Went to affin bank setapak jln genting klang, staff told me I need electric / water bill to get promo 4.5% FD because my address in IC is not in KL but johor. erm...why so weird one need to check from which state...

For those intending to hop on the 4.5% Interest for 12 Months FD at Affin bank, my advice is to do so quickly. According to one of the officers at Affin, they have already achieved more than half of their allocated quota. When I was there at their branch, a lot of people who came in to enquire or to place FD because of the 4.5% promo.

Last time I opened CASA account at MBB PJ (which is 25km away from my home) also they're asking me this. They strongly advised me to go back to my hometown branch to open instead of the PJ one. Their reason is because next time if I want to withdraw >25K I can only do it at the branch where I opened my account.
In the end I did successfully open the account, but then they also asked me to write and sign a statement that I'm fully aware and I insist to open at their branch.

I guess your case is because 1 year later when you want to withdraw your FD you need to come back to the same branch, so will be troublesome for you and them.

good to know

and yeah, the branch is not crowded. went once there. very friendly staff.
take Q number straight to counter because no customers

well it's expected the quota is fast finishing.. the promo is among the best now on the market..
and everyone is rushing before the BNM meeting.. there's risk they might reduce OPR..

Too bad no $$$ for Affin 4.5%. Indeed best in the market for the past year.

Is it over the counter FD?

Interest/Profit will be credited into CASA 3 biz days later. Savings account need RM100 to open, but no other fees. Free debit card. I pre-signed another FD form to deposit a top up value + up front profit, the staff will create a new FD for me as soon as the profit goes into my SA, however, still need to go back to the branch to collect physical certificate.

Overall, very good service from the Sentral staff.

Affin bank branches are usually not crowded. When I went there just now, there werent anybody in the bank but I had to wait for 5 mins before they called my number. If not for the 4.5%, I wouldn't even walk in to that bank.

no customer yet needed to wait 5mins for number to called

but hey it's still fast compare with other commercial banks

That's correct.. few years back i deposit $$ into their FD and not more than 3 people inside at that time..

i guess affin interested in hire purchase and housing loan, cause when i go up to first floor i can see many clients.

well for me, seriously don't have 200k. then can forget about 1mil++ too

others I don't know

Some Public and hong leong bank branches, when you press for the queue no on the machine, you are almost called instantly to the counter.

This post has been edited by TOMEI-R: Jul 11 2016, 04:37 PM

Give you some free time to reply forums while waiting....

Affin bank was empty compared to maybank, but maybank faster

too humble

Staff efficiency is an issue

Bank Negara to keep OPR at 3.25 pct: StanChart
http://www.nst.com.my/news/2016/07/157617/...n-325-stanchart

maybe staff issues

1st time I come across tis stmt from Affin

yeah, normally they would ask for utilities bills to confirm your current living place.

considering there's only 3 working days from 4th july till 11 jul(today), you have decent chances.
Not all Malaysians can fork out 50k at any time