Hi guys, also new here. just would like to confirm if I will get 4.1% if I do all 3 steps below.

1. deposit at least RM500 into 360 saving account anytime in a calendar month
2. fund transfer to 3 different credit cards (may be same or different banks) within a month
3. top up bigpay (with ocbc credit card) at least RM500 within a calendar month

step 2 a bit unclear for me, bank transfer considered "bill payment" as read from the posts above right?

thanks lot.

For number 2, if you do a bank transfer also counted - different bank accounts la.

So looks like ocbc360 will give double d interest compare to MBB Saver-i, but what about cost of IBG/IBFT, r they foc too?

Good morning,

I opened this OCBC account yesterday.

Do I have one full month to achieve the 4.1% interest - credit card, bills etc or only until
the end of june?

Thanks

Good morning,

I opened this OCBC account yesterday.

Do I have one full month to achieve the 4.1% interest - credit card, bills etc or only until
the end of june?

Thanks

Good morning,

I opened this OCBC account yesterday.

Do I have one full month to achieve the 4.1% interest - credit card, bills etc or only until
the end of june?

Thanks

OCBC has revised the interest rates.... So it's time for me to apply for a credit card to get the 1.3% interest.
Choosing between OCBC 365 and OCBC Titanium.... Which credit card are you all using? 365 seems to be just teensy bit better but annual fee waive up to 3 years.  Does it mean I have to call everytime to waive the fee or its automatic?

Alternatively, you can use the ATM debit card to reload eWallet. It counts towards the "1.3% interest when use credit card"
You can opt to use that amount in your eWallet or withdraw.

I don't really use ewallet actually. I do have loans to service so I use my credit card for 5% rebate. Is there a withdrawal fee for e wallet?

OCBC has revised the interest rates.... So it's time for me to apply for a credit card to get the 1.3% interest.
Choosing between OCBC 365 and OCBC Titanium.... Which credit card are you all using? 365 seems to be just teensy bit better but annual fee waive up to 3 years.  Does it mean I have to call everytime to waive the fee or its automatic?

Alternatively, you can use the ATM debit card to reload eWallet. It counts towards the "1.3% interest when use credit card"
You can opt to use that amount in your eWallet or withdraw.

not all e wallet can withdraw, most common is Boost charge RM2 per withdrawal and can withdraw up to 1498, bigpay charge RM6 for withdrawal can withdraw up to RM4k but again hard to find ATM that support 4k, mostly 3k atm avail. head over to the Boost / Bigpay thread to discuss this.

Why not both?

For ATM debit card, you need to pay annual fee of RM8.
I have cancelled my debit card. Using credit card instead.
Yes you need to pay SST for credit card, but with OCBC Ti or 365 which gives 1% rebate, just swipe RM2500 over 12 months on BP and you are done.
You need to swipe RM500 per month anyway.

One day OCBC gonna remove BP from eligibility, but this trick still works right now.

what is the daily deadline for daily interest?
11.59pm?
mean the remaining amount in the OCBC 360 as of 11.59pm will be taken to calculate daily interest.

9:45 p.m. on all days, except last day of the month, which is 9:30 p.m.

I don't really use ewallet actually. I do have loans to service so I use my credit card for 5% rebate. Is there a withdrawal fee for e wallet?

Tip: Withdrawal from WeChat is free.