Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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 Jun 6 2016, 10:41 AM
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#1
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Senior Member
4,174 posts Joined: Dec 2008  
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QUOTE(heavensea @ Jun 6 2016, 08:22 AM) Damn... should have put i to gia instead of efd with 3.15% only... I just opened an efd of 1month at 3rd of June, shd I surrendered it (uplift) and put it into gia immediately?? yes. i would do that. |
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Jul 18 2016, 09:55 AM
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#2
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Senior Member
4,174 posts Joined: Dec 2008
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I got 2 FD due today from Hong Leong.. Called Affin. No more the 4.5%!!!!!
now busy looking for NEXT BEST.... any recommendations? looks like short term 3.75% MAYBANK GIA... |
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Jul 18 2016, 10:13 AM
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#3
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Senior Member
4,174 posts Joined: Dec 2008
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QUOTE(coolstore @ Jul 18 2016, 10:11 AM) mine matured on 14/7, juz 1 day after 13/7 ... Just checked with HONG LEONG. Islamic FD 4.25%... per annum. Interest only at end of tenure.. that was hongleong also 6mth 4.5%, today may proceed to pbb to check their pf fd extra 6mth 4.1% still valid or not So, no choice, i will renew for this since walking into HONG LEONG. |
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Jul 18 2016, 12:20 PM
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#4
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Senior Member
4,174 posts Joined: Dec 2008
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QUOTE(Warfare08 @ Jul 18 2016, 10:32 AM) Just to share - I renewed my HL FD which had matured back in last Friday. 4.25% p.a for 12 months tenure. 1.5 hour project with hong Leong... What I was told, the interests will be paid on monthly basis into SA account and I didn't open an Islamic SA account. Interests will be paid to the same account which I used for my 4.5% - 6 months promo previously. Cannot use SA AC. for this Islamic 4.25% interest. End of tenure to roll over. No monthly credit of interest as the teller says this is PROMO. Very long Q of ppl and most shifting funds to HLB for this 4.25%. |
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Jul 18 2016, 01:04 PM
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#5
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Senior Member
4,174 posts Joined: Dec 2008
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QUOTE(Warfare08 @ Jul 18 2016, 12:44 PM) Thanks for the info. Well, am not sure why mine was different considering I did top up on top of my matured 6 months FD promo. I called up before I go and was informed need top up additional 10% of my existing FD that i want renew if i want the promo 4.25% rate. then at counter she press here.. press there... and the Q behind me was tremendous... The manager come.. Then she ask if its alright with me, if she just renew the old FD and return me my 10% cheque as she not sure how to process it. Apparently, their system do not allow mixture of cheques and cash for islamic banking. After all the issue on "FRESH FUND" blah blah.... That is HOng Leong.. today. SUPER in-efficient. Only 2 teller operating and they not sure how to do conversions between conventional to islamic. i have to Q 40 mins before my turn. And those behind me, easily 1 hr plus waiting time... So, i just did the renewal so, as not to hold up the Q. This post has been edited by elea88: Jul 18 2016, 01:05 PM |
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