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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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5p3ak
post Jun 2 2016, 09:59 AM

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QUOTE(HarpArtist @ Jun 2 2016, 08:45 AM)
dream on brows.gif
*
ok sad.gif

maybe 5% too much, 4.7% can or not? hmm.gif
5p3ak
post Jun 2 2016, 10:42 AM

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QUOTE(bbgoat @ Jun 2 2016, 10:12 AM)
My bet is by Q4, 4.6%. Big Bones hoping for 5% by Q4.  biggrin.gif
PBB updated their eFD maybe 6 months ago. So it has changed their eFD to be true "e" like some other banks.  biggrin.gif
*
ok la kalao 4.6% pun jadi

only time will tell
5p3ak
post Jun 2 2016, 01:22 PM

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QUOTE(sandkoh @ Jun 2 2016, 12:44 PM)
only in the dream fd >5% for satu tahun. laugh.gif
*
12 months I think very difficult to get >5%

maybe like 24/36 months possible? hmm.gif
5p3ak
post Jun 2 2016, 10:12 PM

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QUOTE(bbgoat @ Jun 2 2016, 07:25 PM)
Today took out last remaining FD out from SCB. Bad experience in the normal banking area (after I terminated their PB to avoid monthly charges). I was asking to do RENTAS for the matured FD. Then only 1 hr later they realized not enough in my JustOne acct to deduct for the fees (kept minimum in the CASA). Have to go back to get CO !  doh.gif That was almost 4pm already !  shakehead.gif

Originally wanted to place FD using personal cheque after the RENTAS. So since cannot RENTAS already, get CO from SCB. Bad impression of SCB normal banking area ! May hesitate to go there next time unless has really good FD promo !

Luckily Affin still opens till 4.15pm. Got the 4.5% FD done JIT !  biggrin.gif
*
sorry nub question

what is CO? unsure.gif
5p3ak
post Jun 2 2016, 10:18 PM

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QUOTE(Human Nature @ Jun 2 2016, 10:14 PM)
cashier's order / banker's cheque
*
oh banker's cheque. ok got it.
5p3ak
post Jun 23 2016, 02:21 PM

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QUOTE(Slong729 @ Jun 23 2016, 02:08 PM)
Hi

Been lurking this topic in LY forum for a while.
Gained a lot so I thought I give back some.

I just found out the Affin Bank is giving 4.5% FD for 12 month.
*
branch?

inb4 dupe sape ni
5p3ak
post Jun 23 2016, 02:38 PM

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QUOTE(Slong729 @ Jun 23 2016, 02:32 PM)
Hi

Cyberjaya branch at Shaftberry.

Took a photo from h-phone
Will try to upload, newbie here
*
Much obliged biggrin.gif
5p3ak
post Jun 28 2016, 08:16 PM

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QUOTE(eleven dragon @ Jun 28 2016, 07:22 PM)
Affin promo, PJ new town branch is included as well.
*
Thanks for the heads up biggrin.gif
5p3ak
post Jul 1 2016, 09:27 AM

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QUOTE(ftan @ Jul 1 2016, 08:55 AM)
I went to Affin bank yesterday for the 4.5% fd deal. According to the bank officer, still have limited quota but may not last till Aug 31st.

I'm also looking for short term FD deal. So far, I can see HLB and Alliance have 4% or above.
*
which branch did you go to?
5p3ak
post Jul 1 2016, 01:58 PM

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QUOTE(kino318 @ Jul 1 2016, 01:55 PM)
Hi bro, what is BR? many thks
*
BR stands for Bank Rakyat. Correct me if I'm wrong.
5p3ak
post Jul 8 2016, 02:22 PM

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QUOTE(tomry @ Jul 5 2016, 01:59 PM)
just went to bank rakyat branch myself , placed the FD with 4.38 % for 12 months with min fresh fund of rm 5k
( promo end on 31/7/16)

i asked them why i call the customer service center only say have 4.1% , they claim the customer service is not updated  bruce.gif

got free gift
1) parker pen
2) diary
*
May I know which Bank Rakyat branch you went? hmm.gif
5p3ak
post Jul 11 2016, 08:54 AM

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Noob question, how to use banker's cheque for FD? Pay to own name right?
5p3ak
post Jul 11 2016, 10:34 AM

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QUOTE(David3700 @ Jul 11 2016, 08:56 AM)
Yes, that's correct
*
QUOTE(Ramjade @ Jul 11 2016, 09:03 AM)
Pay to own name and own ic no. Then bring the banker's cheque to the bank of your choice. Tell them I want to put FD at this rate. Present them your banker's cheque.
*
ok thank you.
5p3ak
post Jul 11 2016, 10:35 AM

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QUOTE(David3700 @ Jul 11 2016, 08:56 AM)
Yes, that's correct
*
QUOTE(Ramjade @ Jul 11 2016, 09:03 AM)
Pay to own name and own ic no. Then bring the banker's cheque to the bank of your choice. Tell them I want to put FD at this rate. Present them your banker's cheque.
*
ok thank you.
5p3ak
post Jul 11 2016, 12:21 PM

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QUOTE(mhspeng @ Jul 11 2016, 11:28 AM)
What's the terms and conditions to place for 4.5% at affin? Whats the tenure?
*
12 months

Minimum 10k.

QUOTE(David3700 @ Jul 11 2016, 11:53 AM)
The best offer so far.
If you dun mind the hassle, KFH beats all....
*
How so? hmm.gif

This post has been edited by 5p3ak: Jul 11 2016, 12:22 PM
5p3ak
post Jul 11 2016, 04:53 PM

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Affin bank was empty compared to maybank, but maybank faster laugh.gif

QUOTE(nexona88 @ Jul 11 2016, 04:25 PM)
well for me, seriously don't have 200k. then can forget about 1mil++ too  blush.gif

others I don't know innocent.gif
*
too humble laugh.gif
5p3ak
post Jul 12 2016, 01:01 PM

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Did my placement at Affin Bank PJ New Town, State.

Min 10k MYR, 4.5% interest after 1 year, auto renewal on board rate, 3.7% the following year. No CASA needed. Promo till 31st August or when target is reached, sorry I forgot what is their target amount.
5p3ak
post Jul 14 2016, 10:40 AM

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Syukur my funds at BSN 5% have still yet to mature. laugh.gif
5p3ak
post Jul 14 2016, 04:34 PM

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QUOTE(lowdensity @ Jul 14 2016, 03:09 PM)
this must be staff rate ya.
*
Where got staff rate only 5% bangwall.gif


5p3ak
post Aug 3 2016, 04:53 PM

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QUOTE(dEviLs @ Aug 3 2016, 02:19 PM)
Just place FD again with Bangkok bank..was much faster since i already went thru the pain for account opening..all done in 20mins for 2 separate placement

The promo -

4month - 3.8%
7month - 4%
10month - 4.05%
12month - 4.1%
*
tell us more about the pain of Bangkok bank account opening

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