-i 12-mth 4.5% p.a. this promo already ended.

you should know better.

Guys,

I found a small 'workaround' in Maybank online GIA account if you want the interest to credit to principal instead of credit to account.

Once you have selected all the details like amount, term, credit to account, etc... click next.

Then DO NOT click submit but click back.
The option Credit to Principal will be an option in the dropdown.

Guys,

I found a small 'workaround' in Maybank online GIA account if you want the interest to credit to principal instead of credit to account.

Once you have selected all the details like amount, term, credit to account, etc... click next.

Then DO NOT click submit but click back.
The option Credit to Principal will be an option in the dropdown.

Wow... Impressive..

This back door found.. Hope no maybank staff here... Kekeke

I called EPF in Feb, was told effective this year salaried workers are not allowed to contribute separately. The 60k is meant for self employed.

Am bank is customer friendly on fresh fund requirements . Since True Saver rate drops from 2.8 to 1.8%, transfer my money to the 6 months FD 4.25% promote rate, rm500 ( min rm10k) or 5% of FD to be kept in saving account. i use True saver as it gives 1.8%..

For 6 months i think this is the best rate

Today still receive the MBB GIA-i 4% payout for the 8th month. Interesting to see if they would remember to credit the add'l 0.5% the coming days without me having to "remind" them. 

Am bank is customer friendly on fresh fund requirements . Since True Saver rate drops from 2.8 to 1.8%, transfer my money to the 6 months FD 4.25% promote rate, rm500 ( min rm10k) or 5% of FD to be kept in saving account. i use True saver as it gives 1.8%..

For 6 months i think this is the best rate

If Ambank allow us to place it with existing fund or just top up a bit, then that is covinient for existing customers.
However, pure "fresh" fund, still prefer Hong Leong 6 month offer, 4.25%  
By the way, I calculate ambank offer in stupid way like : (4.25*20+1.8)/21 = 4.133%

I just checked mine & seems like 1 FD is getting ~4.5%, while the other still 4% for the 7th month, both on the same date somemore! Weird...

Has they mentioned how long should the RM50 in casa kept?