but the effective rate gonna me measly

this sounds like someone wants to sell you insurance as pass it as a structured deposit product. Hong Leong ah???

FD placement is based on duration of your choosing, can be 1 year, can be shorter or longer. NO FD out there will say YOU MUST invest for 5 years. unless the FD duration you chose is 5 years.

ALSO to avoid you getting mislead by insurance agent or other sales agent... nothing is as SAFE as FD and gives 10% p.a. return. usual investment that can possibly give 10%p.a. all comes with risk... even unit trust fund can give 10% p.a. but not consistently and not guaranteed.

Nazir Razak

bro, read the t & c.

serious?

Have to give and take. But we are only interested in pure fds no?

I wouldn't be surprised.

tat one not pure fd.

ut bundled can give high rates. we are interested on eff rate. so tat one by cimb 4.68% not the highest yet. some even saying 8,9, 10%.

This post has been edited by yygo: Mar 9 2016, 09:52 AM

5th month profit (4% p.a.) received for MBB GIA-i Promo FD

Correct Correct Correct!

Malaysia's money rate falls to six-month low on reserve cut bets
http://www.theedgemarkets.com/my/article/m...eserve-cut-bets

Sucks, EIR only about 3.465% ...

CIMB as usual the t and c = =

its supposed to be >4% during which months I forget. but I remember is the 12M is 6.0

opr maintained.

http://www.bnm.gov.my/index.php?ch=en_pres...ac=3352&lang=en

yea. this is it. so far the best provided by MBB

can this be done online??

Better pick the maybank GIA-i eFD 2 months at 4% p.a

oh, thanks!! Didn't know they have eFD.

I also didn't know. Best part is need min RM1k only for 2 months.