seriously why gomen doing like tis 

Any idea when the Public Bank step-up promo ending? Thanks.

After considering the amt for my FD (in SCB), decided to go back to BR. Called to get nego rate of 12 mth 4.5%. Got the approval from BR HQ 15 minutes later.

So, went to SCB to withdraw FD. Last week, getting the CO in 10 mnutes. Today, still no people in the PB centre, 35 minutes !! Asked why took so long, told as relatively large, need more signature.  So the time taken is related to the amt of FD !! Shxx !! 

Went to BR. Lots of people there. Was greeted by the officer and jumped queue. Given one more Cross pen as I posted on Tuesday. More gifts like gold coins coming from HQ ..................

The 2 pens from BR. Both has different description at the back of the casing. But looks similar. Could be mixed up by BR/supplier when they put their logo on the pens and put the pens back into wrong casing. Hahaha. 

The pens quality not bad. But looking forward to the gold coins and other gifts from KL, coming, soon ! 

looks nice  how much u dump in BR FD to get tis gift?

Shy to say la.  Just share for fun, pleasure ...................  

Until 30/4

Really hate to have FD matured on 1st of the month, especially big funds (to me but sub sub sui to others  ). Have to call to know the latest promo:

UOB:
4 mth     4%
9 mth     4.15%
12 mth   4.3%

OCBC:
9 mth      4.15%
15 mth    4.3%
Promo, existing fund just top up 10k will do

AmBank:
3 mth       4.1%   min 10k
9 mth       4.15% min 20k

HL:
3 mth        4.2%  min 10k

CIMB:
12 mth      4.3%
Last week CIMB still can give 4.35% for large deposit, this mth, no more. Max 4.3% !

After considering the amt for my FD (in SCB), decided to go back to BR. Called to get nego rate of 12 mth 4.5%. Got the approval from BR HQ 15 minutes later.

So, went to SCB to withdraw FD. Last week, getting the CO in 10 mnutes. Today, still no people in the PB centre, 35 minutes !! Asked why took so long, told as relatively large, need more signature.  So the time taken is related to the amt of FD !! Shxx !! 

Went to BR. Lots of people there. Was greeted by the officer and jumped queue. Given one more Cross pen as I posted on Tuesday. More gifts like gold coins coming from HQ ..................

Simple, the government wants to give benefit to SSM, and secondly want to collect income tax
from internet seller later..

So, the best 1 year FD rate is 4.3%? If to omit BR..

I am in a similar situation as you unker goat. I have 3 FDs maturing in the next 1 week! Btw, do you have a RM in BR?
Your Cross pen looks much more tempting than my car sun shade / bath towel. 
Before I go BR next week will try nego rate with HQ. Call up the branch first before going right? Don't like it as need to call a general line & then patch u through to the respective branch. 

Any idea when the Public Bank step-up promo ending? Thanks.

Really hate to have FD matured on 1st of the month, especially big funds (to me but sub sub sui to others  ). Have to call to know the latest promo:

Thanks for the list. Just returned from a trip and had to browse 10+ pages of words and words. Missed my SCB maturity by several days and can only make placement on Monday. Considering between OCBC 15m 4.30% and UOB 12m 4.30%.

OCBC website states Promotional Welcome Rate as one of the so called exclusive privilege. Is this rate referring to FD rates?

If it is, what kind of additional rate I can expect?

https://www.ocbc.com.my/personal-banking/Pr...privileges.html

Last year I joined their PB. Part of the "offer" is high FD rate, but it is bundled with UT or insurance linked products (for new PB member). I believe it is still more or less the same this year.. I passed on this. 

Thanks for the compilation...public bank step up, first 6 month 4.1, second 6 month 4.5, effective 4.3% For 12 months. Interest paid into saving account after 6 months.

Goat year big goat fund...

Other member has replied...30 April. Minimum is rm20k. Need saving account for crediting interest after 6 months

Oh okay, not attractive then. Thanks for responding.

You can call them to be sure. The "offered" rates, other than FD, could be 2.5% commission for UT. Another attractive point of OCBC PB is their referral. I have referred 3 PB for them, earning RM300 X3= RM 900.  Check if still available.

I have answered that before. That BR Xclusive Club do not assign RM like other banks. Anyway I am in Penang.

You can visit BR branch if u do not want to call up a general line and talk to the officer, ABM or even BM. Nego few days before your FD mature date (in other banks).

Their gifts wise used to include Parker pens but this Cross pen seems to be of better quality than the Parker pen they gave out to me before. Other gifts include laptop bag, backpack, towel, cups, manicure set (nice one) etc etc. These are just bonus to me. 

Let know what rate u got ! Good luck !