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 Fixed Deposit Rates In Malaysia V. No.13, Strictly for FD Discussion Only

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SmallPotato2011
post Jul 11 2016, 11:49 AM

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Just call... Friendly staff said:"masih ada lagi".... Nice!

I will go there later...
David3700
post Jul 11 2016, 11:53 AM

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QUOTE(SmallPotato2011 @ Jul 11 2016, 11:49 AM)
Just call... Friendly staff said:"masih ada lagi".... Nice!

I will go there later...
*
The best offer so far.
If you dun mind the hassle, KFH beats all....
nexona88
post Jul 11 2016, 12:04 PM

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QUOTE(SmallPotato2011 @ Jul 11 2016, 11:36 AM)
Later I will go ask Affin Bank Jalan Bugus... Hopefully they provide 4.5% per 12 months tenure too...
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U mean the branch near jakel mall there.
Opposite cimb/Maybank hmm.gif
5p3ak
post Jul 11 2016, 12:21 PM

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QUOTE(mhspeng @ Jul 11 2016, 11:28 AM)
What's the terms and conditions to place for 4.5% at affin? Whats the tenure?
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12 months

Minimum 10k.

QUOTE(David3700 @ Jul 11 2016, 11:53 AM)
The best offer so far.
If you dun mind the hassle, KFH beats all....
*
How so? hmm.gif

This post has been edited by 5p3ak: Jul 11 2016, 12:22 PM
FDInvestor
post Jul 11 2016, 12:41 PM

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QUOTE(poor man @ Jul 10 2016, 12:48 PM)
hl islam fd promo flyer 1 july 2016 to 30 sep 2016
6 mth - 4.15%  min 10k
12 mth - 4.25% min10k
must open acc
T&C https://www.hlisb.com.my/assets/files/promo...july-tnc-en.pdf
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Thanks for sharing. Nevertheless, the placement is a bit inconvenient and only accepted at home branch:(



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Ramjade
post Jul 11 2016, 12:46 PM

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QUOTE(5p3ak @ Jul 11 2016, 12:21 PM)
How so?  hmm.gif
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If you have large amount, put that, get interest on the spot, use the interest to put again in KFH. Then interest given, can put into maybank eGIA-i

It will boost your effective returns drastically.
Bussybody
post Jul 11 2016, 12:54 PM

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QUOTE(TOMEI-R @ Jul 11 2016, 09:19 AM)
The 4.15% was last month's promo rates. The promo wasn't available at my Mach account anymore. They auto renewed my fd to 3.3%. So I think I will be transferring mine to another bank.
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They opened a HL Islamic SA for me (no bank book and card) and transferred my matured HL to this new account.

Can choose either 4.1% for 6 months or 4.2/4.25 (cant recall) for 12 months.




thirumaran
post Jul 11 2016, 12:57 PM

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QUOTE(nexona88 @ Jul 11 2016, 12:04 PM)
U mean the branch near jakel mall there.
Opposite cimb/Maybank hmm.gif
*

Just came back from Affin Sri Petaling. RM200k will get you 4.5% per annum

QUOTE(FDInvestor @ Jul 11 2016, 12:41 PM)
Thanks for sharing. Nevertheless, the placement is a bit inconvenient and only accepted at home branch:(
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Just continued with HL and top up 10% new cash placement to get this new rate.

Besides HL, anyone know which other banks credit the interests monthly into the savings account?

Tks
aromachong
post Jul 11 2016, 12:58 PM

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QUOTE(Bussybody @ Jul 11 2016, 12:54 PM)
They opened a HL Islamic SA for me (no bank book and card) and transferred my matured HL to this new account.

Can choose either 4.1% for 6 months or 4.2/4.25 (cant recall) for 12 months.
*
looks like interest is heading to south..

wonder interest/OPR will drop in coming months or remain same?
David3700
post Jul 11 2016, 01:08 PM

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QUOTE(5p3ak @ Jul 11 2016, 12:21 PM)
12 months

Minimum 10k.
How so?  hmm.gif
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KFH pay upfront interest. You can deposit the interest in FD, so effective % is higher.

But the branch is lesser, and the upfront interest is paid a few days later into CASA. So have to open a CASA and go 2 times lah....
nexona88
post Jul 11 2016, 01:12 PM

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QUOTE(thirumaran @ Jul 11 2016, 12:57 PM)
Just came back from Affin Sri Petaling.  RM200k will get you 4.5% per annum
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Too bad not many including me have RM 200k blush.gif
David3700
post Jul 11 2016, 01:14 PM

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QUOTE(nexona88 @ Jul 11 2016, 01:12 PM)
Too bad not many including me have RM 200k blush.gif
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Affin TTDI no need 200k to enjoy 4.5%.....
nexona88
post Jul 11 2016, 01:18 PM

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QUOTE(David3700 @ Jul 11 2016, 01:14 PM)
Affin TTDI no need 200k to enjoy 4.5%.....
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Standard 10k right?
aromachong
post Jul 11 2016, 01:18 PM

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QUOTE(David3700 @ Jul 11 2016, 01:14 PM)
Affin TTDI no need 200k to enjoy 4.5%.....
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200k is good already to enjoy 4.5%... honestly..

heard bank like pb need 400-500k for you to enjoy 5% something like that
Nocomment25
post Jul 11 2016, 01:29 PM

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Hi all,

My maybank e-fd gave me monthly interest. The last time I applied promo was 4.31% effective rate. Interest paid to SA. Can apply via maybank2u. Save time somemore.
Nocomment25
post Jul 11 2016, 01:31 PM

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Ppl here very humble. Say don't have 200k.. but got 1 mil++
SmallPotato2011
post Jul 11 2016, 01:47 PM

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QUOTE(nexona88 @ Jul 11 2016, 12:04 PM)
U mean the branch near jakel mall there.
Opposite cimb/Maybank hmm.gif
*
Yes. Confirmed this branch also offer 4.5% now...

Finally I open my first account with AFFIN bank... Not crowd and friendly staffs... 👍🏻

QUOTE(David3700 @ Jul 11 2016, 01:14 PM)
Affin TTDI no need 200k to enjoy 4.5%.....
*
AFFIN Jalan Bunus just need 10k and above to enjoy 4.5%...

QUOTE(bearbear @ Jul 11 2016, 11:32 AM)
seems is still the same promo i.e. few branches.

else go KFH?
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I know KFH KL Sentral open in weekend so I have drop by last two days. Too bad they told me the account opening staff is not in for weekend... Ask me come again on weekday... 😰 Too bad, so I have choose AFFIN bank now...

* KFH KL Sentral staffs are friendly too anyway...
mhspeng
post Jul 11 2016, 02:01 PM

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Just went to Affin Bangunan Getah, don't have 4.% for 12 months.
guy3288
post Jul 11 2016, 02:34 PM

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QUOTE(cklimm @ Jul 11 2016, 10:04 AM)
i got my interest a few days later, into KFH savings account.
It worth the trouble
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thanks, but now is a bit too late for the early bird gifts.
+ i wanna skip that opening new SA with KFH and go back second round,
so i ended up with BR again and got another parker pen today.
small amount takpa,lose not much .
Human Nature
post Jul 11 2016, 02:35 PM

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QUOTE(SmallPotato2011 @ Jul 11 2016, 01:47 PM)
Yes. Confirmed this branch also offer 4.5% now...

Finally I open my first account with AFFIN bank... Not crowd and friendly staffs... 👍🏻
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QUOTE(SmallPotato2011 @ Jul 11 2016, 01:49 PM)
AFFIN Jalan Bunus just need 10k and above to enjoy 4.5%...
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QUOTE(SmallPotato2011 @ Jul 11 2016, 01:52 PM)
I know KFH KL Sentral open in weekend so I have drop by last two days. Too bad they told me the account opening staff is not in for weekend... Ask me come again on weekday... 😰 Too bad, so I have choose AFFIN bank now...

* KFH KL Sentral staffs are friendly too anyway...
*
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