QUOTE(kmed @ Sep 14 2025, 01:45 PM)
Since PBB has two 0% BT promo for Visa and MC, can I apply for both and transfer to the same card for example Ambank cc?
PBB Visa has BT promo?To answer you question, should be no issue
Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation
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Sep 14 2025, 03:58 PM
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All Stars
26,530 posts Joined: Jan 2003 |
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Sep 14 2025, 04:44 PM
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All Stars
18,453 posts Joined: Oct 2010 |
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Sep 14 2025, 05:51 PM
Show posts by this member only | IPv6 | Post
#13383
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Junior Member
876 posts Joined: Feb 2022 |
may i confirm RHB shell balance tranfer no early settlement fee right? plan to clean the balance and cancel the card
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Sep 14 2025, 06:21 PM
Show posts by this member only | IPv6 | Post
#13384
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All Stars
26,530 posts Joined: Jan 2003 |
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Sep 14 2025, 06:28 PM
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Junior Member
107 posts Joined: Apr 2008 |
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Sep 14 2025, 08:56 PM
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All Stars
26,530 posts Joined: Jan 2003 |
i couldnt find the PBB BT campaign at its website.
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Sep 14 2025, 09:38 PM
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Junior Member
107 posts Joined: Apr 2008 |
QUOTE(Human Nature @ Sep 14 2025, 08:56 PM) https://www.pbebank.com/en/promotions/lates...credit-cards-3/ Human Nature liked this post
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Sep 15 2025, 01:44 PM
Show posts by this member only | IPv6 | Post
#13388
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Junior Member
681 posts Joined: Apr 2011 |
Anyone know how long PBB bt will reflect?
Applied PBB BT to MBB Visa 12 sep 8pm and still not reflecting at MBB Visa card. |
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Sep 15 2025, 02:46 PM
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Junior Member
664 posts Joined: Jun 2017 |
QUOTE(faizfizy39 @ Sep 15 2025, 01:44 PM) Anyone know how long PBB bt will reflect? Normal. You applied on Friday evening. PBB will pay via IBG. Today and tmr is public holiday. Earliest payment is Wed 17 Sep.Applied PBB BT to MBB Visa 12 sep 8pm and still not reflecting at MBB Visa card. faizfizy39 liked this post
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Sep 17 2025, 11:37 AM
Show posts by this member only | IPv6 | Post
#13390
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Junior Member
681 posts Joined: Apr 2011 |
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Sep 17 2025, 04:42 PM
Show posts by this member only | IPv6 | Post
#13391
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Junior Member
131 posts Joined: Dec 2009 |
May I ask, if I can BT from UOB to maybank credit card if my maybank credit outstanding is lesser that the BT amount?
I am planning a big ticket purchase end of the month around 25k, using MBB CC. Since UOB 0% for new users until this month end only, I afraid I might miss the tight deadline. Will it be possible for me to BT 30k from UOB to MBB CC within next week? |
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Sep 17 2025, 04:44 PM
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Staff
72,842 posts Joined: Sep 2005 From: KUL |
QUOTE(sjovie05 @ Sep 17 2025, 04:42 PM) May I ask, if I can BT from UOB to maybank credit card if my maybank credit outstanding is lesser that the BT amount? Can BT more than the outstanding amount, it will show as an excess payment in MBB.I am planning a big ticket purchase end of the month around 25k, using MBB CC. Since UOB 0% for new users until this month end only, I afraid I might miss the tight deadline. Will it be possible for me to BT 30k from UOB to MBB CC within next week? |
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Sep 17 2025, 04:46 PM
Show posts by this member only | IPv6 | Post
#13393
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Junior Member
131 posts Joined: Dec 2009 |
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Sep 17 2025, 04:47 PM
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Staff
72,842 posts Joined: Sep 2005 From: KUL |
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Sep 18 2025, 11:42 AM
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Junior Member
30 posts Joined: Aug 2022 |
I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.
I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit). Now I’m wondering: Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)? If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)? Has anyone tried this before? Would this work, or are there restrictions I should be aware of? |
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Sep 18 2025, 04:29 PM
Show posts by this member only | IPv6 | Post
#13396
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Junior Member
224 posts Joined: Oct 2018 |
QUOTE(MMMoney @ Sep 18 2025, 11:42 AM) I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected. Interesting way. I am parking here to see if someone did before and is it this method works. I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit). Now I’m wondering: Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)? If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)? Has anyone tried this before? Would this work, or are there restrictions I should be aware of? popo_oasis liked this post
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Sep 18 2025, 04:37 PM
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Staff
72,842 posts Joined: Sep 2005 From: KUL |
QUOTE(MMMoney @ Sep 18 2025, 11:42 AM) I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected. I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit). Now I’m wondering: Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)? If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)? Has anyone tried this before? Would this work, or are there restrictions I should be aware of? QUOTE(leootan @ Sep 18 2025, 04:29 PM) It may not work as that's not your original limit. I recalled someone shared before but too many posts to look for. Not sure if it is also for MBB. |
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Sep 19 2025, 10:51 AM
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Junior Member
30 posts Joined: Aug 2022 |
0% RHB SMART MOVE BALANCE TRANSFER (BT)
CAMPAIGN PERIOD: 15/09/2025 to 14/10/2025 0% RHB SMART MOVE BALANCE TRANSFER (BT) CAMPAIGN VIA RHB ONLINE BANKING This post has been edited by MMMoney: Sep 19 2025, 10:54 AM Attached thumbnail(s) |
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Sep 19 2025, 11:03 AM
Show posts by this member only | IPv6 | Post
#13399
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Senior Member
8,440 posts Joined: Nov 2005 |
QUOTE(MMMoney @ Sep 18 2025, 11:42 AM) I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected. I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit). Now I’m wondering: Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)? If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)? Has anyone tried this before? Would this work, or are there restrictions I should be aware of? QUOTE(leootan @ Sep 18 2025, 04:29 PM) Pretty sure it will not work. I tried before.This post has been edited by jasontoh: Sep 19 2025, 11:04 AM |
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Sep 19 2025, 11:16 AM
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Senior Member
6,266 posts Joined: Jul 2005 From: UEP Subang Jaya |
QUOTE(MMMoney @ Sep 18 2025, 11:42 AM) I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected. Others have already said this likely will not work.I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit). Now I’m wondering: Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)? If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)? Has anyone tried this before? Would this work, or are there restrictions I should be aware of? I would just add - financially this seems dangerous. Debt is a deep hole, make sure you know what you're doing and got escape route. |
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