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Original FD Thread
Fixed Deposit Rates in Malaysia v2
Fixed Deposit Rates in Malaysia v3
Fixed Deposit Rates in Malaysia v4
Fixed Deposit Rates in Malaysia v5
Fixed Deposit Rates in Malaysia v6.1
Fixed Deposit Rates in Malaysia v7
Fixed Deposit Rates in Malaysia v8
Fixed Deposit Rates in Malaysia v9
Fixed Deposit Rates in Malaysia v10
Fixed Deposit Rates in Malaysia v11

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

Malaysia Major Commercial Banks and Foreign Banks Fixed Deposit / Time Deposit Rates as of 10 October 2015.

Bank	1 month	3 months	6 months	12 months	Remarks
Affin Bank	3.25%	3.3%	3.40%	3.7%
Alliance Bank	3.15%	3.2%	3.25%	3.3%	FD Gold 12 months 3.40% (Interest paid monthly)
AmBank	3.15	3.2%	3.25%	3.35%
Citibank	2.95%	3.10%	3.10%	3.20%
CIMB Bank	3.15%	3.2%	3.25%	3.30%
Hong Leong Bank	2.95%	3.00%	3.10%	3.30%
HSBC Bank	3.00%	3.10%	3.15%	3.30%
Maybank	3.15%	3.20%	3.25%	3.30%
OCBC Bank	2.90%	3.00%	3.05%	3.25%
RHB Bank	3.15%	3.20%	3.25%	3.45%
Public Bank	3.15%	3.20%	3.30%	3.35%	PB Golden 50 Plus 12 months 3.45%
Standard Chartered Bank	2.95%	3.10%	3.15%	3.25%
UOB Bank	3.05%	3.10%	3.10%	3.30%

Fixed / Time Deposit and Savings Account Promotions 2016.
Please call the nearest bank to reconfirm the rates (go to the bank website for bank contact number where you can also get the contact number of the branch nearest to you) before going to the bank to check if promotions are still valid.

*
Alliance Bank FD Promotion. Minimum Fresh Fund RM10K. Valid until 30 June 2016 - Contributed by poor man

12 months - 3.90%p.a.



*
Alliance Bank e-Fixed Deposit/e-Alliance Term Deposit-i. Minimum Fresh Fund RM10K. Valid until 30 June 2016

1 month - 3.40%p.a. - Minimum Fresh Fund RM20K
2 months - 3.60%p.a. - Minimum Fresh Fund RM20K
12 months - 3.90%p.a. - Minimum Fresh Fund RM10K

1 Month & 2 Months T&C | 12 Months T&C



*
Affin Bank FD Promotion. Minimum Fresh Fund RM10K. Earmark RM5K to Savings Account. Valid until August 2016 - Contributed by BoomChaCha

3 months - 3.85% p.a.
6 months - 3.95% p.a.
9 months - 4.00% p.a.
12 months - 4.2% p.a.
13 months - 4.3%p.a.

*
Bangkok Bank. Promo until 30 June 2016.

12 months - 4.35%p.a.



*
CIMB FD Promotion. Minimum Fresh Fund RM10K.

*
Hong Leong Bank. Minimum Fresh Fund RM10K. Promo until 30 June 2016.

3 months - 4.15%p.a.
6 months - 4.25%p.a.

*
Hong Leong Mach FD. Minimum Fresh Fund RM10K. Promo until 30 June 2016.

3 months - 3.90%p.a.
6 months - 4.05%p.a.

*
Hong Leong Bank. Minimum Fresh Fund RM10K. Promo until 31 August 2016.

1/2/3 month(s) - 3.30%p.a.

*
Kuwait Finance House. Minimum Fresh Fund RM10K. Promo until 1 July 2016.

6 months - 4.15%p.a.
12 months - 4.25%p.a.



This post has been edited by Ah SiAnG: Jun 1 2016, 05:30 PM

*
MAYBANK - eFixed Deposit Flexi Campaign. Minimum Fresh Fund RM10K. Valid until 30 June 2016

12 months - 4.31% p.a.

*
MAYBANK - FD/IFD-i Shine 2. Minimum Fresh Fund RM25K. Valid until 3 June 2016

2 months - 3.95% p.a.

FD Shine 2 Terms & Conditions | IFD-i Shine 2 Terms & Conditions



*
MAYBANK. Minimum Fresh Fund RM25K. Valid until 24 June 2016

9 months - 4.22% p.a.

*
OCBC Bank Fixed Deposit Deals. Minimum Fresh Fund RM10K. Valid until 31 August 2016

8 months - 4.10%p.a.
12 months - 4.20%p.a.

*
Public Bank Fixed Deposit. Minimum Fresh Fund RM20K. Valid until 31 July 2016

12 months - 4.30%p.a.

Terms & Conditions (participated prior to 11 November 2015)

Terms & Conditions (participate from 11 November 2015 onwards)



*
Public Bank FD Rush. Minimum Fresh Fund RM10K. Valid until 31 July 2016

4 months - 4.08%p.a.

Terms & Conditions



*
RHB Bank. Valid until 30 June 2016 - Contributed by BoomChaCha

12 Months - 4.25% p.a.

*
UOB Bank. Minimum Fresh Fund RM10K. Valid Until end of July - Contributed by bbgoat

5 Months - 4.0%p.a.
10 Months - 4.15%p.a.
12 Months - 4.25%p.a.

This post has been edited by Ah SiAnG: Jun 1 2016, 05:29 PM

*
BANK RAKYAT - NOT Eligible for PIDM

If you are willing to go deposit with a non PIDM member, then check out Bank Rakyat Deposit Account -i which is based on Islamic Principles and like all Islamic banks' products, the profit rate cannot be guaranteed.



Thanks to all members who highlighted that deposit more than RM5K with BR is now eligible for monthly dividend. However, please note that many members here reported that their monthly dividends were not be credited monthly but they have to call up BR staff to have it done manually every month!!!
Special thanks to bbgoat for reporting the tenure to be eligible for monthly dividend:-



eFD or eTD.Contributed by Nom-el



Contributed by ikanbilis


Bank Rakyat introduces Xclusive membership card - New added by okuribito on 20 November



Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank

Bank that non-voluntary credit interest unless appeal
Public Bank (Need to complain to BNM then only pay interest)

New IBG Transfer Timing - Updated by gchowyh on 16 December 2014



List Of Banks With Survivorship Clause - Updated by magika on 16 November 2014
1. OCBC
2. RHB
3. Alliance
4. Ambank
5. Cimb
6. Hlb
7. Affin
8. MBB



A simple FD calculator to help you - by Human Nature on 13 January 2015
http://www.miniwebtool.com/fixed-deposit-calculator/

Can't you guys understand simple English? --> Strictly for FD Discussion Only?

Please go to other respective threads for non-FD discussion.

Thank you.

In future please use multi-quote for 2 or more posts at one go, to avoid from being considered spamming.

Read this Forum's FAQ --> https://forum.lowyat.net/index.php?act=faq&article=10

This post has been edited by Ah SiAnG: Mar 25 2016, 07:24 AM

To Ramjade Please adhere to the Forum Rules: Do not post unless you have something to contribute. This thread is better without you.

To yygo and sandkoh Please stop feeding the troll.

I will not hesitate to lodge a report to the moderators if these continues.

This post has been edited by Ah SiAnG: Mar 31 2016, 08:07 PM

Now who are you to instruct me? Look at the Disclaimer at Page 1 carefully:-

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

As to Nom-el methods, you can just refer to his blog. I will only provide information about Fixed Deposit Rates/Promos as per the topic.

This post has been edited by Ah SiAnG: Mar 31 2016, 08:53 PM

Thread closed.

Please proceed to Fixed Deposit Rates In Malaysia V. No. 13