Ask unker goat how much to put.

300k can becomes Xclusive Club member of BR. I am not placing much hope on the gold coin, could be "gold plated" instead. Could be the one that was given out last year during one of their FD campaigns. Anyway, these are just bonus. They said will send me the coin and other stuff from HQ.

300k for 4.5% ? Try your luck, ask the branch near your area. Who knows ? 

The part I liked most is the 12 mth 4.5% with monthly interest. 

asking 
btw, just called BR, had been told the 4.55% 2 years promo, and 1 year 4.1 something

12 mth 4.5% with monthly interest very attractive 
i called them and ask about it but had been told 4.55% 2 years 

You can sell the TV + ipad mini to pocket the profit. 100% profit. Gold plated toys hard to sell.

Easily can profit >rm1312.5. Ipad and TV sell slightly cheaper than market price. Sure profit.

One ipad mini 4 16gb WiFi from Apple malaysia sells for rm1599. Sell at rm1499, TV sell at about rm800, profit rm2299.

after a read through on the t/c:

Under the Priority Referee terms, Referee needs to deposit a minimum total of RM250,000 into both JustOne Priority Savings Account and Term Deposit placement for 6 months. The placement in JustOne Priority Savings Account has to be a minimum of RM50,000 and the deposit amount will be earmarked for 6 months.

as the justone priority gives only 2%, The scb effective rate dropped further to 2.92%.

The new difference is further increased to RM1600, if we only gets ipad mini + a made in china LCD TV, it may not worth the hassle.

Maybe Harp is right, better go cimb for the patung emas 

Trust me. People grab especially in garage sale. Some more condition is new and unused.

Trust me. People grab especially in garage sale. Some more condition is new and unused.

250k personally i do not even want to bother with the hassle of selling items. i cant speak for all but i think most 250k < individuals wont want to either.

Regarding Maybank 4.31% eFD promotion, I called maybank customer service 30 mins ago to clarify the definition of "fresh funds", as stipulated on the T&C.

He defined that as long as the "fresh funds" is from the Maybank savings/current account, and get deposited into the 12 months conventional eFD as per the guideline (credit to account) - then the eFD "fresh funds" requirement is fulfilled.

For clarity sake, I asked him : what if i uplift my existing eFD (say GIA-I), then put it into the new eFD 4.31% account? He replied: well, when you uplift from GIA-I, the money gets credited to your current/savings account first. Then you put the money into the eFD 4.31% account. So that is considered OK - i.e. fulfilling the "fresh funds" requirement.

I hope he did not Oscar me. Having said that, I have experimented placing the eFD today - the placement was successful, screenshot was as per provided by another forumer in previous post. and it is true that no way Maybank can trace if the money is from existing $ in account, or got transferred from other banks.

As such, i choose to believe the explanation from the customer service.
Hope this helps.

Sent a nasty e-mail to UOB on different treatments, why some customers not required to open savings account but some required. Eventually they called me and confidently said that this is the policy across all their branches and asked me to provide them the branch which did not comply, they will investigate and revert. I eventually just tell them to close the case and not pursue further

which branch you went bro
thinking to go uob tomorrow for 4.5% fd, btw interest can pay by month?

u think less by rm100 pipu will buy? 
tats mentality of a kiddo.  who want to join pb of bank, then have the hassle of selling the items later on. 

You don't hang out in Garage sale much do you? I hang out, I saw with my own eyes people buying higher than normal apple price. Why do you think scalper exist? Also, some people willing to buy 2nd hand ipads.

Unker boom is a kiddo? I remember he took the FD promo with medklin air purifier and sold it off. He make quite a profit combining both interest and sales of the air purifier. He definitely have >RM250k. The last I checked, he is no kiddo.

UOB FD interest paid out only at maturity. 

u think less by rm100 pipu will buy? 
tats mentality of a kiddo.  who want to join pb of bank, then have the hassle of selling the items later on. 

Guys need help, how to put eFD for MBB? i cant really see the interest rate.
FD> make a placement > Conventional/GIA/MDA/ Islamic ? which one

Which one do you want then?

4.31. The promotion.

I think is select conventional?

I have upflit my recent fd and add rm100 to make  a new fd for conventional efd. I get the promo rate o.

im a kiddo too, to most of you guys, i guess

anyway besides the obvious amazing hassles and risks involved...selling items is a hit and miss thing. there is a possibility of not being able to sell. fd is a safe easy and sort of nobrainneeded investment..this tv thing totally goes against those principles