Thanks for the reply. But no thanks for the card. I don't need card to maximise interest when I intend to keep like RM2-3k inside only.

I am aiming for 2.9%p.a cukup. No way I am going to use ocbc card and don't earn nothing. Using ocbc cards means I am sacrificing my limited 5-10% cashback just to get 4.1% p. A which my calculations in previous post shows not worth it. So no thanks for the card