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 Fixed Deposit Rates In Malaysia V. No.12, Strictly for FD Discussion Only

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cybpsych
post Mar 7 2016, 09:36 AM

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received another monthly profit for MBB's GIA-i eFD. Effective rate is 4.00% p.a. blush.gif
kopifan
post Mar 7 2016, 10:03 AM

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QUOTE(cwhong @ Mar 6 2016, 11:14 PM)
HLBank 3months 4.2% p.a extender to this month end? hmm.gif
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till end Apr
yygo
post Mar 7 2016, 10:19 AM

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QUOTE(tohca @ Mar 7 2016, 08:51 AM)
very true... that's why i stay away from bsn and also BR.
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br should be ok. comparable to other banks. issue fd cert faster than most.

QUOTE(cybpsych @ Mar 7 2016, 09:36 AM)
received another monthly profit for MBB's GIA-i eFD. Effective rate is 4.00% p.a.  blush.gif
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efd? how about your yearly one mbb gia-i? hmm.gif i know you have both types.
cybpsych
post Mar 7 2016, 10:23 AM

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QUOTE(yygo @ Mar 7 2016, 10:19 AM)
br should be ok. comparable to other banks. issue fd cert faster than most.
efd? how about your yearly one mbb gia-i? hmm.gif i know you have both types.
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the 12m promo, not yet receive march's profit biggrin.gif based on bbgoat's, should be same.
yygo
post Mar 7 2016, 10:25 AM

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QUOTE(cybpsych @ Mar 7 2016, 10:23 AM)
the 12m promo, not yet receive march's profit  biggrin.gif  based on bbgoat's, should be same.
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oic. the efd 1 mth 4% not bad. can consider for short term use. thumbup.gif
cybpsych
post Mar 7 2016, 10:29 AM

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QUOTE(yygo @ Mar 7 2016, 10:25 AM)
oic. the efd 1 mth 4% not bad. can consider for short term use. thumbup.gif
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yep! can use it like a monthly "promo" rate @ 4% p.a. biggrin.gif
Ramjade
post Mar 7 2016, 10:36 AM

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QUOTE(yygo @ Mar 7 2016, 10:25 AM)
oic. the efd 1 mth 4% not bad. can consider for short term use. thumbup.gif
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If one month need min rm5k. If we want to put less than rm5k, need to put minimum 2 months.
flyingteeku
post Mar 7 2016, 10:42 AM

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QUOTE(wil-i-am @ Mar 7 2016, 09:18 AM)
If d amt is substantial, it's worth d time
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Took me only less than 10 minutes to open FD in BSN...
plenty of BSN branches whole Malaysia.. within the vicinity of my area already have 3 branches...
yygo
post Mar 7 2016, 10:45 AM

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QUOTE(flyingteeku @ Mar 7 2016, 10:42 AM)
Took me only less than 10 minutes to open FD in BSN...
plenty of BSN branches whole Malaysia.. within the vicinity of my area already have 3 branches...
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interesting. one active guy here quoted 4 hours to open fd account in bsn. confused.gif
depends on the branch?
taiko8148
post Mar 7 2016, 10:51 AM

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QUOTE(supersound @ Mar 7 2016, 09:17 AM)
Why not? FD can get 7% while UT makes -6% on the same period thumbup.gif
Best of all, the UT potion will be locked in for 2-5 years rclxm9.gif
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Actually i saw this promo when i passby the bank yesterday. Will check this few day what is the T&C for this offer.
Ramjade
post Mar 7 2016, 10:56 AM

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QUOTE(yygo @ Mar 7 2016, 10:45 AM)
interesting. one active guy here quoted 4 hours to open fd account in bsn. :confused:
depends on the branch?
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That's 4 hours just to open a SA. But that was 5 years back. Things might have change in 5 years. Btw, if you read the bsn reviews by the many forum members, nothing have change (the waiting time) tongue.gif
tohca
post Mar 7 2016, 11:13 AM

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QUOTE(flyingteeku @ Mar 7 2016, 10:42 AM)
Took me only less than 10 minutes to open FD in BSN...
plenty of BSN branches whole Malaysia.. within the vicinity of my area already have 3 branches...
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wow, that's fast. they must have improved their workflow.
tohca
post Mar 7 2016, 11:15 AM

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QUOTE(Ramjade @ Mar 7 2016, 10:56 AM)
That's 4 hours just to open a SA. But that was 5 years back. Things might have change in 5 years. Btw, if you read the bsn reviews by the many forum members, nothing have change (the waiting time) tongue.gif
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that's probably true. the last time i stepped into bsn was probably 10 years ago. experience was so bad (sloooowww) that i swore never to go there anymore.
cybpsych
post Mar 7 2016, 11:19 AM

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the thing is, BSN is doing rebranding, i guess they're improving their operations too to be competitive and making a presence.
yygo
post Mar 7 2016, 11:32 AM

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QUOTE(Ramjade @ Mar 7 2016, 10:56 AM)
That's 4 hours just to open a SA. But that was 5 years back. Things might have change in 5 years. Btw, if you read the bsn reviews by the many forum members, nothing have change (the waiting time) tongue.gif
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QUOTE(tohca @ Mar 7 2016, 11:15 AM)
that's probably true. the last time i stepped into bsn was probably 10 years ago. experience was so bad (sloooowww) that i swore never to go there anymore.
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guys, please la, 5 years, 10 years ago, history. devil.gif

QUOTE(cybpsych @ Mar 7 2016, 11:19 AM)
the thing is, BSN is doing rebranding, i guess they're improving their operations too to be competitive and making a presence.
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bsn advertising in chinese newspaper. hopefully really changing and rebranding. can give a try later. nod.gif 4.5% 1 year good rate. thumbup.gif
McFD2R
post Mar 7 2016, 11:37 AM

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QUOTE(Ancient-XinG- @ Mar 6 2016, 12:28 PM)
Hi, hows the GIA thing going on, above 4 pa or below benchmark?
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I believe 4% is guaranteed, no? I've just had several at 4%, automatically renewed for the next step up for another 5 months. Don't think it was suppose to be more than 4% either.
cybpsych
post Mar 7 2016, 11:50 AM

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QUOTE(McFD2R @ Mar 7 2016, 11:37 AM)
I believe 4% is guaranteed, no? I've just had several at 4%, automatically renewed for the next step up for another 5 months. Don't think it was suppose to be more than 4% either.
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on paper, not guaranteed. but in actual fact, didnt veer off the published 4.00% p.a. biggrin.gif
SUSsupersound
post Mar 7 2016, 12:35 PM

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QUOTE(taiko8148 @ Mar 7 2016, 10:51 AM)
Actually i saw this promo when i passby the bank yesterday. Will check this few day what is the T&C for this offer.
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Just go to normal promo rate and call it the day.
wil-i-am
post Mar 7 2016, 12:36 PM

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QUOTE(taiko8148 @ Mar 7 2016, 10:51 AM)
Actually i saw this promo when i passby the bank yesterday. Will check this few day what is the T&C for this offer.
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Dun forget to update here ya...
SUSsupersound
post Mar 7 2016, 12:37 PM

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QUOTE(yygo @ Mar 7 2016, 11:32 AM)
guys, please la, 5 years, 10 years ago, history.  devil.gif
bsn advertising in chinese newspaper. hopefully really changing and rebranding. can give a try later. nod.gif 4.5% 1 year good rate. thumbup.gif
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"Rebranding" and "changing" does not mean anything as long as people working inside still the same.
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