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Credit Cards UOB Credit Cards v5

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Teen-Rex
post Feb 3 2016, 12:38 AM

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QUOTE(fruitie @ Feb 3 2016, 12:29 AM)
laugh.gif Looks like the Amway is the winner here for your RM 50 cash back. biggrin.gif
If add other transactions, can only get RM 23.72 cash back. Transactions below RM 50 are not entitled.

Too bad cannot validate if U Mobile payment is entitled or not. hmm.gif

The cash rebate RM 0.80 is from 0.3% cash rebate, don't ask me how is that calculated because I'm too lazy to calculate mine too. I just know all of the transactions I made will be entitled for 0.3% cash rebate as well (on top of the 5%). laugh.gif
*
Thanks sifu for your input. Actually I used my Vox once in November which is for U Mobile payment:

Nov Statement
U MOBILE PAYBILL WEB-EC 61.25

Jan Statement
VOX 5% REBATES FOR ONLINE TXN NOV 2015 3.06

Looks like paying through their official website does give 5% cashback rclxms.gif
fruitie
post Feb 3 2016, 12:42 AM

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QUOTE(Teen-Rex @ Feb 3 2016, 12:38 AM)
Thanks sifu for your input. Actually I used my Vox once in November which is for U Mobile payment:

Nov Statement
U MOBILE PAYBILL WEB-EC 61.25

Jan Statement
VOX 5% REBATES FOR ONLINE TXN NOV 2015 3.06

Looks like paying through their official website does give 5% cashback  rclxms.gif
*
Good job. rclxms.gif Now we have another two inputs. rclxms.gif
How did you pay for the TNB and TM? unsure.gif UOBPayOnline? Then, you can try again this month or something, I'm quite sure they are entitled.

victorywp, another two stuff into VOX basket - Amway Online and U Mobile payment via its website.

Also a minor correction for earlier updated Time Fibre, please add it via UOBPayOnline. biggrin.gif

Thanks!

This post has been edited by fruitie: Feb 3 2016, 12:43 AM
Teen-Rex
post Feb 3 2016, 12:56 AM

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QUOTE(fruitie @ Feb 3 2016, 12:42 AM)
Good job. rclxms.gif Now we have another two inputs. rclxms.gif
How did you pay for the TNB and TM? unsure.gif UOBPayOnline? Then, you can try again this month or something, I'm quite sure they are entitled.

victorywp, another two stuff into VOX basket - Amway Online and U Mobile payment via its website.

Also a minor correction for earlier updated Time Fibre, please add it via UOBPayOnline. biggrin.gif

Thanks!
*
Yup, using UOBPayOnline. Will try again in future thumbup.gif
fruitie
post Feb 3 2016, 12:57 AM

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QUOTE(Teen-Rex @ Feb 3 2016, 12:56 AM)
Yup, using UOBPayOnline. Will try again in future  thumbup.gif
*
I have tried TNB via UOBPayOnline paid with VOX, got cash rebate. biggrin.gif
kawteem
post Feb 3 2016, 02:05 AM

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Somehow it's kinda troublesome this Vox cb lateness. You've got to keep track your spending which was more than a month back. For instance, I missed a payment for January Time fiber because I wanted to be certain that it entitles for Vox cb, which I made a payment for December bill. But at least Uob honours their own terms. And I will just continue to use Vox for Time payment. Just my personal opinion.
caesarx
post Feb 3 2016, 09:42 AM

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QUOTE(shiori90 @ Feb 2 2016, 03:43 PM)
They request for my 3 month payslip as well for my vox application.
*
QUOTE(mizuken @ Feb 2 2016, 06:45 PM)
Hi guys,

Any UOB CC booth lately (MV/Pyramid/KLCC/Pav etc)

Plan to apply One/Vox Card

Thanks
*
I went to Giant USJ 1 to apply VOX card, the agent print out my EPF statement and i just need to sign the application form.

But for my gf, she is new customer, I asked her to take the Lady card, but i see the agent tick Lady Plat and One Plat on the form, i asked why, he said need take both cards (Master + Visa), I ask why plat, he said plat better cos cash back cap higher ma, i wonder whether my gf salary qualify for plat.
And the agent mentioned to get the luggage, need to sub the lady card, so she sub to me. So total 3 cards (2 main+1 sub) just for my gf. doh.gif doh.gif

Since he mentioned free 2 years annual fee and 3rd year call to waive, then it still worth the try.
fruitie
post Feb 3 2016, 09:47 AM

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QUOTE(caesarx @ Feb 3 2016, 09:42 AM)
I went to Giant USJ 1 to apply VOX card, the agent print out my EPF statement and i just need to sign the application form.

But for my gf, she is new customer, I asked her to take the Lady card, but i see the agent tick Lady Plat and One Plat on the form, i asked why, he said need take both cards (Master + Visa), I ask why plat, he said plat better cos cash back cap higher ma, i wonder whether my gf salary qualify for plat.
And the agent mentioned to get the luggage, need to sub the lady card, so she sub to me. So total 3 cards (2 main+1 sub) just for my gf. doh.gif  doh.gif

Since he mentioned free 2 years annual fee and 3rd year call to waive, then it still worth the try.
*
Rather than ticking the less useful PRIV or Preferred Plat. laugh.gif
I think UOB One Plat requirement is just 36k or 48k, cannot recall.

I hope you have the black and white mentioning about the free AF waiver...

This post has been edited by fruitie: Feb 3 2016, 09:48 AM
HyeMoon
post Feb 3 2016, 10:10 AM

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QUOTE(dannychen @ Feb 2 2016, 09:35 PM)
i think you messed up between ipp and epp.

ipp is 0% interest and 0% handling fees but it is only available at participating merchants, you may get the merchant to convert it for you.

epp is 0% interest and 2% handling fees for 6 months, 3% handling fees for 12 months and 4% handling fees for 18 months tenure, you may call uob to convert it after your transaction is posted into unbilled transaction before statement date.
*
Hi Danny,

Oh Yeah! I just read it there is IPP and EPP. Thanks for your explanations.
Let say i will take EPP since the product i want to purchase from is not available at participatinf merchants and pay over 12 months. The cost of the phone is RM 3500, so i have to pay handling fee of 3% which is RM 105 plus 1st month installment of the remaining balance [(RM3500-RM150)/12 mths] RM283 at first, then remaining RM283 per month for the rest of 11 months. Also, no interest will be charged. Is that it?

Thanks! notworthy.gif notworthy.gif notworthy.gif
confuzan
post Feb 3 2016, 11:25 AM

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QUOTE(caesarx @ Feb 3 2016, 09:42 AM)
I went to Giant USJ 1 to apply VOX card, the agent print out my EPF statement and i just need to sign the application form.

But for my gf, she is new customer, I asked her to take the Lady card, but i see the agent tick Lady Plat and One Plat on the form, i asked why, he said need take both cards (Master + Visa), I ask why plat, he said plat better cos cash back cap higher ma, i wonder whether my gf salary qualify for plat.
And the agent mentioned to get the luggage, need to sub the lady card, so she sub to me. So total 3 cards (2 main+1 sub) just for my gf. doh.gif  doh.gif

Since he mentioned free 2 years annual fee and 3rd year call to waive, then it still worth the try.
*
what free gift is offered other than the luggage bag? i mean, if you didnt sub the lady card.

also, luggage bag is brandless right?

thanks
caesarx
post Feb 3 2016, 12:18 PM

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QUOTE(confuzan @ Feb 3 2016, 11:25 AM)
what free gift is offered other than the luggage bag? i mean, if you didnt sub the lady card.

also, luggage bag is brandless right?

thanks
*
If no sub, wont get any free gift. Luggage i not sure what is the brand, but can choose 20" or 24".
gastacopz
post Feb 3 2016, 01:15 PM

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QUOTE(caesarx @ Feb 3 2016, 09:42 AM)
I went to Giant USJ 1 to apply VOX card, the agent print out my EPF statement and i just need to sign the application form.

But for my gf, she is new customer, I asked her to take the Lady card, but i see the agent tick Lady Plat and One Plat on the form, i asked why, he said need take both cards (Master + Visa), I ask why plat, he said plat better cos cash back cap higher ma, i wonder whether my gf salary qualify for plat.
And the agent mentioned to get the luggage, need to sub the lady card, so she sub to me. So total 3 cards (2 main+1 sub) just for my gf. doh.gif  doh.gif

Since he mentioned free 2 years annual fee and 3rd year call to waive, then it still worth the try.
*
Same here.. Any updates on your card?

fruitie
post Feb 3 2016, 06:35 PM

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Paid yesterday's afternoon via IBG from Maybank and due date was yesterday. tongue.gif In the evening can see it posted on my UOB Banking. tongue.gif Good job, UOB. laugh.gif
wjleong15
post Feb 3 2016, 09:00 PM

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QUOTE(caesarx @ Feb 3 2016, 09:42 AM)
I went to Giant USJ 1 to apply VOX card, the agent print out my EPF statement and i just need to sign the application form.

But for my gf, she is new customer, I asked her to take the Lady card, but i see the agent tick Lady Plat and One Plat on the form, i asked why, he said need take both cards (Master + Visa), I ask why plat, he said plat better cos cash back cap higher ma, i wonder whether my gf salary qualify for plat.
And the agent mentioned to get the luggage, need to sub the lady card, so she sub to me. So total 3 cards (2 main+1 sub) just for my gf. doh.gif  doh.gif

Since he mentioned free 2 years annual fee and 3rd year call to waive, then it still worth the try.
*
guy can get lady card even supp also can ??? blink.gif

QUOTE(fruitie @ Feb 3 2016, 09:47 AM)
Rather than ticking the less useful PRIV or Preferred Plat. laugh.gif
I think UOB One Plat requirement is just 36k or 48k, cannot recall.

I hope you have the black and white mentioning about the free AF waiver...
*
36k
fruitie
post Feb 3 2016, 09:09 PM

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QUOTE(wjleong15 @ Feb 3 2016, 09:00 PM)
guy can get lady card even supp also can ???  blink.gif
36k
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Can, why not? Cannot apply as principal only. laugh.gif

Ah ha, so it was reduced to 36k now. When I applied back in 2014 was 48k or 60k, not sure.
dannychen
post Feb 3 2016, 10:40 PM

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QUOTE(HyeMoon @ Feb 3 2016, 10:10 AM)
Hi Danny,

Oh Yeah! I just read it there is IPP and EPP. Thanks for your explanations.
Let say i will take EPP since the product i want to purchase from is not available at participatinf merchants and pay over 12 months. The cost of the phone is RM 3500, so i have to pay handling fee of 3% which is RM 105 plus 1st month installment of the remaining balance [(RM3500-RM150)/12 mths] RM283 at first, then remaining RM283 per month for the rest of 11 months. Also, no interest will be charged. Is that it?

Thanks! notworthy.gif  notworthy.gif  notworthy.gif
*
your assumption is absolutely correct. only handling fees are charged upfront. however, if you do not pay your installments on a monthly basis, that installment amount is subject to 18% interest which is same as other outstanding amount.
chiahau
post Feb 3 2016, 10:41 PM

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QUOTE(fruitie @ Feb 3 2016, 09:09 PM)
Can, why not? Cannot apply as principal only. laugh.gif

Ah ha, so it was reduced to 36k now. When I applied back in 2014 was 48k or 60k, not sure.
*
Eh, I remember a CS once told me can't.

But then again, dealing with UOB is a pain.

After so many phone calls only I manage to get someone smart to call me back.

Screw her kaw kaw only I see some action in my complaints.


fruitie
post Feb 3 2016, 10:48 PM

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QUOTE(chiahau @ Feb 3 2016, 10:41 PM)
Eh, I remember a CS once told me can't.

But then again, dealing with UOB is a pain.

After so many phone calls only I manage to get someone smart to call me back.

Screw her kaw kaw only I see some action in my complaints.
*
Hehe. I don't know liao. Even as a female, I'm not interested in the Lady Card yet. laugh.gif

Well, who knows you will get the TWG voucher like I do? tongue.gif
beyond86
post Feb 3 2016, 10:54 PM

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Called to cancel my prvi and one card yesterday, today uob online already removed my cards details.
Quite efficient
chiahau
post Feb 3 2016, 10:55 PM

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QUOTE(fruitie @ Feb 3 2016, 10:48 PM)
Hehe. I don't know liao. Even as a female, I'm not interested in the Lady Card yet. laugh.gif

Well, who knows you will get the TWG voucher like I do? tongue.gif
*
Lady's card only got 1 useful function for me.

Auto EPP for better cash flow.

Other than that, it's a scrap card.

I think they need to give me more than TWG voucher Liao.

Their level of screw up cost me more than a hundred or so :/
fruitie
post Feb 3 2016, 10:58 PM

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QUOTE(chiahau @ Feb 3 2016, 10:55 PM)
Lady's card only got 1 useful function for me.

Auto EPP for better cash flow.

Other than that, it's a scrap card.

I think they need to give me more than TWG voucher Liao.

Their level of screw up cost me more than a hundred or so :/
*
What happened already? Caused you to lose money.

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