Obviously no.
He's hinting for usage for debit card.

Correct. I mean not everyone likes the OCBC credit cards. There are other CC out there with better benefits. But in order to fulfill the RM500 spending requirement, and if you don't like using OCBC CC, you can use load to WeChat. It deducts from your account via your debit card. Of course there is no cashback or points to be earn - this post is not meant for it. But it can optimise your interest rate as you fulfill all your 3 criterias for OCBC.

my sister never able to apply for the OCBC credit card cause her salary not meeting minimum requirement
so you are saying that she still open a OCBC 360 account and use the debit card and make a RM500 top up to WeChat Pay then withdraw it
then also make 3 bill payment which can be bank transfer
and also bank in RM500 per month then she qualified for 4.1%?
anyone tested this before?

Get ocbc booster account less hassle. Only have to maintain above 30k in your account to earn 3.25% p.a.

u can use Bigpay as well.
Both method work .


4.1% .... very attratice.

Yes.

Can I choose not to get the debit card when I apply the acc? Bcoz I notice when u open the acc, it will charge RM8 + annual fee of RM8 annually.. without debit card, can I still get the access for online banking? I didn’t have any OCBC product yet

This post has been edited by mamamia: Jun 26 2019, 10:15 PM

You need to ask. Probably can sign up first, then cancel later.

I had the ATM card initially. Then they changed to debit card, and I chose not to renew.

So mean first year must pay RM8, subsequent year only can cancel b4 the annual fee kick in

On 2nd thought, you need the ATM/Debit card to register your phone number for OTP and online banking login.
So either way, you have to pay the first RM8

i have been paying rm8 for 2 years !

seems like, it;s time to cut the card !

Ok, in this case, I will just get debit card first.. credit card can be later since I d have debit card for the bonus interest

may I know which ocbc credit card is better ? Ti blue card 1% online cash back applicable for bigpay topup?
tqvm

yep applicable

tqvm

Currently, you have only an ATM card for your OCBC Savings account, right?

If I remember correctly, OCBC ATM cards can no longer be used for ATM withdrawal.

Anyway, without a OCBC debit card, can you still perform instant fund transfer from your OCBC 360 Savings Account?

Thank you for your information.

This post has been edited by kart: Jun 27 2019, 10:30 PM

ATM card already deactivated and can no longer be used.
IBFT cannot be used as I do not have ATM card.

However, I can use DuitNow which is the same as instant transfer

How about IBG?

No problem with IBG



Ringgitplus promo for OCBC 360
Link

Anyone here know about Citibank acceleration saving account?

Seems like conditional but higher interest than 4.1