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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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mamamia
post Apr 1 2016, 08:52 AM

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Whoever want to sell the free gift from bank, read this:
http://www.lowyat.net/2016/99881/all-onlin...ister-with-ssm/
adele123
post Apr 1 2016, 09:01 AM

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QUOTE(HarpArtist @ Apr 1 2016, 12:24 AM)
yes rhb klcc. maybe their branch very good fd deposits...which i doubt since its always empty (compared to cimb and mbb) doh.gif
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Not sure where you work, but i can recommend rhb at plaza OSK instead... one lrt station away.
kochin
post Apr 1 2016, 09:09 AM

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yesterday i did a 3.7% 1 month with cimb and 4.2% 3 months with hong leong.

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post Apr 1 2016, 09:41 AM

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QUOTE(jsflim @ Mar 31 2016, 10:23 AM)
I just tried on the MBB e-FD, I withdraw from my existing FD and place back, and it does shows the yellow icon.
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they consider it as fresh fund once to place a new fd, it is ok to withdraw the existing fd and place back.
jsflim
post Apr 1 2016, 11:41 AM

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QUOTE(kochin @ Apr 1 2016, 09:09 AM)
yesterday i did a 3.7% 1 month with cimb and 4.2% 3 months with hong leong.
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kochin really very rich, saving and investment everywhere
jojolicia
post Apr 1 2016, 11:59 AM

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QUOTE(sandkoh @ Mar 31 2016, 07:08 PM)
bro, u are quoting old old info.  mad.gif so much has changed this month. rhb, bsn all ended their promo earlier. maybank one people talking about 4.31% only. wake up.  bruce.gif
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rhb, I checked over counter yesterday, effective 4.25%/12 mths of 4 step-up

This post has been edited by jojolicia: Apr 1 2016, 12:01 PM
jojolicia
post Apr 1 2016, 12:05 PM

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QUOTE(Pain4UrsinZ @ Mar 31 2016, 08:24 PM)
this require fresh fund or not ? since most of my money in RHB i think i will go for this rather than transfer to other bank and register new account
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was told by counter staff (but branch-to branch basis), existing <20K, need 20% top-up, existing >20K, just 10% will do.
bbgoat
post Apr 1 2016, 07:31 PM

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Really hate to have FD matured on 1st of the month, especially big funds (to me but sub sub sui to others tongue.gif ). Have to call to know the latest promo:

UOB:
4 mth 4%
9 mth 4.15%
12 mth 4.3%

OCBC:
9 mth 4.15%
15 mth 4.3%
Promo, existing fund just top up 10k will do

AmBank:
3 mth 4.1% min 10k
9 mth 4.15% min 20k

HL:
3 mth 4.2% min 10k

CIMB:
12 mth 4.3%
Last week CIMB still can give 4.35% for large deposit, this mth, no more. Max 4.3% !

After considering the amt for my FD (in SCB), decided to go back to BR. Called to get nego rate of 12 mth 4.5%. Got the approval from BR HQ 15 minutes later.

So, went to SCB to withdraw FD. Last week, getting the CO in 10 mnutes. Today, still no people in the PB centre, 35 minutes !! Asked why took so long, told as relatively large, need more signature. doh.gif So the time taken is related to the amt of FD !! Shxx !! doh.gif

Went to BR. Lots of people there. Was greeted by the officer and jumped queue. Given one more Cross pen as I posted on Tuesday. More gifts like gold coins coming from HQ .................. thumbup.gif

This post has been edited by bbgoat: Apr 1 2016, 07:35 PM
sandkoh
post Apr 1 2016, 07:38 PM

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QUOTE(jojolicia @ Apr 1 2016, 11:59 AM)
rhb, I checked over counter yesterday, effective 4.25%/12 mths of 4 step-up
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bro, i am referring to rhb's 4.45% promo, they ended it earlier. now they have the 4.25% step-up fd.
bbgoat
post Apr 1 2016, 07:54 PM

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QUOTE(sandkoh @ Apr 1 2016, 07:38 PM)
bro, i am referring to rhb's 4.45% promo, they ended it earlier. now they have the 4.25% step-up fd.
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The days of 4.5% and above 12 mth FD seems to be gone. Luckily I was still able to get the 4.5% 12 mth today. But I have nego'ed some more 12 mth 4.5% for my relatives on Monday 4/4. One more at 24 mth 4.55%. But I think BR may stop this nego soon as they are going to realize no one else is doing that for 12 mth or 24 mth FD. biggrin.gif

This post has been edited by bbgoat: Apr 1 2016, 07:55 PM
wil-i-am
post Apr 1 2016, 09:49 PM

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QUOTE(sandkoh @ Apr 1 2016, 07:38 PM)
bro, i am referring to rhb's 4.45% promo, they ended it earlier. now they have the 4.25% step-up fd.
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Just placed with RHB today as the promo commence fr 31/3 to 30/6
ljf123
post Apr 1 2016, 10:54 PM

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QUOTE(bbgoat @ Apr 1 2016, 07:31 PM)
Really hate to have FD matured on 1st of the month, especially big funds (to me but sub sub sui to others  tongue.gif ). Have to call to know the latest promo:

UOB:
4 mth    4%
9 mth    4.15%
12 mth  4.3%

OCBC:
9 mth      4.15%
15 mth    4.3%
Promo, existing fund just top up 10k will do

AmBank:
3 mth      4.1%  min 10k
9 mth      4.15% min 20k

HL:
3 mth        4.2%  min 10k

CIMB:
12 mth      4.3%
Last week CIMB still can give 4.35% for large deposit, this mth, no more. Max 4.3% !

After considering the amt for my FD (in SCB), decided to go back to BR. Called to get nego rate of 12 mth 4.5%. Got the approval from BR HQ 15 minutes later.

So, went to SCB to withdraw FD. Last week, getting the CO in 10 mnutes. Today, still no people in the PB centre, 35 minutes !! Asked why took so long, told as relatively large, need more signature.  doh.gif So the time taken is related to the amt of FD !! Shxx !!  doh.gif

Went to BR. Lots of people there. Was greeted by the officer and jumped queue. Given one more Cross pen as I posted on Tuesday. More gifts like gold coins coming from HQ .................. thumbup.gif
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lucky you can jump queue tongue.gif
you "big funds customer ke" brows.gif
gsc
post Apr 2 2016, 02:02 AM

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QUOTE(bbgoat @ Apr 1 2016, 07:31 PM)
Really hate to have FD matured on 1st of the month, especially big funds (to me but sub sub sui to others  tongue.gif ). Have to call to know the latest promo:

UOB:
4 mth    4%
9 mth    4.15%
12 mth  4.3%

OCBC:
9 mth      4.15%
15 mth    4.3%
Promo, existing fund just top up 10k will do

AmBank:
3 mth      4.1%  min 10k
9 mth      4.15% min 20k

HL:
3 mth        4.2%  min 10k

CIMB:
12 mth      4.3%
Last week CIMB still can give 4.35% for large deposit, this mth, no more. Max 4.3% !

After considering the amt for my FD (in SCB), decided to go back to BR. Called to get nego rate of 12 mth 4.5%. Got the approval from BR HQ 15 minutes later.

So, went to SCB to withdraw FD. Last week, getting the CO in 10 mnutes. Today, still no people in the PB centre, 35 minutes !! Asked why took so long, told as relatively large, need more signature.  doh.gif So the time taken is related to the amt of FD !! Shxx !!  doh.gif

Went to BR. Lots of people there. Was greeted by the officer and jumped queue. Given one more Cross pen as I posted on Tuesday. More gifts like gold coins coming from HQ .................. thumbup.gif
*
Thanks for the compilation...public bank step up, first 6 month 4.1, second 6 month 4.5, effective 4.3% For 12 months. Interest paid into saving account after 6 months.

Goat year big goat fund...

SUSthrowaway123123
post Apr 2 2016, 02:36 AM

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QUOTE(wil-i-am @ Apr 1 2016, 09:49 PM)
Just placed with RHB today as the promo commence fr 31/3 to 30/6
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hi, what is the minimum placement amount?
wil-i-am
post Apr 2 2016, 06:51 AM

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QUOTE(throwaway123123 @ Apr 2 2016, 02:36 AM)
hi, what is the minimum placement amount?
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RM10k
Pinnacle1295
post Apr 2 2016, 07:03 AM

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QUOTE(gsc @ Apr 2 2016, 02:02 AM)
Thanks for the compilation...public bank step up, first 6 month 4.1, second 6 month 4.5, effective 4.3% For 12 months. Interest paid into saving account after 6 months.

Goat year big goat fund...
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Any idea when the Public Bank step-up promo ending? Thanks.

bbgoat
post Apr 2 2016, 07:33 AM

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QUOTE(gsc @ Apr 2 2016, 02:02 AM)
Thanks for the compilation...public bank step up, first 6 month 4.1, second 6 month 4.5, effective 4.3% For 12 months. Interest paid into saving account after 6 months.

Goat year big goat fund...
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Bro, goat year over. You still working hard at night to prepare for big FD action ? brows.gif

Next time have to avoid 1st of the month maturity. Though most of the times it is the eggs that determine the date instead of us. Yesterday morning spent 15 minutes calling bank contacts to get the FD promo's that I posted. cry.gif

Let us know more of your findings ! biggrin.gif

This post has been edited by bbgoat: Apr 2 2016, 07:34 AM
MGM
post Apr 2 2016, 09:18 AM

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QUOTE(mamamia @ Apr 1 2016, 08:52 AM)
Whoever want to sell the free gift from bank, read this:
http://www.lowyat.net/2016/99881/all-onlin...ister-with-ssm/
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Seriously, are their heads fill with gas only. ranting.gif
SUSthrowaway123123
post Apr 2 2016, 10:38 AM

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QUOTE(wil-i-am @ Apr 2 2016, 06:51 AM)
RM10k
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ok tq
nexona88
post Apr 2 2016, 10:47 AM

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QUOTE(mamamia @ Apr 1 2016, 08:52 AM)
Whoever want to sell the free gift from bank, read this:
http://www.lowyat.net/2016/99881/all-onlin...ister-with-ssm/
*
seriously why gomen doing like tis ranting.gif

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