taikor, management need to institute changes, get pipu to change. u cannot expect a company to change by changing all employee, do u?

As said, if the people are the same, is more on boasting effect.
You need total people change to have a total improvement

u really old school. mgm guru will not be needed any more. mgm responsible for changes/improvements. just like mas airline need a change. do they change all new staff? new ceo, new idea, new thinking.
anyway, lets see first. i may try bsn later.

This post has been edited by yygo: Mar 7 2016, 12:55 PM

You are pretty right on this, I just back from BSN 40 minutes ago, was over there since 9:30am, took a number of number 30 and at the mean time I went to wet market buy vege, meat and managed to TCSS in the food court, went back BSN around 11:30am, it was number 22
So I went to the wine shop nearby and buy few bottles of wine and another round of TCSS, 12pm run back to BSN and still standing strong at 22
Oklar, they do improve the service, 2.5 hours of waiting and I just walk off.

Report back if need to wait for >1 hour. Btw, 4.5% p.a with min rm1k is a steal. Other bank all need min rm10k for promo rate. . Only downside for BSN is ridiculously long waiting time IF nothing change. After all, nama sahaja.

The rate is quite good.

wat to say?

blame your luck. see below:

Yup, is my fault to believe a snail can run faster than a rabbit.

ouch...penang area so far so good! ...
i already manage to open 3 FD slips with 4.5% per annum. High interest and short waiting time, what more can i ask...

Good for you. Open as many as you can before promo expired.

Well, not in Seremban since this is a village area

the "-6%" makes it sarcastic

no wunder.

his special way of expressing himself.

Heard some relative also have bad experience in Penang. Yours is in which area, town HQ, Gelugor, Sungai Nibong ?

Interested at the 4.5% but do not want to get into waiting for hours situation. Another problem I heard is no BC so have to IBG out the fund on maturity ?

You are willing to drive to mainland just to put FD in BSN?

Tonight BNM may reduce the SRR for banks pumping billions of RM into the market. This will relieve the banks having to give promo rates to get funds to cover their positions.

The BNM statement should be on 9/3.

This post has been edited by bbgoat: Mar 7 2016, 06:01 PM

Got a fund are performing at -12.5%
BTW, just met with a friend that travel a lot in Malaysia doing business. He is telling us that second batteries, tires have market, even a BMW 5-series also using second hand stuffs only. Not to mention a fellow bought a property for rm180M in Cyberjaya earlier and now can't even fetch rm120M, 600K gone with the wind for no reason
Cash is king now, why want to let someone to lock our money out for no reason?
Now a catch of the day, if PBB offering 4.3% FD for 12 months and latest UOB's 11 month with 4.25%, which you will take?

Effective rate of 4.245% for 11 mths is gud

This post has been edited by wil-i-am: Mar 7 2016, 07:11 PM