Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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 Aug 24 2017, 08:33 AM
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#1
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Junior Member
249 posts Joined: May 2012 
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hi , i had made a BT to MBB last week and approved. Can i apply again another 5000 BT. If i use M2u , if the upfront waiver is used up so i will be charged the upfront charges eventhough at this moment there is nop updated news on the upfront waiver?
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Aug 24 2017, 12:52 PM
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#2
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Junior Member
249 posts Joined: May 2012
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QUOTE(kenlui @ Aug 24 2017, 12:00 PM) Finally BT using M2U is successful. The prob for the multiple rejections was due to amount for one of the cards is <RM1000. I thought it was the combined amount that matters but apparently maybank want each card BT amount to be >1000. Manage to BT from a PBVS supp card under my name as well. is it fast using m2u to get approval? |
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Aug 25 2017, 07:45 AM
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#3
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Junior Member
249 posts Joined: May 2012
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QUOTE(kenlui @ Aug 24 2017, 05:08 PM) Yeah fast. If before 10pm probably within an hour. I submitted mine around 10 plus, received principal approval email within minutes, confirmation of approval email at 630am. if apply thru m2u will they charge u upfront? if yes how much. |
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Aug 25 2017, 11:01 AM
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#4
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Junior Member
249 posts Joined: May 2012
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QUOTE(paogeh @ Aug 25 2017, 10:52 AM) PROS & CONS of BT Bad ccris as in how? show alot outstanding in your ccris report?PROS: 1. Get extra free cash flow for FD/House loan/ASNB/investment return CONS: 1.BAD CCRIS 2. If accident happen ,and no one help to manage to BT installments. This could end up in disaster . 3. Lots micro management + calling/emailling bank customer service 4. Get lots of cold call from banks/insurance etc etc sorry noob |
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Aug 28 2017, 07:42 AM
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#5
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Junior Member
249 posts Joined: May 2012
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If i apply BT to MBB throught M2u is it possible i might not get the upfront fee waiver since today its already 28/8 and the campaign end 31/8>?
updated: applied thru m2u-rejected pulak . This post has been edited by vinvon23: Aug 28 2017, 09:43 AM |
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Dec 24 2017, 03:35 AM
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#6
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Junior Member
249 posts Joined: May 2012
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Hi
Besides maybank any other bank with 0 upfront n and 0 interest for bt? I had done twice with mbb bt d with both card . |
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Aug 17 2018, 08:01 AM
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#7
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Junior Member
249 posts Joined: May 2012
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hi all ,
i would like to know any bank offer BT that can cash out the excess money and don need credit card statement. Thanks |
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