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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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Gabriel03
post Sep 8 2025, 08:40 AM

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QUOTE(Chonloo13 @ Sep 8 2025, 04:41 AM)
Uob
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did you use a promo code that was shared by someone else and you didn't receive the code directly from UOB?
TongCN
post Sep 8 2025, 08:47 AM

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QUOTE(TongCN @ Sep 2 2025, 10:07 AM)
Last week applied BT 1.90%/p.a. with the code (which no SMS me) provided by others and failed cause they say my account not applicable

Only 3.99% if i want to.

They now like limit users also :\
I asked anymore reducing balance transfer, the CS says UOB discontinued d cause many customer complaint kenak interest (customer no self monitor, lol)
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QUOTE(Chonloo13 @ Sep 7 2025, 07:01 AM)
Anyone experience balance transfer rejected? credit limit available and the amount applied still within 80% of limit..im planning to apply 5 figure amount with long terms around 60 months..just to be sure
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QUOTE(Chonloo13 @ Sep 8 2025, 04:41 AM)
Uob
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See my above post, UOB now like less entertain ppl dy on BT even i willing to pay some interest sweat.gif
gooroojee
post Sep 8 2025, 08:51 AM

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My UOB BT 0% successful but they use each credit card balance as a single BT so I ended up with 5 BTs.. annoying.
TongCN
post Sep 8 2025, 08:56 AM

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QUOTE(gooroojee @ Sep 8 2025, 08:51 AM)
My UOB BT 0% successful but they use each credit card balance as a single BT so I ended up with 5 BTs.. annoying.
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How you apply this?
gooroojee
post Sep 8 2025, 09:12 AM

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QUOTE(TongCN @ Sep 8 2025, 08:56 AM)
How you apply this?
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Online. Had sms promo code.
xiaomoon
post Sep 8 2025, 09:25 AM

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QUOTE(gooroojee @ Sep 8 2025, 09:12 AM)
Online. Had sms promo code.
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what is the code? last week just called they said no 0% now...
gooroojee
post Sep 8 2025, 09:26 AM

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ahpei
post Sep 8 2025, 10:45 AM

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QUOTE(Chonloo13 @ Sep 8 2025, 04:41 AM)
Uob
*
AFAIK, UOB BT limit calculation has 2 limit:
1) 80% of Total available credit limit
2) 80% of Remaining available credit limit

U hv to meet both criteria.
Most likely u fail the first criteria then kena reject.
U may double check.
eeeglow24
post Sep 8 2025, 11:26 AM

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Hi, for UOB BT, how do we remove the BT Account they created from the app.

Pretty sure it has past the 6 month tenure already but still can see the BT account there.

Do I need to call CS to remove?

Thanks
fruitie
post Sep 8 2025, 11:54 AM

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QUOTE(eeeglow24 @ Sep 8 2025, 11:26 AM)
Hi, for UOB BT, how do we remove the BT Account they created from the app.

Pretty sure it has past the 6 month tenure already but still can see the BT account there.

Do I need to call CS to remove?

Thanks
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Yes, but I just leave them there, one for Visa and another one for MasterCard. They will reuse back for my case.
wadafak
post Sep 9 2025, 02:04 PM

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hi sifus,

i've applied HLB BT recently. Do i only have to start my instalment according to my expiry date monthly or follow statement and payment due date? as these date is still showing empty right now
fruitie
post Sep 9 2025, 02:06 PM

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QUOTE(wadafak @ Sep 9 2025, 02:04 PM)
hi sifus,

i've applied HLB BT recently.  Do i only have to start my instalment according to my expiry date monthly or follow statement and payment due date? as these date is still showing empty right now
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5% every month according to the statement due date. The final balance on the expiry date.
mamamia
post Sep 10 2025, 11:21 AM

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May I know anyone tried the Affin BT with UOB BT account? Can we transfer balance from UOB BT acc (the BT acc start with 4xxx) to Affin CC?
Optizorb
post Sep 10 2025, 11:25 AM

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QUOTE(mamamia @ Sep 10 2025, 11:21 AM)
May I know anyone tried the Affin BT with UOB BT account? Can we transfer balance from UOB BT acc (the BT acc start with 4xxx) to Affin CC?
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Not affin, but i have done other banks (HLb/rhb/pbb) BT to pay UOB BT, no issues..
Gabriel03
post Sep 10 2025, 11:27 AM

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QUOTE(mamamia @ Sep 10 2025, 11:21 AM)
May I know anyone tried the Affin BT with UOB BT account? Can we transfer balance from UOB BT acc (the BT acc start with 4xxx) to Affin CC?
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Yes, it's possible to pay UOB BT account with Affin BT
MGM
post Sep 10 2025, 11:28 AM

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Regarding the current PB BT
https://www.pbebank.com/media/gxydwn05/tc_0-bt0825.pdf
For the minimum transfer amount of rm3000 per bank per application, we can use 2 cards of say rm1000+2000 from the same bank?
Or it is rm3000 per card?
mamamia
post Sep 10 2025, 11:42 AM

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QUOTE(Optizorb @ Sep 10 2025, 11:25 AM)
Not affin, but i have done other banks (HLb/rhb/pbb) BT to pay UOB BT, no issues..
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ya, i try for other bank ok, just nvr try for Affin since Affin will need verification call, not like other bank everything online.

QUOTE(Gabriel03 @ Sep 10 2025, 11:27 AM)
Yes, it's possible to pay UOB BT account with Affin BT
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Thanks, will do that this month, thanks for your response. rclxms.gif
Gabriel03
post Sep 10 2025, 11:52 AM

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QUOTE(MGM @ Sep 10 2025, 11:28 AM)
Regarding the current PB BT
https://www.pbebank.com/media/gxydwn05/tc_0-bt0825.pdf
For the minimum transfer amount of rm3000 per bank per application, we can use 2 cards of say rm1000+2000 from the same bank?
Or it is rm3000 per card?
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RM 3000 per card
If both cards are from same bank, you can ask that bank to transfer the excess payment to the other card after pbb bt.

This post has been edited by Gabriel03: Sep 10 2025, 11:54 AM
ahpei
post Sep 10 2025, 04:25 PM

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Hi Sifus, is it possible to use Public Bank or Maybank or UOB balance transfer to pay Hong Leong Balance Transfer account which starts with 8028 xxxx xxxx xxxx? Thanks in advance...
Optizorb
post Sep 10 2025, 04:40 PM

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QUOTE(ahpei @ Sep 10 2025, 04:25 PM)
Hi Sifus, is it possible to use Public Bank or Maybank or UOB balance transfer to pay Hong Leong Balance Transfer account which starts with 8028 xxxx xxxx xxxx? Thanks in advance...
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yes possible, i did before for PBB/UOB

This post has been edited by Optizorb: Sep 10 2025, 04:40 PM

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