I have a major purchase coming up that requires cash payment only. My initial plan was to request a credit limit increase on my Mbb Ikhwan Amex (currently RM10k limit) and then apply for Mbb EzyCash. Unfortunately, my request for a limit increase was rejected.

I’ve already applied for EzyCash of RM7k (which is 70% of my current RM10k limit).

Now I’m wondering:
Is it possible to do a balance transfer of RM20k from my RHB Visa (RM30k limit) to my Mbb Ikhwan Amex, so that the available limit becomes RM23k (RM3k remaining + RM20k transferred)?

If so, could I then apply for a second EzyCash of RM16k (which is 70% of RM23k)?

Has anyone tried this before? Would this work, or are there restrictions I should be aware of?

0% RHB SMART MOVE BALANCE TRANSFER (BT)

CAMPAIGN PERIOD: 15/09/2025 to 14/10/2025

0% RHB SMART MOVE BALANCE TRANSFER (BT) CAMPAIGN VIA RHB ONLINE BANKING

This post has been edited by MMMoney: Sep 19 2025, 10:54 AM


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