How about 60 cents and 6 cents?

Agree , every dollar counts

Any shifu here know about this? Whether the spend 500 using debit card for one of the criteria of 1.2%. Is use the rm500 1st day of the month and let's say 28th of the month get same interest? Hope enlighten. 😁

Is Direct Debit (eg: Astro direct debit to OCBC credit card every mth) counted as credit card usage?

Yes, interest is calculated on average daily balance

Huh? Debit card got direct debit? It direct debit from debit card mean online payment, not credit card usage. Anyway, this is my understanding lah. If direct debit from ocbc credit card, then, it credit card usage. Then, u pay credit card from 360 account, then, it consider online transaction

I refer to the terms and conditions pamphlet. For my understanding spend first day and 28th of the month is different? Cause the average daily balance tend to me more if spent at 28th of the month

something like that lah, but, unless it big spending, then, the amount is negligible. And, don't forget the max interest is capped at RM100k jer

please do note the RM500 spending is based on POSTING date, not transaction date.

for interest rate is calculated on average. so definitely the deduction of RM500 the later it is, the more interest you can get, as your average daily balance will be slightly more.


have you checked the T&C?

In my case, I intend to do 3 x direct/auto debit per month to my OCBC credit card (NOT debit card), so it will automatically qualify for the Spending category. The 3 x direct debit to my OCBC credit card are Astro, Unifi and Worldvision.

Anyone try this before ?

consider the criteria met

Should not be an issue. Try to ensure the monthly dates aren't end of the month.

To be safe, can let all three "pass" and then call OCBC to inquire on how many transactions been recorded

Does anyone know whether can open this SA in OCBC Al-Amin branch?

Yes. I was at PJ branch
But too bad, they saw my IC address is Kedah, requesting me to present HR letter

I went to my home branch in masjid jamek where I have existing al-amin Islamic account. No extra document needed to open 360

Thanks for tip!

anyone getting SWT19999 error when try to login their e-banking website?

Saw this on OCBC website, most probably they will reduce the interest rate?

UOB has revised down their interest rate of Conditional High Yield SA in anticipation of OPR cut.

e-Account is reduced form 3.5% to 3.4%.

Cut benefits damn fast, cut loan interest rate need to wait long long lol

I hope they will not kill the 4.1 @ 360 account.

Of course. If they waste time cutting interest for saving account or fixed deposit, they are losing money.