Outline ·
[ Standard ] ·
Linear+
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
|
lilsunflower
|
 Jun 19 2017, 12:16 AM
|
|
QUOTE(justanovice @ Jun 19 2017, 12:13 AM) Agree. In fact which bank allows transfer of excess, is not really related to BT. The bank policy can also change overnight and it's not fair for TS to keep track of this too. Furthermore, all this is through trial and error, and not part of the official BT terms and conditions. I feel we shouldn't "formalise" anything that is a grey area and isn't within the parameters of the BT programme. Too risky. |
|
|
|
|
|
DarReNz
|
Jun 19 2017, 07:13 PM
|
|
|
well i wouldn't think it is an exploitation, in australia only citibank you can nominate a bank account to BT to  |
|
|
|
|
|
fruitie
|
Jun 19 2017, 11:13 PM
|
Rise and Shine
|
QUOTE(DarReNz @ Jun 19 2017, 07:13 PM) well i wouldn't think it is an exploitation, in australia only citibank you can nominate a bank account to BT to That's Australia. Plus, if it's not, why some banks will question and even refuse to transfer to bank accounts? |
|
|
|
|
|
monara
|
Jun 20 2017, 02:47 AM
|
|
|
Regarding 0% MB promo BT, am I being too optimistic for expecting, or more likely hoping that the 3% charge waiver will just being continued even after finish quota..: D I think that's what they did right last time at end of last year.. Now preparing to do next BT with higher amount since my CL just increased  |
|
|
|
|
|
DarReNz
|
Jun 20 2017, 07:07 AM
|
|
|
QUOTE(fruitie @ Jun 19 2017, 11:13 PM) That's Australia. Plus, if it's not, why some banks will question and even refuse to transfer to bank accounts? it depends on individual banks processes/policies as this transaction should fall under Others so far I know of these 3 1) Totally FOC 2) GST Charge / Fees 3) Not Allowed This post has been edited by DarReNz: Jun 20 2017, 07:08 AM |
|
|
|
|
|
cybpsych
|
Jun 20 2017, 07:43 AM
|
|
|
QUOTE(monara @ Jun 20 2017, 02:47 AM) Regarding 0% MB promo BT, am I being too optimistic for expecting, or more likely hoping that the 3% charge waiver will just being continued even after finish quota..: D I think that's what they did right last time at end of last year.. Now preparing to do next BT with higher amount since my CL just increased unlikely. the most is about a week grace period after end of promo (announcement). furthermore, it takes time to get it approved and published on the website. they already budgeted for the promo, so they must end it as stipulated. if to extend, they would've need to get new approval and budget to extend current promo. let's hope they extend it or reintroduce in short period. |
|
|
|
|
|
rayfoo
|
Jun 20 2017, 09:29 PM
|
|
|
just did BT with AEON by email yesterday, this morning officer called me for verification, this evening got sms BT approved already  QUOTE(mamamia @ Jun 14 2017, 11:19 AM) Anyone try BT with AEON recently? Their service like becoming worst... got a missed call and when call back nobody answer.. call to their CS, ask verification on last transaction which I can't even recall... ask for next question, but was told that cannot proceed n insist me to give the last transaction amount which I hardly use the card since begining of the year... give them the last BT transaction amount but still cannot... |
|
|
|
|
|
bearbear
|
Jun 20 2017, 10:30 PM
|
|
|
no one here report RHB promo?
started few weeks ago i receive a SMS, it was 10k per customer through phone without statement required.
now its seems they open it up, they allow me to BT 90+% of my credit limit.
6 months 0% no upfront fee
|
|
|
|
|
|
chiahau
|
Jun 20 2017, 10:32 PM
|
|
|
QUOTE(bearbear @ Jun 20 2017, 10:30 PM) no one here report RHB promo? started few weeks ago i receive a SMS, it was 10k per customer through phone without statement required. now its seems they open it up, they allow me to BT 90+% of my credit limit. 6 months 0% no upfront fee Ada link? Thanks. Time to utilize that Visa Infinite  |
|
|
|
|
|
bearbear
|
Jun 21 2017, 12:04 AM
|
|
|
QUOTE(chiahau @ Jun 20 2017, 10:32 PM) Ada link? Thanks. Time to utilize that Visa Infinite no link, like I said I received a SMS to register. They then called me to proceed. I have friends who explore (did not receive SMS) after I shared and they were been successful to get BT. Try email or call them |
|
|
|
|
|
chiahau
|
Jun 21 2017, 07:49 AM
|
|
|
QUOTE(bearbear @ Jun 21 2017, 12:04 AM) no link, like I said I received a SMS to register. They then called me to proceed. I have friends who explore (did not receive SMS) after I shared and they were been successful to get BT. Try email or call them Cool. Thanks for updating Gonna try it out |
|
|
|
|
|
justanovice
|
Jun 21 2017, 07:55 AM
|
|
|
Anyone can share rhb card contact no? Dont have rhb cards yet but will apply if there is 0% bt. Thanks
|
|
|
|
|
|
lamode
|
Jun 21 2017, 10:11 AM
|
|
|
QUOTE(justanovice @ Jun 21 2017, 07:55 AM) Anyone can share rhb card contact no? visit rhb website. This post has been edited by lamode: Jun 21 2017, 10:13 AM |
|
|
|
|
|
justanovice
|
Jun 21 2017, 11:52 AM
|
|
|
QUOTE(lamode @ Jun 21 2017, 10:11 AM) Thank you but usually no behind credit cards have specific card centre to call. Thanks for your reply though although it did not help |
|
|
|
|
|
triple c
|
Jun 21 2017, 02:18 PM
|
Getting Started
|
PBB BT will be end by 30 Jun....Will it be continue or better to utilise before Jun end? Anyone can give advice?
|
|
|
|
|
|
cybpsych
|
Jun 21 2017, 02:43 PM
|
|
|
QUOTE(triple c @ Jun 21 2017, 02:18 PM) PBB BT will be end by 30 Jun....Will it be continue or better to utilise before Jun end? Anyone can give advice? current bt is called PB Balance Transfer XVI. very likely there will be new bt program or extension of current one. |
|
|
|
|
|
xyunknown
|
Jun 22 2017, 06:41 AM
|
New Member
|
Hi, need some info from the sifu here. How long will the BT usually take before the amount is deducted from the other card?
eg. I have around RM8k balance on card A, I want to make use of the PBB 0% bt, but my statement balance for card A will due on 25/6, just another 3 more days. I dont want to be charge with interest on card A due to the balance.
This post has been edited by xyunknown: Jun 22 2017, 06:42 AM
|
|
|
|
|
|
SzeMeng76
|
Jun 22 2017, 06:57 AM
|
|
|
QUOTE(xyunknown @ Jun 22 2017, 06:41 AM) Hi, need some info from the sifu here. How long will the BT usually take before the amount is deducted from the other card? eg. I have around RM8k balance on card A, I want to make use of the PBB 0% bt, but my statement balance for card A will due on 25/6, just another 3 more days. I dont want to be charge with interest on card A due to the balance. 3 days is too peak. I suggest u pay minimum payment 1st. My experience, pbb bt process until the fund transferred need 4 or 5 working days. |
|
|
|
|
|
xyunknown
|
Jun 22 2017, 07:04 AM
|
New Member
|
QUOTE(SzeMeng76 @ Jun 22 2017, 06:57 AM) 3 days is too peak. I suggest u pay minimum payment 1st. My experience, pbb bt process until the fund transferred need 4 or 5 working days. Thanks for the info. I am trying to figure if can make uss of it to get some interest offset with the cash remains in my flexi homeloan account. But with the interest charge, then might not be able to save much. Will pass it this time and try again next time. This post has been edited by xyunknown: Jun 22 2017, 07:22 AM |
|
|
|
|
|
ronnie
|
Jun 22 2017, 02:44 PM
|
|
|
My latest MBB 12-month 0% BT submission without 3% charge was approved on 19 June 2017
|
|
|
|
|
Quote
0.1037sec
0.63
6 queries
GZIP Disabled