Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only
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 Mar 7 2016, 07:11 PM
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Senior Member
10,001 posts Joined: May 2013 
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The international reserves of Bank Negara Malaysia amounted to RM410.5 billion (equivalent to USD95.6 billion) as at 29 February 2016.
The reserves position is sufficient to finance 8.3 months of retained imports and is 1.2 times the short-term external debt |
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Mar 7 2016, 08:32 PM
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Senior Member
4,342 posts Joined: Apr 2010 From: The place that i call home :p 
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QUOTE(wil-i-am @ Mar 7 2016, 07:10 PM) Effective rate of 4.245% for 11 mths is gud HLB 3 months FD promo at 4.2%pa better lah |
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Mar 7 2016, 09:21 PM
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Junior Member
656 posts Joined: Jan 2003
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QUOTE(supersound @ Mar 7 2016, 01:04 PM) You are pretty right on this, I just back from BSN 40 minutes ago, was over there since 9:30am, took a number of number 30 and at the mean time I went to wet market buy vege, meat and managed to TCSS in the food court, went back BSN around 11:30am, it was number 22 seems like its difficult for a leopard to change spots.... same people running it, how to change? So I went to the wine shop nearby and buy few bottles of wine and another round of TCSS, 12pm run back to BSN and still standing strong at 22  Oklar, they do improve the service, 2.5 hours of waiting and I just walk off. |
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Mar 7 2016, 09:22 PM
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Junior Member
217 posts Joined: Oct 2015
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no anyone update cimb promo ??
bond 5 year 5.75% ut rm10k:rm10k fd 1 mth 17.88% or 3 mth 7.88% |
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Mar 7 2016, 09:23 PM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(wil-i-am @ Mar 7 2016, 07:10 PM) Effective rate of 4.245% for 11 mths is gud QUOTE(cwhong @ Mar 7 2016, 08:32 PM) HLB 3 months FD promo at 4.2%pa better lah Gone are the days of 12 mth 4.5%/4.6% of SCB, OCBC, Affin, Ambank .....................  Big Bones, are you still waiting for 5% ?   |
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Mar 7 2016, 09:47 PM
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Senior Member
6,420 posts Joined: Jun 2005
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QUOTE(cwhong @ Mar 7 2016, 08:32 PM) HLB 3 months FD promo at 4.2%pa better lah Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it |
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Mar 7 2016, 10:21 PM
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Junior Member
164 posts Joined: Aug 2015
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QUOTE(mamamia @ Mar 7 2016, 09:47 PM) Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it My mum just applied it last week.need minimum 10k |
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Mar 7 2016, 10:25 PM
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Senior Member
4,342 posts Joined: Apr 2010 From: The place that i call home :p
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QUOTE(mamamia @ Mar 7 2016, 09:47 PM) Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it Someone said extended to end April .... Sure can get. |
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Mar 7 2016, 10:29 PM
Show posts by this member only | IPv6 | Post
#369
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Senior Member
10,001 posts Joined: May 2013
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QUOTE(bbgoat @ Mar 7 2016, 09:23 PM) Gone are the days of 12 mth 4.5%/4.6% of SCB, OCBC, Affin, Ambank ..................... I wud opined tat v will witness a drop in OPR in 2H2016 Big Bones, are you still waiting for 5% ? Thus, FD rate is expected to fall |
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Mar 7 2016, 11:50 PM
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Senior Member
11,554 posts Joined: Aug 2009
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QUOTE(tohca @ Mar 7 2016, 09:21 PM) seems like its difficult for a leopard to change spots.... same people running it, how to change? Yup, that's the point  As for them, for the 6 hours work, handle 10 customers also get rm****, handle 5 also gets the same pay, so why need to handle more  |
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Mar 8 2016, 12:05 AM
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Senior Member
3,838 posts Joined: Sep 2013 
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This post has been edited by HarpArtist: Mar 8 2016, 12:06 AM |
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Mar 8 2016, 12:06 AM
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Senior Member
3,838 posts Joined: Sep 2013
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QUOTE(wil-i-am @ Mar 7 2016, 10:29 PM) I wud opined tat v will witness a drop in OPR in 2H2016 Thus, FD rate is expected to fall  agreed too |
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Mar 8 2016, 08:37 AM
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All Stars
65,270 posts Joined: Jan 2003
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QUOTE(mamamia @ Mar 7 2016, 09:47 PM) Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it assuming extendedhttps://www.hlb.com.my/main/promotion/20160...th-fd-promotion |
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Mar 8 2016, 08:49 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(mamamia @ Mar 7 2016, 09:47 PM) Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it Last week 1/3, I called HL, only promo available. So should be extended beyond Feb. Some forummer said till end Apri.QUOTE(wil-i-am @ Mar 7 2016, 10:29 PM) I wud opined tat v will witness a drop in OPR in 2H2016 Yeah, quite likely for OPR to drop in second half. So better lock in a longer period of FD (1 year or more) instead of shorter ones. BR's 4.55% or BSN's 4.5% looks attractive to me. Thus, FD rate is expected to fall  That is after putting in for RHB's 4.45% last week. This post has been edited by bbgoat: Mar 8 2016, 08:53 AM |
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Mar 8 2016, 09:22 AM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld 
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QUOTE(bbgoat @ Mar 7 2016, 09:23 PM) Gone are the days of 12 mth 4.5%/4.6% of SCB, OCBC, Affin, Ambank ..................... While my money is already in fD... yeah, i am still looking forward for 5%.. year end.. lolz Big Bones, are you still waiting for 5% ?  9 mths to go... |
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Mar 8 2016, 09:44 AM
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Junior Member
515 posts Joined: Jan 2003
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QUOTE(mamamia @ Mar 7 2016, 09:47 PM) Where to get the details on HLB 4.2% for 3 months? Trying to search at post 1, don't get to c it I just made a placement yesterday. Still available. |
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Mar 8 2016, 10:08 AM
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Senior Member
6,614 posts Joined: Mar 2011
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QUOTE(Bonescythe @ Mar 8 2016, 09:22 AM) While my money is already in fD... yeah, i am still looking forward for 5%.. year end.. lolz I sure will be very happy with 5% by year end. But I doubt that. Will be happy if the 4.5% 1 year can be kept until year end. 9 mths to go...  |
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Mar 8 2016, 10:28 AM
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld
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QUOTE(bbgoat @ Mar 8 2016, 10:08 AM) I sure will be very happy with 5% by year end. But I doubt that. Will be happy if the 4.5% 1 year can be kept until year end. The current 4.5 that is being offered is good enough to keep the extra $$$ till next year already Now gold keep going up... Need another wave of shocker in the money market.. then interest rate might see some upside gua... just my 2 cents |
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Mar 8 2016, 10:29 AM
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Junior Member
33 posts Joined: Aug 2012 From: Kuala Lumpur
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I wonder ..what is the investment duration for you guys put into FD? for a year? or keep the money rolling for yearsssssssssssss?
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Mar 8 2016, 10:38 AM
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All Stars
65,270 posts Joined: Jan 2003
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QUOTE(tyan1234 @ Mar 8 2016, 10:29 AM) I wonder ..what is the investment duration for you guys put into FD? for a year? or keep the money rolling for yearsssssssssssss? everyone is different. there's no hard rules.your 1yr may be good enough for me in 6mths, or vice versa. |
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