is it fast using m2u to get approval?

Yeah fast. If before 10pm probably within an hour. I submitted mine around 10 plus, received principal approval email within minutes, confirmation of approval email at 630am.

if apply thru m2u will they charge u upfront? if yes how much.

PROS & CONS of BT

PROS:
1. Get extra free cash flow for FD/House loan/ASNB/investment return

CONS:
1.BAD CCRIS
2. If accident happen ,and no one help to manage to BT installments. This could end up in disaster .
3. Lots micro management + calling/emailling bank customer service
4. Get lots of cold call from banks/insurance etc etc

Bad ccris as in how? show alot outstanding in your ccris report?
sorry noob

PROS & CONS of BT

PROS:
1. Get extra free cash flow for FD/House loan/ASNB/investment return

CONS:
1.BAD CCRIS
2. If accident happen ,and no one help to manage to BT installments. This could end up in disaster .
3. Lots micro management + calling/emailling bank customer service
4. Get lots of cold call from banks/insurance etc etc

Bad ccris as in how? show alot outstanding in your ccris report?
sorry noob

hi, i plan to use online MBB BT to AEON CC & PBB CC, can the excess amount from both cc transfer to other banks CASA?

thank you.

http://www.cimbbank.com.my/en/personal/pro...r-campaign.html

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

TnC : http://www.cimbbank.com.my/content/dam/cim...fer_TnC_ENG.pdf

http://www.cimbbank.com.my/en/personal/pro...r-campaign.html

Maximise interest savings with CIMB Bank 0% Balance Transfer!
Exclusively for new CIMB Bank credit cardmembers! Transfer your balances from your other bank credit cards to your brand-new CIMB Bank credit card!

TnC : http://www.cimbbank.com.my/content/dam/cim...fer_TnC_ENG.pdf

The minimum credit card balance to be transferred from a third party bank to CIMB Bank per application per bank under this Campaign is RM1,000.00 and the maximum amount is capped at RM10,000.00 per cardholder.

The Campaign is open to all principal cardholders of CIMB Bank, who hold a CIMB Bank Credit Card for not more than 6 months from card approval date and who are also primary cardholders of credit cards issued by other banks and/or financial institutions licensed by Bank Negara Malaysia.

The Promotional Balance Transfer Fund under the Campaign is up to an allocated fund of RM10,000,000.00 during the Campaign Period. Notwithstanding the Campaign Period stated in these terms and conditions, CIMB Bank has the absolute discretion to end the Campaign automatically once the Promotional Balance Transfer Fund is utilized and granted to the Eligible Cardholder(s) under this Campaign.

thanks for sharing. 
But not so attractive lo... see the tnc below.