OK, before others start posting congratulations posts on the first page. Don't post them.
Credit Cards UOB Credit Cards v5
Credit Cards UOB Credit Cards v5
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Jan 19 2016, 10:01 AM
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#1
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
OK, before others start posting congratulations posts on the first page. Don't post them.
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Jan 19 2016, 10:36 AM
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#2
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(dnp @ Jan 19 2016, 10:35 AM) I already reached and today will reach 985. Waiting for next cycle now. This UOB 20% is risky for me and I don't have a one chunk off of RM 600 to spend. This post has been edited by fruitie: Jan 19 2016, 10:36 AM |
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Jan 19 2016, 11:19 AM
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#3
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(alchmiya @ Jan 19 2016, 10:51 AM) My Vox card statement date is on the 16th. I've been charged RM6 for January statement. My last 2 swipes was 5th (bef statement date) and 18th (after statement date) Dec 2015 respectively. When I called up the CS, she said I need to swipe every 1-16th of the month in order to get the RM6 waived. Thanks for the information! I really thought it was based on calendar month. Now at least I know when I should swipe it to avoid the RM 6 monthly charge though I have been spending every month on online transaction. Did you manage to get waiver for this case? QUOTE(dnp @ Jan 19 2016, 11:05 AM) Actually groceries are pretty standard for big Hypermarkets, Aeon Supermarket, Sam's Groceria, Jaya Grocers - 5411. |
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Jan 19 2016, 11:38 AM
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#4
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 19 2016, 11:56 AM
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#5
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(victorywp @ Jan 19 2016, 11:55 AM) the best way is to buy cash vouchers (at tesco or giant or etc.) or reload your gift card (at aeon big or etc.) or reload your tng (at mydin or sam or etc.) on monday as early as possible. Based on transaction date or posting date?then you may use your cash vouchers or gift card or tng card anytime throughout the week or the month or the year or before expiry. do note that tng can be used to pay at tesco, mydin, watson, guardian, etc. don't say uncle didn't share! happy spending for cny! |
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Jan 19 2016, 12:35 PM
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#6
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 19 2016, 01:50 PM
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#7
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(alchmiya @ Jan 19 2016, 01:15 PM) I also think it doesn't make sense but I did swipe on 18 Dec 2015 and yet I got charge RM6 for 16 Jan 2016 statement. I think you can argue with them, if I were to be charged one day, I sure make their life miserable.Is the Vox statement date standardise? When is yours? We might as well change to 28th of the month if this is the case. Mine is 13th Jan, worse than you. |
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Jan 19 2016, 05:17 PM
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#8
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(bananalow @ Jan 19 2016, 05:16 PM) Using vox card bought EA games in origin and it doesnt count as online transaction. If you have the time, you can call CS to check out MCC.I thought should be under online transaction as CIMB CR did give me online cashback... Rugi betul with the exchange rate + administrative fees.. |
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Jan 19 2016, 07:31 PM
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#9
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(wan7075 @ Jan 19 2016, 07:10 PM) I think cs is misleading you. True, else it doesn't make sense at all. as far as I remember, swipe 1x per month is OK. doesn't need to be from 1-16th. From their website "Fee waiver Monthly fee of RM 6 is waived with just 1 swipe a month" ask cs to check with the tnc... I will fight till the end and who knows I will get another TWG voucher. |
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Jan 20 2016, 09:45 AM
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#10
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(tbheng @ Jan 20 2016, 09:14 AM) I have similar case as yours. I swipe every month just happen to have nothing within my last stmt cycle. I chk TnC before called cs. TnC clearly says 1 swipe every month. Wow, if they ever do this to me, I'm sure I will give them a good complaint.CS initially say per month but chg to say every stmt cycle upon seeing my case. I shot her with the tnc. Before i asked for anything she already say will post reversal by that day. (It was posted.) And she say will find out the criteria and call me later. (No call after 3 days). I believe it is their system not in sync with the TnC. |
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Jan 20 2016, 12:11 PM
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#11
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 20 2016, 12:14 PM
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#12
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(samuelangelo @ Jan 20 2016, 12:12 PM) Other cards offer much better condition for PPL.For instance, Aeon Gold and Aeon Big Gold with free 6x access every year. This Preferred Plat needs you to spend RM 500 consecutively every month for 3 months only can enter for free. |
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Jan 20 2016, 12:24 PM
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#13
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(samuelangelo @ Jan 20 2016, 12:19 PM) Up to you, I'm just suggesting as I have other PPL cards as well. Upgrade cannot be done via agent. You will need to deal with bank directly. This post has been edited by fruitie: Jan 20 2016, 12:25 PM |
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Jan 21 2016, 10:04 AM
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#14
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(nitehawk @ Jan 21 2016, 09:39 AM) If I buy GSC online via gsc.com.my, which card (Vox or One) will I get 5% cash back? What makes you think that One Card has any category for online and get 5% cash back? Does anyone here know how SMART $ works and what is the effective cash back? Thank you. To answer to your question, I supposed VOX will entitle you to 5% cash rebate but I guess you will need to buy a lot of tickets or buy Gold Class. One needs to spend at least RM 50 per online transaction to get the cash back. Anything less than RM 50 will not be entitled. |
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Jan 21 2016, 11:28 AM
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#15
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(nitehawk @ Jan 21 2016, 11:21 AM) According to UOB website, ONE card enjoy 2% (weekday) and 5% (weekend) cash rebate at GSC. Does it mean that this is only applicable over counter? Ah! Apologies, just noticed this.I believe just over the counter but I could be wrong, learnt new things today and appreciate others to update about this. |
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Jan 21 2016, 11:48 AM
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#16
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 21 2016, 08:38 PM
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#17
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 22 2016, 09:44 AM
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#18
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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Jan 23 2016, 09:17 PM
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#19
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
QUOTE(tonytyk @ Jan 23 2016, 07:35 PM) It's seems Vox is one of the best UOB credit card. What is the cash back limit? Any limitations on the payment? For online transactions, it is good.RM 50 max cash back. Each transaction must be at least RM 50 and above for cash back. Below that can't get anything. |
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Jan 24 2016, 10:39 AM
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#20
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Staff
72,787 posts Joined: Sep 2005 From: KUL |
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