FD followers,
Just checked latest rates at 2 banks as follows:

Ambank 6 months 4.25%
Bank Rakyat 12 months 4.3% extended till 30 June

Sorry, minimum for Ambank is rm10k and BR is rm25k

Guys,

I found a small 'workaround' in Maybank online GIA account if you want the interest to credit to principal instead of credit to account.

Once you have selected all the details like amount, term, credit to account, etc... click next.

Then DO NOT click submit but click back.
The option Credit to Principal will be an option in the dropdown.

Yes, just double checked it is successfully created.

I hope the system has not found out about this issue

I just checked mine & seems like 1 FD is getting ~4.5%, while the other still 4% for the 7th month, both on the same date somemore! Weird...

Ya, yesterday spent about half an hour trying to call them!
According to the person in charge, it should only affect the initial batch of placement but I asked her to check all my GIA placements.

Luckily i read your posting here

She explained the same thing, if system cannot be changed, then they need to escalate to branch manager to manually credit the additional interest.

Yes, they acknowledged the issue but assured me the other placements not affected.
They told me that they will only credit the interest into my savings account upon maturity but I requested it to be credited on a monthly basis as I am afraid I may forget about it by then. So request is currently on application, waiting for approval.