bro, u are quoting old old info.  so much has changed this month. rhb, bsn all ended their promo earlier. maybank one people talking about 4.31% only. wake up. 

bro, u are quoting old old info.  so much has changed this month. rhb, bsn all ended their promo earlier. maybank one people talking about 4.31% only. wake up. 

FYI : UOB's 4.5% 12 months just ended today.

How I know. I thought is updated. Some more is updated in March.

How I know. I thought is updated. Some more is updated in March.

To Ramjade Please adhere to the Forum Rules: Do not post unless you have something to contribute. This thread is better without you.

To yygo and sandkoh Please stop feeding the troll.

I will not hesitate to lodge a report to the moderators if these continues.

RHB FD step-up Promo, valid from 31 March to 30 June 2016

1st to 3rd month: 4.00%
4th to 6th month: 4.15%
7th to 9th month: 4.25%
10th to 12th month: 4.60%

Effective rate: 4.25%
Advantage: Allow to withdraw each matured 3 months step-up.

[attachmentid=6281210]
UOB FD Promo - Effective 1st April 2016

(1) 12 months: 4.3%
(2) 4 months: there is a 4 month FD promo, but I do not know the rate yet..

To Ramjade Please adhere to the Forum Rules: Do not post unless you have something to contribute. This thread is better without you.

To yygo and sandkoh Please stop feeding the troll.

I will not hesitate to lodge a report to the moderators if these continues.

this require fresh fund or not ? since most of my money in RHB i think i will go for this rather than transfer to other bank and register new account

Fair enough. You better update front page. Apparently that maybank 4.38% is no more. Can't be sure as captain blog indicate still got. Last update was 22/1/2016 which was quite recent.

Also included in Nom-el method on how to get higher than 4.5% FD rates using combination of Maybank GIA-i and Hong Leong Pay and Save. Very useful especially now when all FD rates are < 4.5%

Fair enough. You better update front page. Apparently that maybank 4.38% is no more. Can't be sure as captain blog indicate still got. Last update was 22/1/2016 which was quite recent.

Also included in Nom-el method on how to get higher than 4.5% FD rates using combination of Maybank GIA-i and Hong Leong Pay and Save. Very useful especially now when all FD rates are < 4.5%

RHB requires approximately 20%, but need to double confirm with your RHB branch.
If I remember correctly, one member said that he just added RM 100 fresh fund to renew his RHB FD.. 

a noob question.

let say, you recently banked in RM10k into your maybank current account.

then only decide you want to open RM10k FD at public bank.

can I write a maybank cheque to open a public bank FD account?

If you have existing fund in UOB or RHB, you need to top-up some fresh fund in order to use your
existing fund to place new FD..

RHB requires approximately 20%, but need to double confirm with your RHB branch.
If I remember correctly, one member said that he just added RM 100 fresh fund to renew his RHB FD.. 

About UOB, last time about 2 months ago, I was required to top-up minimum RM 5K fresh fund
to my matured FD to renew new promo rate 4.4% for 1 year.

I think RHB is more easy to negotiate than UOB in this area...

Now who are you to instruct me? Look at the Disclaimer at Page 1 carefully:-

Notice / Disclaimer:-
Call & Visit the respective banks for confirmation & latest promotion.
We are not liable to any misinformation which might cause any financial or opportunity loss (which include FD rates & any others information).

As to Nom-el methods, you can just refer to his blog. I will only provide information about Fixed Deposit Rates/Promos as per the topic.

unker goat said he was asked to top up rm100 in rhb.

not for my experience at klcc branch. they absolutely refused to give me ANY promo on my FD no matter what i top up so I just walked over to cimb. This was last year dec.

Hi... if you do remember, you can remove the two rhb promo that due to end today. And the old uob promos as well.

True story, I withdrew my promo fd from rhb... doubled up the amount the next day... and managed to get another promo rates. Seems like the rhb branch staff didn't bother to question.

Oh.. your memory must be DDR5 64GB loh..  :thumbsup:

Wah.. RM 100 only..Because unker goat looks more leng chai ma.. 
Really..? 
Are you talking about RHB..?
I have a feeling that each RHB branch needs to hit the FD sales target.
This is quite strange about your case.. 
Next time talk to the branch manager. RHB branch manager is sitting out side.
Miss Adele.. I believe what you said was a true story..
But actually you can do it on the spot, no need to wait until the next day, so that you will not lose 1 day interest..

I think now the new trend is that some banks allow FD depositors to top-up new fund to renew matured FD rather than
need fresh fund from another bank..I hope all banks can practice this convenience way  :thumbsup:

I was wondering does OCBC allow to top-up..?

Miss Adele.. I believe what you said was a true story..
But actually you can do it on the spot, no need to wait until the next day, so that you will not lose 1 day interest..

I think now the new trend is that some banks allow FD depositors to top-up new fund to renew matured FD rather than
need fresh fund from another bank..I hope all banks can practice this convenience way  :thumbsup:

I was wondering does OCBC allow to top-up..?

Oh.. your memory must be DDR5 64GB loh.. 

Wah.. RM 100 only..Because unker goat looks more leng chai ma.. 

yes rhb klcc. maybe their branch very good fd deposits...which i doubt since its always empty (compared to cimb and mbb)

I made a mistake, for transferring my fund to mbb only to know the promo ended... hence, one day wasted...

Anyhow, some bank probably still more rigid in requesting new funds, not realising that they need to keep existing customers...

Quick question, anybody tried getting promo rates on pbb fd using old funds?

mi memory still so so. i was warned by one unker (he send pm to me) dun talk too much, if not one nice unker though with high blood pressure may ask for my naked pic and want to massage me in PM.  funny how some pipu behave in pm. u know the quirky person very personally,   rite?