Outline ·
[ Standard ] ·
Linear+
OCBC 360 Savings Account - Up to 3.25% Interest !, Get higher interest on your savings acct
|
vez
|
Jun 5 2019, 09:41 PM
|
|
QUOTE(daimon @ Jun 5 2019, 09:08 PM) hahaha is insurance consider bill or spending(rm500) why you wanna transfer so much money to bigpay? got more points?  10k = RM100 cash back (1%) withdraw 3 times cost RM6 x 3 seems worth
|
|
|
|
|
|
majorarmstrong
|
Jun 6 2019, 01:28 AM
|
|
QUOTE(vez @ Jun 5 2019, 09:41 PM) 10k = RM100 cash back (1%) withdraw 3 times cost RM6 x 3 seems worth  if can find 4k machine even better but not worth it if travel too far so i decide to just settle with the 3k machine near my place i am hoping BigPay increase credit card top up to 50k - slowly waiting and dreaming
|
|
|
|
|
|
LostAndFound
|
Jun 6 2019, 07:59 AM
|
|
10k BP deposit only makes sense if you have no better CC to top it up with. PBB visa signature and quantum Master, SCB JustOne Platinum, MBB Barcelona, AEON Big CC.... all much better than Titanium.
|
|
|
|
|
|
majorarmstrong
|
Jun 6 2019, 03:04 PM
|
|
QUOTE(LostAndFound @ Jun 6 2019, 07:59 AM) 10k BP deposit only makes sense if you have no better CC to top it up with. PBB visa signature and quantum Master, SCB JustOne Platinum, MBB Barcelona, AEON Big CC.... all much better than Titanium. totally agree
|
|
|
|
|
|
Sumofwhich
|
Jun 7 2019, 01:49 AM
|
|
QUOTE(daimon @ Jun 5 2019, 09:08 PM) hahaha is insurance consider bill or spending(rm500) why you wanna transfer so much money to bigpay? got more points?  Insurance payment should be considered spending
|
|
|
|
|
|
daimon
|
Jun 7 2019, 10:12 AM
|
|
QUOTE(Sumofwhich @ Jun 7 2019, 01:49 AM) Insurance payment should be considered spending thanks!
|
|
|
|
|
|
Nicholasng925
|
Jun 7 2019, 11:08 AM
|
Getting Started

|
QUOTE(LostAndFound @ May 31 2019, 10:41 AM) I was informed that 3 times to 1 single bank only counted as 1. Did not test. QUOTE(Ramjade @ May 31 2019, 12:10 PM) You need 1x transfer to 3 different banks. 3 times transfers to 1 single bank account are counted as 3 transactions, it worked for my case. I earned the cashback for May.
|
|
|
|
|
|
ProxMatoR
|
Jun 7 2019, 12:50 PM
|
|
QUOTE(Nicholasng925 @ Jun 7 2019, 11:08 AM) 3 times transfers to 1 single bank account are counted as 3 transactions, it worked for my case. I earned the cashback for May. within same day or not, is the question and if within same day, and subject to bank decision.. if they deem that 3 transactions shall as 1, then it is 1...
|
|
|
|
|
|
Nicholasng925
|
Jun 7 2019, 03:11 PM
|
Getting Started

|
QUOTE(ProxMatoR @ Jun 7 2019, 01:50 PM) within same day or not, is the question and if within same day, and subject to bank decision.. if they deem that 3 transactions shall as 1, then it is 1...  Yep same day, within few minutes haha!
|
|
|
|
|
|
shuin1986
|
Jun 7 2019, 10:39 PM
|
Getting Started

|
QUOTE(Nicholasng925 @ Jun 7 2019, 03:11 PM) Yep same day, within few minutes haha! These are written in OCBC 360 T&C: Multiple payments within the calendar month bearing the same reference will be deemed as one Bill Payment. For example: (i) multiple payments to the same OCBC home loan facility account; or (ii) multiple payments to the same participating billing organisation, unless each payment is uniquely identified to a different account; or (iii) multiple payments to the same account with any bank or financing institution. OCBC Bank’s decisions as to whether any 2 or more payments shall collectively be deemed as one Bill Payment shall be final, conclusive and binding on all parties concerned.Dont gamble lor, every penny counts
|
|
|
|
|
|
Nicholasng925
|
Jun 8 2019, 01:17 AM
|
Getting Started

|
QUOTE(shuin1986 @ Jun 7 2019, 11:39 PM) These are written in OCBC 360 T&C: Multiple payments within the calendar month bearing the same reference will be deemed as one Bill Payment. For example: (i) multiple payments to the same OCBC home loan facility account; or (ii) multiple payments to the same participating billing organisation, unless each payment is uniquely identified to a different account; or (iii) multiple payments to the same account with any bank or financing institution. OCBC Bank’s decisions as to whether any 2 or more payments shall collectively be deemed as one Bill Payment shall be final, conclusive and binding on all parties concerned.Dont gamble lor, every penny counts Probably because I also transferred money to other accounts and credit card bills. Thanks for the T&C @shuin1986! That clarifies things up!
|
|
|
|
|
|
daimon
|
Jun 8 2019, 03:45 PM
|
|
how you guys solve this?
EARN 1.30% p.a. Spend at least RM500 on your OCBC Card(s) every month.
it seems ned RETAIL TRANSACTIONS ...
|
|
|
|
|
|
cklimm
|
Jun 8 2019, 03:50 PM
|
|
QUOTE(daimon @ Jun 8 2019, 03:45 PM) how you guys solve this? EARN 1.30% p.a. Spend at least RM500 on your OCBC Card(s) every month. it seems ned RETAIL TRANSACTIONS ... tnb, syabas, petrol, shopping, makan...
|
|
|
|
|
|
daimon
|
Jun 8 2019, 04:07 PM
|
|
QUOTE(cklimm @ Jun 8 2019, 03:50 PM) tnb, syabas, petrol, shopping, makan... tnb and syabas are consider BILL ? which means can be BILL + SPENDING combine? This post has been edited by daimon: Jun 8 2019, 04:08 PM
|
|
|
|
|
|
!@#$%^
|
Jun 8 2019, 04:09 PM
|
|
QUOTE(daimon @ Jun 8 2019, 03:45 PM) how you guys solve this? EARN 1.30% p.a. Spend at least RM500 on your OCBC Card(s) every month. it seems ned RETAIL TRANSACTIONS ... wat do u understand by retail?
|
|
|
|
|
|
majorarmstrong
|
Jun 8 2019, 06:27 PM
|
|
QUOTE(daimon @ Jun 8 2019, 03:45 PM) how you guys solve this? EARN 1.30% p.a. Spend at least RM500 on your OCBC Card(s) every month. it seems ned RETAIL TRANSACTIONS ... just top up to Boost or Bigpay RM500 done!
|
|
|
|
|
|
daimon
|
Jun 8 2019, 06:40 PM
|
|
QUOTE(majorarmstrong @ Jun 8 2019, 06:27 PM) just top up to Boost or Bigpay RM500 done! i actually getting confuse LOL if transfer RM500 to BigPay is consider "spending" or "bill", how about transfer RM500 to my another bank credit card is consider paying bill or spending? but if transfer RM500 to BP, will kena RM6 when withdraw the money lah i wonder is direct credit for insurance or donation to NGO is consider "spending" or "bill"? lol quite confuse This post has been edited by daimon: Jun 8 2019, 06:40 PM
|
|
|
|
|
|
majorarmstrong
|
Jun 8 2019, 11:05 PM
|
|
QUOTE(daimon @ Jun 8 2019, 06:40 PM) i actually getting confuse LOL if transfer RM500 to BigPay is consider "spending" or "bill", how about transfer RM500 to my another bank credit card is consider paying bill or spending? but if transfer RM500 to BP, will kena RM6 when withdraw the money lah i wonder is direct credit for insurance or donation to NGO is consider "spending" or "bill"? lol quite confuse  u better call ocbc customer service they would be best to answer your question for me i dont do bill payment, i just do fund transfer to hit the criteria the RM500 credit card spending i always met like no issue cause got boost + bigpay
|
|
|
|
|
|
daimon
|
Jun 8 2019, 11:14 PM
|
|
QUOTE(majorarmstrong @ Jun 8 2019, 11:05 PM) u better call ocbc customer service they would be best to answer your question for me i dont do bill payment, i just do fund transfer to hit the criteria the RM500 credit card spending i always met like no issue cause got boost + bigpay you transfer rm500 to bigpay, do you withdraw it out after that? or just spend by usig bipay card?
|
|
|
|
|
|
daimon
|
Jun 8 2019, 11:15 PM
|
|
QUOTE(majorarmstrong @ Jun 8 2019, 11:05 PM) u better call ocbc customer service they would be best to answer your question for me i dont do bill payment, i just do fund transfer to hit the criteria the RM500 credit card spending i always met like no issue cause got boost + bigpay you transfer rm500 to bigpay, do you withdraw it out after that? or just spend by usig bipay card?
|
|
|
|
|