Anyone here familiar with the Easy Payment Plan (EPP)? I have just received UOB One Visa Platinum and UOB Lady's Platinum Mastercard and plan to buy a new phone which cost me around 3k++.

I read from RINGGITPLUS about the EPP and i want to double confirm for the 12 months installment plan.

If i use ONE card and spend from RM1000 and pay over 12 months with interest rate of 0% p.a.and NO one-time upfront handling fee means i wont be charged for the interest at all? https://ringgitplus.com/en/credit-card/UOB-...a-Platinum.html

Same goes with Lady's card and spend from RM2000 and pay over 12 months with interest rate of 0% p.a.and NO one-time upfront handling fee means i wont be charged for the interest at all? https://ringgitplus.com/en/credit-card/UOB-...MasterCard.html

Can anyone advice which card is better option or recommend other CC with better rebates since only 0.2% for one card and no cash rebate for lady's card?

Thanks in advance.

Hi Danny,

Oh Yeah! I just read it there is IPP and EPP. Thanks for your explanations.
Let say i will take EPP since the product i want to purchase from is not available at participatinf merchants and pay over 12 months. The cost of the phone is RM 3500, so i have to pay handling fee of 3% which is RM 105 plus 1st month installment of the remaining balance [(RM3500-RM150)/12 mths] RM283 at first, then remaining RM283 per month for the rest of 11 months. Also, no interest will be charged. Is that it?

Thanks!

I see. Thanks a lot for your explanation!!!

Happy CNY btw

Hi guys,

I just received a call from UOB 03-2783 2399 this morning regarding some kind of credit shield plus benefit for the UOB credit cards

Have anyone heard of this benefit before? Is it good? They said they will charged RM0.65 per RM100 outstanding amount.

I rejected them regarding this benefit though since im not sure about it.

Thx in advance