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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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xyunknown
post Jun 22 2017, 06:41 AM

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Hi, need some info from the sifu here. How long will the BT usually take before the amount is deducted from the other card?
eg. I have around RM8k balance on card A, I want to make use of the PBB 0% bt, but my statement balance for card A will due on 25/6, just another 3 more days. I dont want to be charge with interest on card A due to the balance.

This post has been edited by xyunknown: Jun 22 2017, 06:42 AM
xyunknown
post Jun 22 2017, 07:04 AM

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QUOTE(SzeMeng76 @ Jun 22 2017, 06:57 AM)
3 days is too peak. I suggest u pay minimum payment 1st. My experience, pbb bt process until the fund transferred need 4 or 5 working days.
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Thanks for the info.
I am trying to figure if can make uss of it to get some interest offset with the cash remains in my flexi homeloan account. But with the interest charge, then might not be able to save much. Will pass it this time and try again next time.

This post has been edited by xyunknown: Jun 22 2017, 07:22 AM
xyunknown
post Jun 25 2017, 09:48 AM

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QUOTE(peri peri @ Jun 23 2017, 10:34 PM)
pbb BT to MBB, money in called mbb to transfer to casa, done in 2 days! omg, so efficient. thx mbb
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You did the PBB BT to settle Maybank Card balance, then apply for excess amount to transfer to Saving account?

xyunknown
post Jul 29 2017, 11:14 AM

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Any idea when was the cutoff date for the MBB 0% promo?
My BT was done on 12/7, and the 3% fee have charged to my card.
But until now, still no Refund yet for the 3% fee.
Hopefully my BT still eligible for waiver.

This post has been edited by xyunknown: Jul 29 2017, 11:15 AM
xyunknown
post Jul 31 2017, 12:44 PM

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Just called up MBB customer service, confirm that my BT is eligible for waiver. Mine is done on 12/7. The CS informed they refer to approved date, as long as approved before they change the info on website, should be eligible.

 

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