Welcome Guest ( Log In | Register )

680 Pages « < 668 669 670 671 672 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

views
     
Human Nature
post Sep 14 2025, 03:58 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(kmed @ Sep 14 2025, 01:45 PM)
Since PBB has two 0% BT promo for Visa and MC, can I apply for both and transfer to the same card for example Ambank cc?
*
PBB Visa has BT promo?

To answer you question, should be no issue
MGM
post Sep 14 2025, 04:44 PM

10k Club
********
All Stars
18,453 posts

Joined: Oct 2010
QUOTE(Human Nature @ Sep 14 2025, 03:58 PM)
PBB Visa has BT promo?

To answer you question, should be no issue
*
Yes 0% 6m, min 3k.
joice11
post Sep 14 2025, 05:51 PM

Enthusiast
*****
Junior Member
876 posts

Joined: Feb 2022
may i confirm RHB shell balance tranfer no early settlement fee right? plan to clean the balance and cancel the card
Human Nature
post Sep 14 2025, 06:21 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
QUOTE(MGM @ Sep 14 2025, 04:44 PM)
Yes 0% 6m, min 3k.
*
Thanks, will find it at the PBB promo page
kmed
post Sep 14 2025, 06:28 PM

Getting Started
**
Junior Member
107 posts

Joined: Apr 2008


QUOTE(Human Nature @ Sep 14 2025, 06:21 PM)
Thanks, will find it at the PBB promo page
*
I also didn’t know until I received their email blast yday.
Human Nature
post Sep 14 2025, 08:56 PM

- student of human nature -
*********
All Stars
26,530 posts

Joined: Jan 2003
i couldnt find the PBB BT campaign at its website.
kmed
post Sep 14 2025, 09:38 PM

Getting Started
**
Junior Member
107 posts

Joined: Apr 2008


QUOTE(Human Nature @ Sep 14 2025, 08:56 PM)
i couldnt find the PBB BT campaign at its website.
*
https://www.pbebank.com/en/promotions/lates...credit-cards-3/
faizfizy39
post Sep 15 2025, 01:44 PM

VVIP
****
Junior Member
681 posts

Joined: Apr 2011


Anyone know how long PBB bt will reflect?

Applied PBB BT to MBB Visa 12 sep 8pm and still not reflecting at MBB Visa card.
Gabriel03
post Sep 15 2025, 02:46 PM

On my way
****
Junior Member
664 posts

Joined: Jun 2017
QUOTE(faizfizy39 @ Sep 15 2025, 01:44 PM)
Anyone know how long PBB bt will reflect?

Applied PBB BT to MBB Visa 12 sep 8pm and still not reflecting at MBB Visa card.
*
Normal. You applied on Friday evening. PBB will pay via IBG. Today and tmr is public holiday. Earliest payment is Wed 17 Sep.
faizfizy39
post Sep 17 2025, 11:37 AM

VVIP
****
Junior Member
681 posts

Joined: Apr 2011


QUOTE(Gabriel03 @ Sep 15 2025, 02:46 PM)
Normal. You applied on Friday evening. PBB will pay via IBG. Today and tmr is public holiday. Earliest payment is Wed 17 Sep.
*
Thanks. Just reflected in the card balance today morning. But still unable to EzyCash coz maybe not yet posted
sjovie05
post Sep 17 2025, 04:42 PM

Getting Started
**
Junior Member
131 posts

Joined: Dec 2009



May I ask, if I can BT from UOB to maybank credit card if my maybank credit outstanding is lesser that the BT amount?

I am planning a big ticket purchase end of the month around 25k, using MBB CC. Since UOB 0% for new users until this month end only, I afraid I might miss the tight deadline.

Will it be possible for me to BT 30k from UOB to MBB CC within next week?
fruitie
post Sep 17 2025, 04:44 PM

Rise and Shine
Group Icon
Staff
72,842 posts

Joined: Sep 2005
From: KUL

QUOTE(sjovie05 @ Sep 17 2025, 04:42 PM)
May I ask, if I can BT from UOB to maybank credit card if my maybank credit outstanding is lesser that the BT amount?

I am planning a big ticket purchase end of the month around 25k, using MBB CC. Since UOB 0% for new users until this month end only, I afraid I might miss the tight deadline.

Will it be possible for me to BT 30k from UOB to MBB CC within next week?
*
Can BT more than the outstanding amount, it will show as an excess payment in MBB.
sjovie05
post Sep 17 2025, 04:46 PM

Getting Started
**
Junior Member
131 posts

Joined: Dec 2009



QUOTE(fruitie @ Sep 17 2025, 04:44 PM)
Can BT more than the outstanding amount, it will show as an excess payment in MBB.
*
Great thanks! MBB won't reject the excess payment or something right?


fruitie
post Sep 17 2025, 04:47 PM

Rise and Shine
Group Icon
Staff
72,842 posts

Joined: Sep 2005
From: KUL

QUOTE(sjovie05 @ Sep 17 2025, 04:46 PM)
Great thanks! MBB won't reject the excess payment or something right?
*
No, it won't if it is an interbank transfer.
MMMoney
post Sep 18 2025, 11:42 AM

New Member
*
Junior Member
30 posts

Joined: Aug 2022
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?

leootan
post Sep 18 2025, 04:29 PM

Getting Started
**
Junior Member
224 posts

Joined: Oct 2018
QUOTE(MMMoney @ Sep 18 2025, 11:42 AM)
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?
*
Interesting way. I am parking here to see if someone did before and is it this method works.

fruitie
post Sep 18 2025, 04:37 PM

Rise and Shine
Group Icon
Staff
72,842 posts

Joined: Sep 2005
From: KUL

QUOTE(MMMoney @ Sep 18 2025, 11:42 AM)
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?
*
QUOTE(leootan @ Sep 18 2025, 04:29 PM)
Interesting way. I am parking here to see if someone did before and is it this method works.
*
It may not work as that's not your original limit. I recalled someone shared before but too many posts to look for. Not sure if it is also for MBB.
MMMoney
post Sep 19 2025, 10:51 AM

New Member
*
Junior Member
30 posts

Joined: Aug 2022
0% RHB SMART MOVE BALANCE TRANSFER (BT)

CAMPAIGN PERIOD: 15/09/2025 to 14/10/2025

0% RHB SMART MOVE BALANCE TRANSFER (BT) CAMPAIGN VIA RHB ONLINE BANKING

This post has been edited by MMMoney: Sep 19 2025, 10:54 AM


Attached thumbnail(s)
Attached Image
jasontoh
post Sep 19 2025, 11:03 AM

Look at all my stars!!
*******
Senior Member
8,440 posts

Joined: Nov 2005


QUOTE(MMMoney @ Sep 18 2025, 11:42 AM)
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?
*
QUOTE(leootan @ Sep 18 2025, 04:29 PM)
Interesting way. I am parking here to see if someone did before and is it this method works.
*
Pretty sure it will not work. I tried before.

This post has been edited by jasontoh: Sep 19 2025, 11:04 AM
LostAndFound
post Sep 19 2025, 11:16 AM

Look at all my stars!!
*******
Senior Member
6,266 posts

Joined: Jul 2005
From: UEP Subang Jaya



QUOTE(MMMoney @ Sep 18 2025, 11:42 AM)
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?
*
Others have already said this likely will not work.

I would just add - financially this seems dangerous. Debt is a deep hole, make sure you know what you're doing and got escape route.

680 Pages « < 668 669 670 671 672 > » Top
 

Change to:
| Lo-Fi Version
0.0883sec    0.76    6 queries    GZIP Disabled
Time is now: 14th December 2025 - 03:33 AM