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Credit Cards Maybank 2 Cards Premier V2, Fastest Air Miles Conversion

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laymank
post Mar 23 2016, 10:36 AM

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QUOTE(raist86 @ Mar 23 2016, 10:00 AM)
guys, i've called the cust service to check on a few things.
They told me Telco such as telekom, maxis, p1 all is considered under utilities. When asked for black and white, say don't have b&w, it all depends on the code on the CC terminal.

Gawd, hate this kind of uncertainty. it's like playing jackpot when we're paying our bills. Strike jackpot, you get 5x. if not then it's x1.
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but the CS is stating the fact.

you can own a retail shop but reusing the old card terminal used when you started as restaurant, your terminal MCC will remains at restaurant cause the bank would not know your business nature has changed and the owner would most probably didn't care to register/update merchant account due to cost and paperwork, after all, there is no impact in card processing for the customer and bank.
raist86
post Mar 23 2016, 10:55 AM

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yea.. that part i know.

but if you're paying bills like autopay with telekom, maxis, digi and celcom, it'll be treated as utilities and hence x1 only..

well have to try out for 1 month to confirm this. If this is really the case, just gonna switch out the autobilling to other VI cards.
psiloveu
post Mar 23 2016, 10:58 AM

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QUOTE(raist86 @ Mar 23 2016, 10:55 AM)
yea.. that part i know.

but if you're paying bills like autopay with telekom, maxis, digi and celcom, it'll be treated as utilities and hence x1 only..

well have to try out for 1 month to confirm this. If this is really the case, just gonna switch out the autobilling to other VI cards.
*

since your utilities bill amount is high, can consider HLB fortune card......If you can hit more than 100K spending per annual, the cash back is more than 2% biggrin.gif
TSmaskedchan
post Mar 23 2016, 11:19 AM

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QUOTE(psiloveu @ Mar 23 2016, 10:58 AM)
since your utilities bill amount is high, can consider HLB fortune card......If you can hit more than 100K spending per annual, the cash back is more than 2% biggrin.gif
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i think the people using premier card not after cash back..
they are more interested in air miles..
psiloveu
post Mar 23 2016, 11:33 AM

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QUOTE(maskedchan @ Mar 23 2016, 11:19 AM)
i think the people using premier card not after cash back..
they are more interested in air miles..
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I understand the main purpose of holding premier dual, but he did mention to get a cash back card for replacement, so i suugest him to consider hlb card.

Btw, for utilities expenses, hlb or alliance vi can be the choices for airmiles convertion, right?


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raist86
post Mar 23 2016, 12:40 PM

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After calculation, cashback tbh is lower value to me than airmiles. So applying for alliance vi. Hope they approve me asap.
Wongchoy
post Mar 23 2016, 12:53 PM

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QUOTE(raist86 @ Mar 23 2016, 10:00 AM)
guys, i've called the cust service to check on a few things.
They told me Telco such as telekom, maxis, p1 all is considered under utilities. When asked for black and white, say don't have b&w, it all depends on the code on the CC terminal.

Gawd, hate this kind of uncertainty. it's like playing jackpot when we're paying our bills. Strike jackpot, you get 5x. if not then it's x1.
*
From what I'm told, the impacted category for utilities will be MCC4900-utilities which affect water and electricity. Telco services with MCC 4814 is not affected.
raist86
post Mar 23 2016, 01:53 PM

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QUOTE(Wongchoy @ Mar 23 2016, 12:53 PM)
From what I'm told, the impacted category for utilities will be MCC4900-utilities which affect water and electricity. Telco services with MCC 4814 is not affected.
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guess just have to try it out after 15th april and see.. even the CS themselves are in the dark and not fully briefed.
Vinci777
post Mar 24 2016, 01:46 AM

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QUOTE(raist86 @ Mar 23 2016, 12:40 PM)
After calculation, cashback tbh is lower value to me than airmiles. So applying for alliance vi. Hope they approve me asap.
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Bro wouldn't alliance visa platinum would be better??

2x points for petrol, groceries and utilities. Spend 3000 for 1000 enrich instead of 4770 using Maybank.

This post has been edited by Vinci777: Mar 24 2016, 01:49 AM
ryogamy
post Mar 24 2016, 01:56 AM

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I think maybank and other banks will continue cut down all benefit for credit cards, because the bank negara cut down the interchange fee until 2020, after 2020, will getting lower, so all credit card benefit will drop again ><

raist86
post Mar 24 2016, 07:31 AM

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QUOTE(Vinci777 @ Mar 24 2016, 01:46 AM)
Bro wouldn't alliance visa platinum would be better??

2x points for petrol, groceries and utilities. Spend 3000 for 1000 enrich instead of 4770 using Maybank.
*
VI has x5 for overseas spending. on top of that, comes with Priority Pass..


CAFE21
post Mar 24 2016, 09:53 AM

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QUOTE(raist86 @ Mar 24 2016, 07:31 AM)
VI has x5 for overseas spending. on top of that, comes with Priority Pass..
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Alliance VI comes with priority pass? Is it limited or unlimited usage? HLB VI RM2.80 = 1 ENRICH MILES.
Vinci777
post Mar 24 2016, 10:29 AM

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QUOTE(raist86 @ Mar 24 2016, 07:31 AM)
VI has x5 for overseas spending. on top of that, comes with Priority Pass..
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Yea its not a bad alternative. But it means retail spend not sure if utilities are considered though. But the 5x overseas still lower than M2U VI/Amex, same goes to local trx. However it only need rm30k for free waiver. Alot easier haha

QUOTE(CAFE21 @ Mar 24 2016, 09:53 AM)
Alliance VI comes with priority pass? Is it limited or unlimited usage? HLB VI RM2.80 = 1 ENRICH MILES.
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Yes PP. Free 6 times for first year then u need to spend 150k p/a for 12 times and 300k for unlimited times
CAFE21
post Mar 24 2016, 10:41 AM

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QUOTE(Vinci777 @ Mar 24 2016, 10:29 AM)
Yea its not a bad alternative. But it means retail spend not sure if utilities are considered though. But the 5x overseas still lower than M2U VI/Amex, same goes to local trx. However it only need rm30k for free waiver. Alot easier haha
Yes PP. Free 6 times for first year then u need to spend 150k p/a for 12 times and 300k for unlimited times
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Ouch..that's a lot 150k.
Vinci777
post Mar 24 2016, 03:35 PM

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QUOTE(CAFE21 @ Mar 24 2016, 10:41 AM)
Ouch..that's a lot 150k.
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Maybe for the meanwhile I'll get Alliance Visa Plat to maximize enrich points from petrol and utilities. biggrin.gif
aspartame
post Mar 24 2016, 03:49 PM

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Received a letter from Maybank saying Priority Pass will be discontinued. Plaza Premium Lounge can use 5 times locally plus overseas(singapore, hong kong, shanghai, vancouver, london, macau, india, oman etc) however, no mention of whether supplementary card holder of visa infinite can enter?
CAFE21
post Mar 24 2016, 03:53 PM

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QUOTE(aspartame @ Mar 24 2016, 03:49 PM)
Received a letter from Maybank saying Priority Pass will be discontinued. Plaza Premium Lounge can use 5 times locally plus overseas(singapore, hong kong, shanghai, vancouver, london, macau, india, oman etc) however, no mention of whether supplementary card holder of visa infinite can enter?
*
I called them about the supp card. Answer is cannot. But last time also say cannot but some tried using supp card to enter but it was not charged later on. Maybe just wait n see who tested.
fruitie
post Mar 24 2016, 04:09 PM

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QUOTE(hksze1985 @ Mar 22 2016, 02:06 PM)
maybank had added in more overseas ppl for visa infinite card holder access ..

[attachmentid=6219945]
[attachmentid=6219947]

Terms & Conditions

Access to the Plaza Premium Lounge is only applicable for Principal cardmembers only
Subject to terms and conditions of respective Plaza Premium Lounge
20% savings from the published walk in rate should the 5 times complimentary access be exceeded*
20% savings for each accompanying guest to the lounge*
Enjoy up to 3 hours lounge use, include: food & beverages, internet access, international newspaper & magazines, international TV channels, left luggage, flight information subject to respective airport lounges **
*Except to Shanghai Pudong International Airport (PVG) No 77 VIP Lounge (International Departures, Terminal 2)
** Except to Shanghai Pudong International Airport (PVG) No 77 VIP Lounge (International Departures, Terminal 2) and Ibrahim Nasir International Airport, MALE - 2 hours lounge use
*
QUOTE(aspartame @ Mar 24 2016, 03:49 PM)
Received a letter from Maybank saying Priority Pass will be discontinued. Plaza Premium Lounge can use 5 times locally plus overseas(singapore, hong kong, shanghai, vancouver, london, macau, india, oman etc) however, no mention of whether supplementary card holder of visa infinite can enter?
*
QUOTE(CAFE21 @ Mar 24 2016, 03:53 PM)
I called them about the supp card. Answer is cannot. But last time also say cannot but some tried using supp card to enter but it was not charged later on. Maybe just wait n see who tested.
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Quoted above from PPL thread: https://forum.lowyat.net/index.php?showtopi...post&p=79211421
bearbear
post Mar 26 2016, 12:15 AM

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I tried to apply standalone VI at KLCC today and the customer service tol me that she is not sure if it can be done as I already have one with my M2Premier.

I insist it can be done thus it was submitted and will wait to hear from them.

have to say I am disappointed with KLCC branch, I was given a number and the counter that service me told me she cant do anything as I am existing user. had to wait again and total of 30 mins of queue. I visitted 1U outlet many times and never wait for.more than 10 mins
DeliciousKixs
post Mar 26 2016, 01:55 PM

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QUOTE(bearbear @ Mar 26 2016, 12:15 AM)
I tried to apply standalone VI at KLCC today and the customer service tol me that she is not sure if it can be done as I already have one with my M2Premier.

I insist it can be done thus it was submitted and will wait to hear from them.

have to say I am disappointed with KLCC branch, I was given a number and the counter that service me told me she cant do anything as I am existing user. had to wait again and total of 30 mins of queue. I visitted 1U outlet many times and never wait for.more than 10 mins
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The gardens team are quite professional. I applied all my cards over there.

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