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Credit Cards Balance Transfer (BT) Plans V4 - Banks Offer List, Credit card debt consolidation

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jasontoh
post Jun 15 2020, 10:08 AM

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Looks like Game Over for everyone of us already bye.gif
jasontoh
post Jun 15 2020, 10:13 AM

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One thing I cannot understand, any of those loans or BT rate actually tie to the profitability of the banks which also tie to the OPR? I notice, while the OPR drop, most of those cards cash loans + BT rate actually increases. Banks trying to cash in on desperate cardholders?
jasontoh
post Jun 15 2020, 08:19 PM

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QUOTE(pisang @ Jun 15 2020, 08:17 PM)
just checked AEON website. No changes yet. Hopefully AEON will still keep this 0% 6 months BT.
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No changes meaning the 6 months 0% still there?
jasontoh
post Jun 16 2020, 10:11 AM

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QUOTE(pisang @ Jun 16 2020, 08:21 AM)
i browsed again just a minute ago.
Platinum--- No more 0%
AEON BIG visa--- Yes , still have 0%
NEW AEON gold--- Yes, still have 0%
AEON gold ---No more 0%

Hopefully this is true as we still have chance to get 0%.

if any one of you are interest, you can check also. Maybe AEON has not fully updated the info. Let's see
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Say 0% BT, but when go to the form, it's 3%
jasontoh
post Jun 29 2020, 07:37 PM

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Pbebank 0.5% seems like cannot work already. They checked and say mine was not in the list.
jasontoh
post Jun 29 2020, 08:53 PM

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QUOTE(LemonJane @ Jun 29 2020, 08:22 PM)
That was till 31/5
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Someone shared the link for the new one which will end in July
jasontoh
post Jul 1 2020, 03:50 PM

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QUOTE(erry- @ Jul 1 2020, 03:22 PM)
now is till end of year

https://www.pbebank.com/Personal-Banking/Pr...month)-(3).aspx
https://www.pbebank.com/pdf/Promotions/tc_flexi0620.aspx
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This is flexi pay, different from balance transfer
jasontoh
post Feb 18 2021, 11:36 AM

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Anyone here receive SMS about Maybank 0% BT? I can't find any information on the website
jasontoh
post Feb 18 2021, 11:42 AM

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QUOTE(cybpsych @ Dec 2 2020, 11:43 AM)
it's 3% upfront - 2% reversed later

so, it's a risk to try
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So meaning 1%? Where do you find the information?
jasontoh
post Feb 18 2021, 11:43 AM

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QUOTE(GrumpyNooby @ Feb 18 2021, 11:40 AM)
Got 3% one time upfront fee or not?

user posted image

https://www.maybank2u.com.my/maybank2u/mala...e-transfer.page?
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RM0 MBB: Consolidate your CNY shopping bills to Maybank Balance Transfer 0% for 12 months. Visit www.maybank2u.com.my/c/BT1 .T&C apply

But I cannot go to this page
jasontoh
post Feb 18 2021, 11:49 AM

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QUOTE(GrumpyNooby @ Feb 18 2021, 11:47 AM)
www.maybank2u.com.my/c/BT1 got diverted to
https://www.maybank2u.com.my/maybank2u/mala...e-transfer.page
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Yes. So that is the page? If slow down a bit, it will have error before divert to that page. So it's 3%
jasontoh
post Aug 26 2023, 10:03 PM

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Anyone trying out the Maybank 0% BT but unsuccessful? I've tried with just 1/10 of my available limit but it is saying unsuccessful. Is it open for all or selected customer?
jasontoh
post Aug 27 2023, 08:55 AM

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QUOTE(Mcwong73 @ Aug 26 2023, 11:08 PM)
I applied 2 MBB BT request and only 1 get thru. The CS advice me to apply again next week. Perhaps you can call and ask for rejection reason and reapply?
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QUOTE(cybpsych @ Aug 27 2023, 07:23 AM)
should be all customers
user posted image

Promo Page | Terms and Conditions | FAQs
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Yea, I think I'll try to apply again. I called and CS say don't understand why system auto reject, he say based on limit should be auto approved
jasontoh
post Sep 1 2023, 10:51 AM

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QUOTE(fruitie @ Sep 1 2023, 10:09 AM)
Oh man, looks like I will have this issue too. This is annoying because going to PBB branch is not easy for me. Can use form to submit?
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If you do not have debit card with Pbbank, you can still email them. I did it via email last time, but it still take like 2-3 days to get that activated on my phone
jasontoh
post Sep 1 2023, 11:08 AM

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QUOTE(fruitie @ Sep 1 2023, 10:53 AM)
I do have debit card with them, so I cannot email them? sad.gif
OK, never mind. Found out there is one ATM in Mid Valley KL, I will do it when I go back to office.
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Still can, but do at ATM way faster, instantly.
jasontoh
post Sep 6 2023, 11:23 AM

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I think somehow the system always reject my BT application even though I have enough limit. Looks like have to do manual again. The last round the BT was rejected in the system and was then approved manually.
jasontoh
post Sep 6 2023, 02:04 PM

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QUOTE(jasontoh @ Sep 6 2023, 11:23 AM)
I think somehow the system always reject my BT application even though I have enough limit. Looks like have to do manual again. The last round the BT was rejected in the system and was then approved manually.
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Maybank
jasontoh
post Sep 6 2023, 02:05 PM

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QUOTE(LostAndFound @ Sep 6 2023, 01:02 PM)
Eh now only I realise from this thread that MBB got balance transfer promo. Just applied, seems like will be quite fast?
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You apply through the website or MAE app?
jasontoh
post Sep 6 2023, 08:40 PM

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QUOTE(solarwing @ Sep 6 2023, 07:52 PM)
Just check SMS previously had been rejected.  bangwall.gif
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Need to do manual like me already. How do you get the screenshot, btw?
jasontoh
post Sep 7 2023, 07:33 AM

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QUOTE(solarwing @ Sep 6 2023, 09:24 PM)
Online M2U, manual submit form application? where to DL ?
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Regarding your screenshot, you can see even the failed application, but I notice my failed application not even appearing there

You can get it here.
https://www.maybank2u.com.my/iwov-resources.../BT_appform.pdf
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