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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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fruitie
post Aug 23 2017, 11:57 AM

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QUOTE(jkngo2003 @ Aug 23 2017, 10:36 AM)
any processing fee or stamp fee for balance transfer from mbb, aeon and pbe credit to other bank credit card?

if my credit limit is rm 8000 in aeon,
rm7000 in pbe
rm7000 in mbb,

how much bt balance i can apply for each bank. thanz
*
0% for AEON and PBB. MBB if use M2U will have 3% upfront but will be refunded later or if use form, then it will waive instantly.

For MBB: Login to your M2U desktop page > All cards > Apply Balance Transfer > Select your MBB card. Then it will show your max transfer limit.

I think the rule is 80%-90% of your CL.
daniel7910
post Aug 23 2017, 12:55 PM

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QUOTE(mamamia @ Aug 22 2017, 10:23 PM)
My BT case via email from 17 Aug till today only get SMS approval after a mail follow up with call.
*
MY Maybank BT submitted by email dated 16/8 only received approval msg yesterday 22/8......
goatbernard
post Aug 23 2017, 03:57 PM

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for AEON CC BT, i knew that minimum is 1k, if I've bank A: 500 bank B: 600, total 1100. Will AEON CC accept?
kenlui
post Aug 23 2017, 06:26 PM

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Received SMS that they were unable to accede to my balance transfer application. Called CS and was told that there is no issue and my application is supposed to be approved, suggested me to try applying again through M2U.

*update* Online application was approved in principle but subsequently received same sms that unable to proceed. I think it's because it's a supp PBVS card, despite have a separate statement maybank cannot proceed?

This post has been edited by kenlui: Aug 23 2017, 06:33 PM
SzeMeng76
post Aug 23 2017, 07:42 PM

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QUOTE(kenlui @ Aug 23 2017, 06:26 PM)
Received SMS that they were unable to accede to my balance transfer application. Called CS and was told that there is no issue and my application is supposed to be approved, suggested me to try applying again through M2U.

*update* Online application was approved in principle but subsequently received same sms that unable to proceed. I think it's because it's a supp PBVS card, despite have a separate statement maybank cannot proceed?
*
Yes definitely. Balance transfer only applicable to Principal Card only.
fruitie
post Aug 23 2017, 07:56 PM

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QUOTE(kenlui @ Aug 23 2017, 06:26 PM)
Received SMS that they were unable to accede to my balance transfer application. Called CS and was told that there is no issue and my application is supposed to be approved, suggested me to try applying again through M2U.

*update* Online application was approved in principle but subsequently received same sms that unable to proceed. I think it's because it's a supp PBVS card, despite have a separate statement maybank cannot proceed?
*
Supp PBB VS is your name or another person's name?
I tried before to BT from SCB CB Gold (I'm a supp holder) to MBB BT with no issue. I used M2U.
kenlui
post Aug 23 2017, 08:13 PM

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QUOTE(fruitie @ Aug 23 2017, 07:56 PM)
Supp PBB VS is your name or another person's name?
I tried before to BT from SCB CB Gold (I'm a supp holder) to MBB BT with no issue. I used M2U.
*
My name. Maybank probably had some methods to check. Email submission & m2u both didnt work for me

This post has been edited by kenlui: Aug 23 2017, 08:14 PM
fruitie
post Aug 23 2017, 08:28 PM

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QUOTE(kenlui @ Aug 23 2017, 08:13 PM)
My name. Maybank probably had some methods to check. Email submission & m2u both didnt work for me
*
Weird. Mine had no issue at all.
kenlui
post Aug 23 2017, 08:42 PM

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QUOTE(fruitie @ Aug 23 2017, 08:28 PM)
Weird. Mine had no issue at all.
*
Yeah I thought so too. Was wondering how maybank was able to know that it's a supplementary card since the card is under my name. Anyway will just BT from another card then.
mamamia
post Aug 23 2017, 09:34 PM

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QUOTE(fruitie @ Aug 23 2017, 07:56 PM)
Supp PBB VS is your name or another person's name?
I tried before to BT from SCB CB Gold (I'm a supp holder) to MBB BT with no issue. I used M2U.
*
QUOTE(fruitie @ Aug 23 2017, 08:28 PM)
Weird. Mine had no issue at all.
*
QUOTE(kenlui @ Aug 23 2017, 08:42 PM)
Yeah I thought so too. Was wondering how maybank was able to know that it's a supplementary card since the card is under my name. Anyway will just BT from another card then.
*
My sup card has no issue to BT the PBVS balance (sup card) to his MBB b4 using email.

kenlui
post Aug 23 2017, 10:12 PM

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QUOTE(fruitie @ Aug 23 2017, 08:28 PM)
Weird. Mine had no issue at all.
*
QUOTE(mamamia @ Aug 23 2017, 09:34 PM)
My sup card has no issue to BT the PBVS balance (sup card) to his MBB b4 using email.
*
Did another round of BT with my own PBVS & Alliance younique card but failed again. Was transfering to the M2 Visa card which I applied some time last year in addition to the M2 master card. I have never used the visa card before, which I think might be a issue that maybank is not approving the BT. Tried for the 3rd time using the M2 Amex. Let's see how it's gonna turn out.


vinvon23
post Aug 24 2017, 08:33 AM

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hi , i had made a BT to MBB last week and approved. Can i apply again another 5000 BT. If i use M2u , if the upfront waiver is used up so i will be charged the upfront charges eventhough at this moment there is nop updated news on the upfront waiver?

paogeh
post Aug 24 2017, 10:03 AM

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want to ask, if i have a MBB cc , do a BT .

and later ,applied another MBB cc ,
can i do new BT with the new card ?

Bank treat each cc BT as individual ?
OR combine all as ONE ? Thank you
paogeh
post Aug 24 2017, 10:04 AM

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and , where to get the LATEST info for bank credit card BT offer ?
or cash rebate offer ?

*cash rebate = When sign up new card, spend X amount , get RMX rebate

Thank you
cybpsych
post Aug 24 2017, 10:10 AM

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QUOTE(paogeh @ Aug 24 2017, 10:04 AM)
and , where to get the LATEST info for bank  credit card BT offer ?
or cash rebate offer ?

*cash rebate = When sign up new card, spend X amount , get RMX rebate

Thank you
*
for BT offer, check post #1 or [SEARCH] in here.

cashrebate, read the respective card topics. there are abundance of information in post #1 of each card topics.
powerlinkers
post Aug 24 2017, 10:17 AM

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QUOTE(vinvon23 @ Aug 24 2017, 08:33 AM)
hi , i had made a BT to MBB last week and approved. Can i apply again another 5000 BT. If i use M2u , if the upfront waiver is used up so i will be charged the upfront charges eventhough at this moment there is nop updated news on the upfront waiver?
*
You will be charged upfront fee of 3% and returned after 30 days.
Offer is available until the end of this month.

QUOTE(paogeh @ Aug 24 2017, 10:03 AM)
want to ask, if  i have a MBB cc , do a BT .

and later ,applied another MBB cc ,
can i do new BT with the new card ?

Bank treat each cc BT as individual ?
OR combine all as ONE ? Thank you
*
combined as one

QUOTE(vinvon23 @ Aug 24 2017, 08:33 AM)
hi , i had made a BT to MBB last week and approved. Can i apply again another 5000 BT. If i use M2u , if the upfront waiver is used up so i will be charged the upfront charges eventhough at this moment there is nop updated news on the upfront waiver?
*
you can apply again until the fee waiver fund is exhausted or until the end of this month(whichever is earlier) provided you have credit limit available.
paogeh
post Aug 24 2017, 10:30 AM

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Since MBB combine all BT as ONE,


there';s no point getting several credit cards from same bank?
MGM
post Aug 24 2017, 11:43 AM

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QUOTE(vinvon23 @ Aug 24 2017, 08:33 AM)
hi , i had made a BT to MBB last week and approved. Can i apply again another 5000 BT. If i use M2u , if the upfront waiver is used up so i will be charged the upfront charges eventhough at this moment there is nop updated news on the upfront waiver?
*
To safeguard yourself I suggest that u (but no guarantee):
1. Call CS abt 0% BT promo availabilty, n jot down name & time
2. Login to M2U and screenshot the page which shows to 0% BT promo and also date & time of the screen
3. Save the receipt of your BT application which also states the date n time.
kenlui
post Aug 24 2017, 12:00 PM

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Finally BT using M2U is successful. The prob for the multiple rejections was due to amount for one of the cards is <RM1000. I thought it was the combined amount that matters but apparently maybank want each card BT amount to be >1000. Manage to BT from a PBVS supp card under my name as well.
vinvon23
post Aug 24 2017, 12:52 PM

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QUOTE(kenlui @ Aug 24 2017, 12:00 PM)
Finally BT using M2U is successful. The prob for the multiple rejections was due to amount for one of the cards is <RM1000. I thought it was the combined amount that matters but apparently maybank want each card BT amount to be >1000. Manage to BT from a PBVS supp card under my name as well.
*
is it fast using m2u to get approval?


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