OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
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 Jan 16 2018, 08:02 AM
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#1
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Senior Member
1,057 posts Joined: Oct 2011 
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QUOTE(rainbird @ Jan 16 2018, 12:48 AM) Does OCBC charge any fee to IBG to other banks' accounts? IBG charge is standard RM0.11 including gst.Does OCBC charge any fee to pay bills such as TNB? Reason i asked is because Maybank do charge a fee.  No charge on bill payment. |
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Apr 30 2018, 09:21 AM
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#2
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Senior Member
1,057 posts Joined: Oct 2011
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QUOTE(paogeh @ Apr 29 2018, 08:40 PM) just get to know this ocbc360 , I am using it and constantly earn 4.1% pa interest on saving.and planning to get one ..... from the pdf , IBG/instant transfer , got charges ??? so, this still good ? or other bank are better ?thank you I would say it is very good if you can meet all requirements for the higher interest. Normal charges 0.11 and 0.53 for IBG and Instant transfer. |
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Apr 30 2018, 01:47 PM
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#3
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Senior Member
1,057 posts Joined: Oct 2011
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QUOTE(Ramjade @ Apr 30 2018, 11:43 AM) See my reply below. Mathematics don't lie. You cannot compare saving account to a fund.Saving account is simple compare to a fund. Saving account has lower risk compare to a fund. Saving account allow you withdrawn money any time. If your saving has >30k, OCBC card earn more monthly cash back than Maybank 2 Amex card. For 30k saving, you earn RM30 (1.2%pa) + RM5 (1% CC cash back of RM500 spend) = RM35, while Amex give you RM25 (5% CC cash back of RM500 spend)+ RM6.25 (5X Treat Point equivalent to 1.25%) = RM31.25 |
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Jul 3 2019, 11:03 AM
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#4
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Senior Member
1,057 posts Joined: Oct 2011
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QUOTE(infiniti123 @ Jul 3 2019, 09:44 AM) am i correct to say that OCBC wouldnt be the ideal situation if the Saving account is a inactive account,only monthly bank in money, not using it to pay bills or spend 500RM You need to fulfill all 3 conditions in order to get 4.1%(1) bank in at least RM500 per month (2) pay 3 bills or transfer 3 different banks (3) spend RM500 on OCBC CC This post has been edited by kyle_kl: Jul 3 2019, 11:03 AM |
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Jul 3 2019, 03:50 PM
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#5
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Senior Member
1,057 posts Joined: Oct 2011
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QUOTE(akafoz @ Jul 3 2019, 12:32 PM) Hello, Not sure. Let others answer you.For (2), transfer to same bank (non ocbc) but 3 different accounts will work? I always transfer more than 3 different banks. |
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Aug 1 2019, 11:17 AM
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#6
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Senior Member
1,057 posts Joined: Oct 2011
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QUOTE(avinlim @ Aug 1 2019, 09:06 AM) One opted for OneToken, cannot go back to OTP. So, not advice to switch now as the platform is damn not stable...I need to use other phone to try. What if the case I do not have other smart phone? Need purchase a fking new phone just because this OCBC onetoken thing cannot work on my current phone? WTF ocbc...  My advise, use OTP. do not switch to onetoken. QUOTE(rojakwhacker @ Aug 1 2019, 09:28 AM) I have read the recent comment on the app review. Some user said IOS phone still work while android phone don't. There is an user said you can call the helpline to change back from onetoken to normal sms otp, this you can try and tell us back here. I am Android user. Never face problem using onetoken in ocbc apps. |
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