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Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only
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TOMEI-R
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 Jun 11 2016, 10:19 AM
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QUOTE(szejz123 @ Jun 10 2016, 08:33 PM) Had a pretty bad experience with Bangkok Bank (KL Branch). To open an account, you will need to wait for a few days for verification and approval. The weird part is that they will even run a CTOS check on you for FD Placement... Its pretty common that banks will do a credit check on you even for fd placement. Try to check the contents of the forms they ask you to sign when you open an account/ place an fd with them. But seriously, few days just to open an account is a bit too much. This post has been edited by TOMEI-R: Jun 11 2016, 10:19 AM |
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TOMEI-R
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Jun 16 2016, 10:05 PM
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QUOTE(mamamia @ Jun 16 2016, 08:11 PM) Dunno which version should I check, sorry if I asked the repeated question: may I Know is PBB paying interest if my FD matured on Sunday? Must complain to BNM only get? Or is there any sifu here got their interest once inform to the officer nowadays? So what are you going to complain about at BNM? "Public Bank didnt want to pay me my 1 day interest?" Go talk to your bank first. If every customer were to go to BNM for such trivial matters, then BNM staff would be really busy.  |
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TOMEI-R
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Jun 17 2016, 10:50 AM
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QUOTE(mamamia @ Jun 17 2016, 06:54 AM) I was refer to first post that mentioned that la... that's y I asked.. Thats why we said, go talk to your bank first. |
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TOMEI-R
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Jun 17 2016, 12:46 PM
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QUOTE(starry @ Jun 17 2016, 11:46 AM) Just came back from Hong Leong Bank. Promo FD 6 months - 4.25%p.a. has ended. Apparently target hit before deadline. Cant check on my HL Online Connect too.. Was actually waiting to go into this offer before the month ends.  |
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TOMEI-R
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Jun 20 2016, 01:02 PM
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QUOTE(starry @ Jun 20 2016, 11:28 AM) I went to HL Jalan Mega Mandung last week. Wanted to place 6 mth 4.25% but staff said hit target already. QUOTE(bbgoat @ Jun 20 2016, 11:33 AM) Last week saw you guys posts, so just now called Penang HL branch. They said still available. So maybe like u guys said, some branch still running.  I checked my Mach Online and for online FD placement, 6 months at 4.05%. Why is online placement rates lower than branches  ? |
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TOMEI-R
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Jun 20 2016, 01:25 PM
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QUOTE(Ramjade @ Jun 20 2016, 01:05 PM) Cause they want people to go to branch, have face to face contact and then BAM! Promote all kind of stuff in the hope you will buy. If give you high rates online, you won't visit branch, how to sell you products?  Thats the purpose of coming up with MACH!. So that it suites the needs of new generation of customers who dont prefer going to the banks. |
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TOMEI-R
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Jun 21 2016, 05:26 PM
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QUOTE(nbi @ Jun 20 2016, 06:13 PM) still got 4.5% pa promotion at affin taman midah kl Do you have any idea when this promo will end? 4.5 is the best as of now. Fixed rate rather than those step up promos. |
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TOMEI-R
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Jun 21 2016, 05:50 PM
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QUOTE(nbi @ Jun 21 2016, 05:47 PM) affinbank taman midah 4.5% pa. min 10k. end 31 August 16 or quota limit reached Thanks for the heads up. |
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TOMEI-R
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Jun 22 2016, 11:19 PM
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QUOTE(wil-i-am @ Jun 22 2016, 11:15 PM) Besides BR, any Banks offer 4.2% for 24 mths? Why take the 4.2% when Affin is offering 4.5% for 12 months? |
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TOMEI-R
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Jun 22 2016, 11:35 PM
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QUOTE(nexona88 @ Jun 22 2016, 11:26 PM) the Affin 4.5% FD offer still available? I thought already fulfill target something  Certain branches still got. Check posts above. |
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TOMEI-R
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Jun 23 2016, 03:06 PM
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QUOTE(Slong729 @ Jun 23 2016, 03:04 PM) Hi Wil-i-am, Yes this is a different one. The 4.5% is pure FD and for fresh fund only and not need joint "investment" into something else. I think this would be the better deal.  |
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TOMEI-R
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Jun 23 2016, 03:16 PM
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QUOTE(wil-i-am @ Jun 23 2016, 03:14 PM) This one less 0.02 but get Microfibre mop.  |
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TOMEI-R
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Jun 26 2016, 09:41 PM
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QUOTE(Ramjade @ Jun 26 2016, 09:38 PM) Actually FD is a liability to them. If they have alot of reserves in cash, then there is no need to promote their fds. |
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TOMEI-R
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Jul 9 2016, 12:04 PM
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QUOTE(nexona88 @ Jul 8 2016, 08:58 PM) Really don't understand what affin bank trying to do  one have straight forward 4.5% FD while same time have spin thingy.. You mean if have the Spin thingy then no 4.5%? What is the interest rates for the spin thingy? |
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TOMEI-R
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Jul 9 2016, 12:07 PM
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QUOTE(wil-i-am @ Jul 8 2016, 12:55 PM) Just completed additional FD placement with Affin Bank at 4.50% Forgot to ask, will the interests be credited monthly or one time when the FD matures? |
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TOMEI-R
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Jul 9 2016, 12:12 PM
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QUOTE(wil-i-am @ Jul 9 2016, 12:08 PM) That would be after 1 year.  |
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TOMEI-R
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Jul 9 2016, 12:17 PM
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QUOTE(David3700 @ Jul 9 2016, 12:16 PM) That's what most banks do....except for KFH where there is upfront interest HLBB credits interests monthly into your account too. But too bad, its interest rates are very uncompetitive now. |
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TOMEI-R
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Jul 9 2016, 12:22 PM
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QUOTE(David3700 @ Jul 9 2016, 12:19 PM) As reported, the best currently is still Affin and KFH.... Anybody find something that can beat the above ? And AFFIN doesn't require those who dont have an account their to register one to place fd too.  |
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TOMEI-R
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Jul 9 2016, 12:35 PM
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QUOTE(wil-i-am @ Jul 9 2016, 12:27 PM) The only setback for KFH is limited branches Still 4.4 loses out to 4.5.  |
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TOMEI-R
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Jul 9 2016, 12:46 PM
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QUOTE(nexona88 @ Jul 9 2016, 12:36 PM) still have 4.5% but that one for certain branch only.. for the spin one, it's available all branch.. rate I see range from 3.75% to 4.5% Im on my way there then!  |
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