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> OCBC 360 Savings Account - Up to 4.1% Interest !, Get higher interest on your savings acct

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AntiScam
post May 9 2019, 08:31 AM

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Please OCBC, keep this 4.1 account alive, dont make any changes.
kopi29
post May 9 2019, 05:38 PM

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it is still 4.1% but base interest reduce to 0.2%, while bonus interest increase to 1.3% per each bonus category.
it is still 4.1% overall, but what will be the impact of reducing base interest?

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David_Yang
post May 9 2019, 05:43 PM

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QUOTE(kopi29 @ May 9 2019, 06:38 PM)
it is still 4.1% but base interest reduce to 0.2%, while  bonus interest increase to 1.3% per each bonus category.
it is still 4.1% overall, but what will be the impact of reducing base interest?


I am perfectly happy with this. Will use the 360 account now even more than before.
tadashi987
post May 9 2019, 06:03 PM

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QUOTE(kopi29 @ May 9 2019, 05:38 PM)
it is still 4.1% but base interest reduce to 0.2%, while  bonus interest increase to 1.3% per each bonus category.
it is still 4.1% overall, but what will be the impact of reducing base interest?

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yeah rclxms.gif rclxms.gif
Sumofwhich
post May 10 2019, 06:01 PM

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Ocbc the best!
phen P
post May 28 2019, 03:16 PM

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QUOTE(shuin1986 @ Apr 2 2019, 11:24 AM)
Did they change some requirement for the bonus? I only get two 1.2% bonus for previous month statement.

1. Spent RM533.68
2. Transfers RM5 to 3 different bank
3. Deposit RM500

I've been doing this for 1 year + and this is the first time I did not get full bonus
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Hi, I have a question regarding this, would appreciate if anyone can answer my queries.

So for this Ocbc 360 acc, to be eligible for the bonus, criteria is to
1) deposit at least RM 500 every month
2) Pay at least 3 bills online every month
3) spend at least RM500 on your ocbc card every month

I'm assuming that your action of (2) transferring RM5 to 3 different bank is an act for "Paying at least 3 bills online every month", right? But based on the website, it suggested that us to pay bills via Jompay. So I would like to know if you NEED to pay bills via Jompay, or just transferring money to different bank (perhaps via Instant transfer, or IBG) will satisfy criteria num 2?

Thanks in advance.


AskarPerang
post May 28 2019, 03:22 PM

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QUOTE(phen @ May 28 2019, 03:16 PM)
Hi, I have a question regarding this, would appreciate if anyone can answer my queries.

So for this Ocbc 360 acc, to be eligible for the bonus, criteria is to
1) deposit at least RM 500 every month
2) Pay at least 3 bills online every month
3) spend at least RM500 on your ocbc card every month

I'm assuming that your action of (2) transferring RM5 to 3 different bank is an act for "Paying at least 3 bills online every month", right? But based on the website, it suggested that us to pay bills via Jompay. So I would like to know if you NEED to pay bills via Jompay, or just transferring money to different bank (perhaps via Instant transfer, or IBG) will satisfy criteria num 2?

Thanks in advance.
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Just transfer to 3 different bank will do.

Now using this OCBC account to keep the money.
Receive monthly pay. Criteria 1 done.
Pay other bank CC via instant transfer. Criteria 2 done.
Load to ewallet (boost/bigpay/touchngo) RM500. Criteria 3 done.
It is easy to achieve.
kaiskarnz
post May 28 2019, 04:43 PM

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anyway to avoid annual fee & instant transfer fees?
deity01
post May 28 2019, 06:43 PM

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QUOTE(kaiskarnz @ May 28 2019, 04:43 PM)
anyway to avoid annual fee & instant transfer fees?
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your credit card annual fee you hv to talk to the bank. this account do not have annual fee. the debit card annual fee cannot avoid.
instant transfer got fee??? I thought all bank waive it???
Sumofwhich
post May 28 2019, 07:28 PM

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QUOTE(kaiskarnz @ May 28 2019, 04:43 PM)
anyway to avoid annual fee & instant transfer fees?
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No fees for instant transfers, unable to avoid annual debit card fee but worthwhile if your returns are much higher than the debit card fee
AskarPerang
post May 28 2019, 08:59 PM

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QUOTE(kaiskarnz @ May 28 2019, 04:43 PM)
anyway to avoid annual fee & instant transfer fees?
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QUOTE(Sumofwhich @ May 28 2019, 07:28 PM)
No fees for instant transfers, unable to avoid annual debit card fee but worthwhile if your returns are much higher than the debit card fee
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Apply for lifetime free credit card such as titanium mastercard. Then cancel off the debit card.
Sumofwhich
post May 28 2019, 09:06 PM

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QUOTE(AskarPerang @ May 28 2019, 08:59 PM)
Apply for lifetime free credit card such as titanium mastercard. Then cancel off the debit card.
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Debit card = atm card no?
Can cancel 1 meh and request for no annual fee version of ocbc 360?
AskarPerang
post May 28 2019, 09:10 PM

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QUOTE(Sumofwhich @ May 28 2019, 09:06 PM)
Debit card = atm card no?
Can cancel 1 meh and request for no annual fee version of ocbc 360?
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Yes, you can keep the OCBC 360 account without any debit card.
Annual fees charges is on the debit card. If no debit card = no annual fees charges.
Lazygenes
post May 28 2019, 09:33 PM

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QUOTE(AskarPerang @ May 28 2019, 09:10 PM)
Yes, you can keep the OCBC 360 account without any debit card.
Annual fees charges is on the debit card. If no debit card = no annual fees charges.
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I understand from them can use credit card to set up internet banking, no need debit card. But if you need instant transfer, must have debit card. With credit card can only do ibg transfer.
Ramjade
post May 29 2019, 04:36 AM

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QUOTE(kaiskarnz @ May 28 2019, 04:43 PM)
anyway to avoid annual fee & instant transfer fees?
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Cannot avoid if want to enjoy full 4.1%


QUOTE(AskarPerang @ May 28 2019, 08:59 PM)
Apply for lifetime free credit card such as titanium mastercard. Then cancel off the debit card.
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Not good idea. Credit card SST RM25 vs Debit card RM8.
LostAndFound
post May 29 2019, 10:18 AM

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QUOTE(Ramjade @ May 29 2019, 04:36 AM)
Not good idea. Credit card SST RM25 vs Debit card RM8.
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Credit card rewards value - RM25

vs

Debit card rewards value - RM8

Which one higher?
shuin1986
post May 29 2019, 12:44 PM

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So even if the cc has no annual fee it still has SST rm25?
LostAndFound
post May 29 2019, 01:48 PM

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QUOTE(shuin1986 @ May 29 2019, 12:44 PM)
So even if the cc has no annual fee it still has SST rm25?
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All CC has SST (charged by and paid to government). Nothing related to the annual fee (charged by and paid to bank).
majorarmstrong
post May 30 2019, 04:54 PM

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hi - i am new here
ProxMatoR
post May 30 2019, 07:22 PM

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QUOTE(majorarmstrong @ May 30 2019, 04:54 PM)
hi - i am new here
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hello welcome
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