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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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kenlui
post Jun 27 2016, 10:31 PM

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QUOTE(thesoothsayer @ Jun 27 2016, 09:57 PM)
New Ambank CC holder. They said they have 0% BT.

Anyone used it?

Just so happens I have a big bill and claim coming in from an overseas trip that I charged to my other CC. Thinking of taking advantage of this. 😀
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Planning to apply soon. only for new to bank customers. Good thing is for ambank, don't need to fill up any forms, just call their CS and they'll sort it out after getting the necesary details.
kenlui
post Jun 28 2016, 07:11 PM

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QUOTE(thesoothsayer @ Jun 28 2016, 02:04 PM)
Yeah, just called them up to do it. Quite worth it.

Money can be dumped into FD for a year.
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QUOTE(laymank @ Jun 28 2016, 02:06 PM)
Memang pun!
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I intend to do so too but I've about 5.4k from another ccard to transfer, say if I want to transfer another 15k for FD, which bank is the easiest to cash out the BT money?
kenlui
post Jul 24 2016, 09:08 AM

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Anybody did BT from Ambank before? I called in last friday to apply and was told by the CR that their BT officer will call me within a few days and it'll take 14 working days for the funds to be transferred over to the other card. Oh man, I should have applied earlier, my OCBC card payment due date is on 1st Aug.
kenlui
post Jul 24 2016, 10:34 PM

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QUOTE(laymank @ Jul 24 2016, 10:06 PM)
Don't think you can make it for 1Aug liao.
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Will call them again tmrw and see how. If cant then I'll probably have to pay first myself.

Any idea if OCBC allows excess payment to the ccard to be cashed out?
kenlui
post Jul 25 2016, 08:46 AM

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QUOTE(redbull30 @ Jul 24 2016, 02:30 AM)
Any idea if OCBC or Alliance will refund?
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Just called OCBC. They can transfer via GIRO to other bank if u don't have a OCBC bank account provided all your outstanding balance in the credit card has been settled.
kenlui
post Jul 25 2016, 09:24 PM

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QUOTE(amirsubhi @ Jul 25 2016, 04:06 PM)
Got written anywhere for ambank BT 0% promotion?
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Their website. ONLY for new to bank customers.
kenlui
post Jul 26 2016, 10:09 PM

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QUOTE(amirsubhi @ Jul 26 2016, 02:45 PM)
mind sharing the link, as i only see 5.88%
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Can't find it either. Looks like they took it down.

This is what I still have, the promotion email I got from my agent when I applied.

Attached Image

This post has been edited by kenlui: Jul 26 2016, 10:12 PM
kenlui
post Jul 27 2016, 12:19 PM

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QUOTE(amirsubhi @ Jul 27 2016, 09:14 AM)
Can confirm it's still available? as the date in the promotion are as below

Promotion Period : 23-Nov-2015 till 31-Mar-2016
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Why not u give the bank a call if u've their credit card? easier than asking here.
kenlui
post Jul 29 2016, 07:39 AM

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Requested for Ambank BT on 22nd, money in by 28th. That was fast, despite calling in them another time to remind that I need the funds hy 1st august.

I'm impressed by their service, but no verification call or whatsoever as told by the CR over the phone.
kenlui
post Aug 1 2016, 10:14 PM

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QUOTE(CP88 @ Aug 1 2016, 03:33 PM)
Is there a cap on the max funds to be transferred out?  smile.gif
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Didnt ask about this pulak haha
kenlui
post Sep 19 2016, 09:26 PM

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Sent in email to aeon for BT yday night, today morning received verification call, then sms approval by noon. That was really fast!
kenlui
post Aug 17 2017, 04:50 PM

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Just wondering if MBB accepts credit card account page print screen instead of statement. Instead of using the M2U BT application which charges up front and reverse the charge, I prefer not being charged in the first place.
kenlui
post Aug 17 2017, 05:17 PM

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QUOTE(cybpsych @ Aug 17 2017, 04:52 PM)
yes possible.

i've tried it with PBB online banking. screenshot the main cc page, make sure got your name and cc number (if possible). i even highlighted outstanding amount + authorized amount (not yet posted)  brows.gif

attach the screenshot as part of the documents to be submitted via email.
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Thanks, will give it a shot then. Will update once successful. I intend to BT from PBB like u too.

This post has been edited by kenlui: Aug 17 2017, 05:18 PM
kenlui
post Aug 21 2017, 09:07 PM

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Usually how long does it take for Maybank to approve BT over email? Sent it email on saturday, received email reply from CS that my request has been forwarded to the respective dept.
kenlui
post Aug 21 2017, 09:27 PM

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QUOTE(cybpsych @ Aug 21 2017, 09:11 PM)
give few more working days. nobody working on Sunday to read your email.
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Today is monday hence I asked, for Aeon their reply is 1-2 working days. Appreciate your reply but everyone knows sunday is a public holiday. Can just minus out that in your reply, your sacrasm is not working for me.
kenlui
post Aug 22 2017, 07:00 AM

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QUOTE(MGM @ Aug 21 2017, 10:22 PM)
Aug 20 Sunday
10:14 Received SMS "RM0.00 Maybankard:Your approved BT amount has been transferred to your PBBEMYKL bank. Thank you."
Aug 21 Monday: Payment in CC account.
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That was fast. should have used M2U instead.
kenlui
post Aug 22 2017, 08:16 PM

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QUOTE(fruitie @ Aug 22 2017, 09:41 AM)
M2U is the fastest but just will be charged upfront interest, my fastest record was money in the receiving bank on the next day.
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Today 2nd day but still no news. Will wait for tmrw then call them again. Didnt try m2u as prefer not to be charged upfront
kenlui
post Aug 23 2017, 06:44 AM

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QUOTE(mamamia @ Aug 22 2017, 10:23 PM)
My BT case via email from 17 Aug till today only get SMS approval after a mail follow up with call.
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Thanks for updating. Just sent them a reminder email.
kenlui
post Aug 23 2017, 06:26 PM

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Received SMS that they were unable to accede to my balance transfer application. Called CS and was told that there is no issue and my application is supposed to be approved, suggested me to try applying again through M2U.

*update* Online application was approved in principle but subsequently received same sms that unable to proceed. I think it's because it's a supp PBVS card, despite have a separate statement maybank cannot proceed?

This post has been edited by kenlui: Aug 23 2017, 06:33 PM
kenlui
post Aug 23 2017, 08:13 PM

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QUOTE(fruitie @ Aug 23 2017, 07:56 PM)
Supp PBB VS is your name or another person's name?
I tried before to BT from SCB CB Gold (I'm a supp holder) to MBB BT with no issue. I used M2U.
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My name. Maybank probably had some methods to check. Email submission & m2u both didnt work for me

This post has been edited by kenlui: Aug 23 2017, 08:14 PM

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