Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
|
|
 Mar 30 2016, 09:15 PM
|
 
Senior Member
3,125 posts Joined: Jun 2008 From: Mars   
|
QUOTE(TheKid @ Mar 30 2016, 09:14 PM) If you sum up the % for each month and then divide by 12, u get 4.31%/month average. Basically they want to lock down your money for first 6 months and only award the high interest at the final. she only place for 3 month, i dont think is entitled |
|
|
|
|
|
Mar 30 2016, 09:27 PM
|
Senior Member
801 posts Joined: May 2010
|
QUOTE(TheKid @ Mar 30 2016, 09:14 PM) If you sum up the % for each month and then divide by 12, u get 4.31%/month average. Basically they want to lock down your money for first 6 months and only award the high interest at the final. Maybank eFD at M2U offer a good rate. However if i have placed a min fresh fund of 10k, can I choose to top up via M2U? |
|
|
Mar 30 2016, 10:45 PM
|
Senior Member
1,286 posts Joined: Jan 2007
|
QUOTE(- JaY - @ Mar 30 2016, 08:39 PM) just called MBB regarding their e-FD campaign on fresh funds. Apparently, even money in MBB Savings Acc are considered fresh funds as long as it is not withdrawn from existing MBB FD. Not sure how they trace. I uplifted my existing e-fd. And place again. They rate did show the yellow icon there. .. and ya, I did adjust the fund become 10k. This post has been edited by dannyw: Mar 31 2016, 09:29 AM |
|
|
Mar 31 2016, 09:23 AM
|
Junior Member
460 posts Joined: Dec 2004 
|
I just tried on the MBB e-FD, I withdraw from my existing FD and place back, and it does shows the yellow icon.
|
|
|
Mar 31 2016, 09:24 AM
|
|
Junior Member
460 posts Joined: Dec 2004
|
QUOTE(you90 @ Mar 30 2016, 09:27 PM) Maybank eFD at M2U offer a good rate. However if i have placed a min fresh fund of 10k, can I choose to top up via M2U? I don't think eFD can top up after you made placement. You need to uplift and place again. But bear in mind the promotion period is limited. |
|
|
Mar 31 2016, 09:25 AM
|
|
Junior Member
460 posts Joined: Dec 2004
|
QUOTE(eddie2020 @ Mar 30 2016, 08:46 PM) how to know which i entited? I do saw board rate as well lol look for a yellow icon beside the rate. if it's appear, means it's not entitle. |
|
|
|
|
|
Mar 31 2016, 10:22 AM
|
Senior Member
6,614 posts Joined: Mar 2011
|
Have fund tomorrow, but UOB 4.5% ends today.
 Got to contact RM to see if possible to still get the rate tomorrow.  BR's 2 years 4.55% also ends today. Last week placed for it and sent out multiple SMS (multiple entries) to join the contest. So officially after today, the 4.5%/4.55% that type of rate for 1 or 2 years is OVER. Anyone else have good news of 1 or 2 years 4.5%, please let us know here !  This post has been edited by bbgoat: Mar 31 2016, 10:23 AM |
|
|
Mar 31 2016, 12:02 PM
|
|
Senior Member
895 posts Joined: Dec 2013
|
QUOTE(jsflim @ Mar 31 2016, 09:23 AM) I just tried on the MBB e-FD, I withdraw from my existing FD and place back, and it does shows the yellow icon. QUOTE(jsflim @ Mar 31 2016, 09:24 AM) I don't think eFD can top up after you made placement. You need to uplift and place again. But bear in mind the promotion period is limited. QUOTE(jsflim @ Mar 31 2016, 09:25 AM) look for a yellow icon beside the rate. if it's appear, means it's not entitle. one kind word of advice. please combine your post into one reply. rule of the forum. if not will be counted as spam.  |
|
|
Mar 31 2016, 12:07 PM
|
|
Senior Member
817 posts Joined: Mar 2014
|
QUOTE(yygo @ Mar 30 2016, 01:38 PM)  oh boy oh boy. taking number from counter not counted. wat about taking from a machine? u seems to have a lot to learn. uob for fd, in customer service, fill up forms etc. then go to counter to place fd. same for affin. not customer service to get no.  in 1 sec, i tot u are retxxxxx.  i dun think i got u wrong. it was wat your statement means. maybe it was your english. u got it all wrong. captain got 4.5%. he was just saying if promo rate 4.2%, u may get 4.1% (for all other souls). tat is wat he was saying. how come your memory is so "super good"? quoting from your good memory? do check out and correct me. he still need to learn to express himself better, poor english. wrong info. This post has been edited by sandkoh: Mar 31 2016, 12:08 PM |
|
|
Mar 31 2016, 12:47 PM
|
|
Senior Member
1,205 posts Joined: Aug 2014
|
For Maybank i-GIA, is there no penalty on early withdrawal? If I put 3 months tenure but withdraw it after 3 days, then the principal should be returned to me together with interest of 3 days?
|
|
|
Mar 31 2016, 01:03 PM
|
|
Junior Member
636 posts Joined: Jul 2012
|
QUOTE(filage @ Mar 31 2016, 12:47 PM) For Maybank i-GIA, is there no penalty on early withdrawal? If I put 3 months tenure but withdraw it after 3 days, then the principal should be returned to me together with interest of 3 days? yes you are right. u should see the final amount (principal+interest) before you click on "confirm" to withdraw.This post has been edited by harmonics3: Mar 31 2016, 01:04 PM |
|
|
Mar 31 2016, 02:07 PM
|
|
Senior Member
6,614 posts Joined: Mar 2011
|
Did u guys see BR's advertisement below (at the bottom of this forum's post) ? Tomorrow my SCB's FD matured. If UOB, OCBC has no 4.5% FD, may still move to BR. But have to call first to get 4.5% nego rate.
Add: Saw the same advert in another forum. But looks like it is dynamic, so BR's advert may not be shown now. This post has been edited by bbgoat: Mar 31 2016, 02:08 PM |
|
|
Mar 31 2016, 03:34 PM
|
|
Junior Member
418 posts Joined: Jan 2015
|
QUOTE(cybpsych @ Mar 2 2016, 12:36 PM) are you sure? LOL! Out of the blue, today received a Condotti 20 trolley bag from OCBC for FD placement on Jan 2016. During placement, was told by Relationship Manager that the quota for the free trolley bag has been filled up so I wasn't eligible!  Attached thumbnail(s) 
|
|
|
|
|
|
Mar 31 2016, 05:45 PM
|
Senior Member
2,490 posts Joined: Sep 2011
|
RHB FD step-up Promo, valid from 31 March to 30 June 2016
1st to 3rd month: 4.00% 4th to 6th month: 4.15% 7th to 9th month: 4.25% 10th to 12th month: 4.60% Effective rate: 4.25% Advantage: Allow to withdraw each matured 3 months step-up. 
UOB FD Promo - Effective 1st April 2016 (1) 12 months: 4.3% (2) 4 months: there is a 4 month FD promo, but I do not know the rate yet.. This post has been edited by BoomChaCha: Mar 31 2016, 05:46 PM |
|
|
Mar 31 2016, 05:52 PM
|
|
All Stars
24,333 posts Joined: Feb 2011
|
QUOTE(BoomChaCha @ Mar 31 2016, 05:45 PM) RHB FD step-up Promo, valid from 31 March to 30 June 2016 They cannot beat Maybank 4.38%1st to 3rd month: 4.00% 4th to 6th month: 4.15% 7th to 9th month: 4.25% 10th to 12th month: 4.60% Effective rate: 4.25% Advantage: Allow to withdraw each matured 3 months step-up.
UOB FD Promo - Effective 1st April 2016 (1) 12 months: 4.3% (2) 4 months: there is a 4 month FD promo, but I do not know the rate yet.. |
|
|
Mar 31 2016, 06:00 PM
|
Senior Member
1,061 posts Joined: Sep 2009
|
HL bank having some promotion about free 32inch tv one, will check it on monday, update will post here
 |
|
|
Mar 31 2016, 06:06 PM
|
|
Senior Member
817 posts Joined: Mar 2014
|
QUOTE(Ramjade @ Mar 31 2016, 05:52 PM) They cannot beat Maybank 4.38% back so soon. did not challenge @yygo?maybank 4.38% or 4.31%? are u sure 4.38%? |
|
|
Mar 31 2016, 06:22 PM
|
|
All Stars
24,333 posts Joined: Feb 2011
|
QUOTE(sandkoh @ Mar 31 2016, 06:06 PM) back so soon. Front page. Posted by captain did not challenge @yygo?maybank 4.38% or 4.31%? are u sure 4.38%? |
|
|
Mar 31 2016, 06:40 PM
|
|
Senior Member
1,061 posts Joined: Sep 2009
|
QUOTE(Ramjade @ Mar 31 2016, 06:22 PM) Front page. Posted by captain i think no more 4.38, just called mbb few days ago and had been told ended,  correct me if am wrong, because she also unsure when tell me that no more 4.38  This post has been edited by ljf123: Mar 31 2016, 06:40 PM |
|
|
Mar 31 2016, 07:08 PM
|
|
Senior Member
817 posts Joined: Mar 2014
|
QUOTE(Ramjade @ Mar 31 2016, 06:22 PM) Front page. Posted by captain bro, u are quoting old old info.  so much has changed this month. rhb, bsn all ended their promo earlier. maybank one people talking about 4.31% only. wake up.  |
|
Topic ClosedOptions
|
| Change to: |  0.0327sec
 0.47
 6 queries
 GZIP Disabled
Time is now: 1st December 2025 - 04:12 AM |
Quote