Regarding Maybank 4.31% eFD promotion, I called maybank customer service 30 mins ago to clarify the definition of "fresh funds", as stipulated on the T&C.

He defined that as long as the "fresh funds" is from the Maybank savings/current account, and get deposited into the 12 months conventional eFD as per the guideline (credit to account) - then the eFD "fresh funds" requirement is fulfilled.

For clarity sake, I asked him : what if i uplift my existing eFD (say GIA-I), then put it into the new eFD 4.31% account? He replied: well, when you uplift from GIA-I, the money gets credited to your current/savings account first. Then you put the money into the eFD 4.31% account. So that is considered OK - i.e. fulfilling the "fresh funds" requirement.

I hope he did not Oscar me. Having said that, I have experimented placing the eFD today - the placement was successful, screenshot was as per provided by another forumer in previous post. and it is true that no way Maybank can trace if the money is from existing $ in account, or got transferred from other banks.

As such, i choose to believe the explanation from the customer service.
Hope this helps.

I think he is asking about eFD fresh fund, not the conventional FD

Just received a phone call from Standard Chartered Bank about Get Premier Member program:

(1) Introduce 1 person to deposit min RM 250K to FD at normal board rate, introducer will get one 32" LED TV
(2) Introduce 2 persons to deposit min RM 250K respectively to FD at board normal rate, introducer will get one 48" LED TV
(3) Introduce 3 persons to deposit min RM 250K respectively to FD at board normal rate, introducer will get one 55" LED TV

FD tenure is 6 months.

All depositors will get one mini Ipad for free...  :thumbsup:

I forgot to ask the brand of the TV..

Standard Chartered Bank does not have FD promotion now..  

i thought the campaign start on yesterday,so i accidentally placed on yesterday...but just now i uplift and re-placement again and i checked my FD account...it shown "i"beside my FD detail,and it stated that the campaign rate...so i guess even we uplift our current FD and replace,we still can enjoy the campaign rate

Just received a phone call from Standard Chartered Bank about Get Premier Member program:

(1) Introduce 1 person to deposit min RM 250K to FD at normal board rate, introducer will get one 32" LED TV
(2) Introduce 2 persons to deposit min RM 250K respectively to FD at board normal rate, introducer will get one 48" LED TV
(3) Introduce 3 persons to deposit min RM 250K respectively to FD at board normal rate, introducer will get one 55" LED TV

FD tenure is 6 months.

All depositors will get one mini Ipad for free... 

I forgot to ask the brand of the TV..

Standard Chartered Bank does not have FD promotion now.. 

d tvs are safe...hardly anyone will be so idiotic to put 250k at board rate

SCB scenario: 250k @ 3.15% 6months= RM3937.5 +Samseng 32" LED+apple Ipad
other banks: 250k@ 4.2% 6 months= RM5250, no freebies

I will say that, the RM 1300 difference is well worth for a Samseng TV + an Ipad,
provided you have 250k in the 1st place 

blehh ...i rather ask cimb for some of their gold plated toys haha. maybe if so happened you were in the mkt for the tv and ipad la then yes ok...

2 promo all tv brand is samsung
Standard Chartered Bank Get Premier Member program
T&C
https://www.sc.com/my/priority/campaign/mgm/

Standard Chartered Bank Enjoy the gift of good fortune, with JustOne Account
T&C
https://www.sc.com/my/save/casa-gift.html

You can sell the TV + ipad mini to pocket the profit. 100% profit. Gold plated toys hard to sell.

Easily can profit >rm1312.5. Ipad and TV sell slightly cheaper than market price. Sure profit.

One ipad mini 4 16gb WiFi from Apple malaysia sells for rm1599. Sell at rm1499, TV sell at about rm800, profit rm2299.

You can sell the TV + ipad mini to pocket the profit. 100% profit. Gold plated toys hard to sell.

Easily can profit >rm1312.5. Ipad and TV sell slightly cheaper than market price. Sure profit.

One ipad mini 4 16gb WiFi from Apple malaysia sells for rm1599. Sell at rm1499, TV sell at about rm800, profit rm2299.

u think so easy to sell at rm100 less than market price?  tv rm800? u hve to sell at much lower price than tat shown by u.

Just back from BR. Placed nego FD 12 mth at 4.5% with monthly interest. Received gift from branch as attached.

They are requesting extra gifts for BR Xclusive Club members from KL, gold coins and other stuff etc.      Will call me once received. Can send to my house but thinking twice about someone sending to my place ....................................

Cross 10K Karat Gold Filled Ballpoint Pen

good return FD... should hv considered br earlier

Just back from BR. Placed nego FD 12 mth at 4.5% with monthly interest. Received gift from branch as attached.

They are requesting extra gifts for BR Xclusive Club members from KL, gold coins and other stuff etc.      Will call me once received. Can send to my house but thinking twice about someone sending to my place ....................................

Cross 10K Karat Gold Filled Ballpoint Pen

if i put fd around 300k can straight become Xclusive club member?  :confused:
got gold coin somemore ah? how to get those privilege?
wondering 300k can get 4.5%?

if i put fd around 300k can straight become Xclusive club member? 
got gold coin somemore ah? how to get those privilege?
wondering 300k can get 4.5%?