There is no significant in 3% and 3.15% for a 1k fd in 2 months.

You shud spend more time in thinking how to make 100k by year end instead of cracking head for 1k fd for 2 mths searching high and lows for 3.15%

The 2 month difference is rm 0.25... is pointless

This post has been edited by Bonescythe: Feb 26 2016, 08:03 AM

Yikes... it irks me out when seeing people going high and low trying to save anything lower than rm 1..

Really tak boleh tahan.

Focusing to save from an operation cost of rm 100k will be more feasible to spend your time on than spending time cracking head on how to save rm1 and lesser, wad more to say, rm 0.25 (your fd case) or rm 0.11 (your ibg case)

Maybe you are still a student for now, got many time... haha.

It will come a time when u realize these are really wasting time.. haha..

Sorry if i oT.. but i really tak boleh tahan..

While my money is already in fD... yeah, i am still looking forward for 5%.. year end.. lolz
9 mths to go...

The current 4.5 that is being offered is good enough to keep the extra $$$ till next year already

Now gold keep going up...

Need another wave of shocker in the money market.. then interest rate might see some upside gua...

just my 2 cents

Myr so strong... looks like my 5% dream is very thin already..
On the side note.. good thing i didnt rush to change usd at 4.3 4.4.. haha..



This post has been edited by Bonescythe: Mar 18 2016, 08:43 PM

Lets see 2bd half 2016 only make decision.. hehe

This crude oil rebound send some relief to oil producing country.. well, i dunno wad will happen to the economy in the next 1 year, but as u know, i am a bear bear for now..

Gold is still maintaining its composure above 1200..

Since UOB still can offer 4.5%, it could mean something later on.. who knows ? Soon most bank will revert back to 4.5 offer again..

Argh.. my dream is sailing further... RM see strength towards the greenback.. now rm 3.8x to 1 usd..

9mths to go... but looking at this state, USA is not going to paint a bad picture on Obama, expecting a rosy end to his tenure... so is a bit susah already

Approx 40 grand left rotting in saving acc wad am i doing.. zz

Need to go back hLB and hide in their 3mths FD..

Brw, 12m on 5% is freaking awesome if true.. argghhh
600k of interest per annum!!!

Just ibg over. Is considered fresh fund.
Just did it today. No issue

Australia cut interest rate from2 to1.75

Malaysia will ? Cut or remain ?

Looks like my 5% is slim chance almost goner liao

Rm 250k to rm 300k

Zzzz

RM slipping again... 1 usd to rm 4.0x

Got chance 2nd half of the year ? Lolz.

No more Zeti in charge..
This time need to look to Sammo Hung crystal already..

Will he change the OPR within 1 year on the seat ?

This post has been edited by Bonescythe: May 5 2016, 09:10 AM

Japan play the "do nothing stand" and got punish severely in equity market..

Wow.. suddenly see my name summon here.

Looks like my vision of 5% still got some practical chances of success in 2016.. hehehehe

If By June Fed raise rate, then my vision will be closer.

So far is just pbb saving acc offer with min cash requirement of 250k if not wrong.. and need to register.

Fd not yet appear yet... but soon i will proof my skeptics wrong when 5% emerge. Kikiki

Now keep quiet first and hiding..
Kikiki

Now already hiding inside a deep hole... can barely see light already. Lolz.

But i dun think bank will be offering high FD rates for long tenure of time frame. Most will run around 3 to 6 mths. So dun expect a 12mths 5%... unless magic happen ????????? Can that ? But i dun believe in this magic yet la. Haha.

Is coming... is coming..... i can smell it nearer n nearer already.. lolz...

Another 7mths to go in 2016. Time flies so fast..

4 weeks saw heavy fund going out.. almost 4b

Looks like some share the same guts as mines..

Kikiki...