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Credit Cards UOB Credit Cards v5

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fruitie
post Jan 19 2016, 10:01 AM

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OK, before others start posting congratulations posts on the first page. Don't post them.
fruitie
post Jan 19 2016, 10:36 AM

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QUOTE(dnp @ Jan 19 2016, 10:35 AM)
hmm, yeah.. i think i would stick with wise too.. my wise havent reach 10x rm50 this month  doh.gif
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I already reached and today will reach 985. rclxms.gif
Waiting for next cycle now. rclxms.gif

This UOB 20% is risky for me and I don't have a one chunk off of RM 600 to spend. laugh.gif

This post has been edited by fruitie: Jan 19 2016, 10:36 AM
fruitie
post Jan 19 2016, 11:19 AM

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QUOTE(alchmiya @ Jan 19 2016, 10:51 AM)
My Vox card statement date is on the 16th. I've been charged RM6 for January statement. My last 2 swipes was 5th (bef statement date) and 18th (after statement date) Dec 2015 respectively. When I called up the CS, she said I need to swipe every 1-16th of the month in order to get the RM6 waived.
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Thanks for the information! I really thought it was based on calendar month. sweat.gif
Now at least I know when I should swipe it to avoid the RM 6 monthly charge though I have been spending every month on online transaction. laugh.gif
Did you manage to get waiver for this case?

QUOTE(dnp @ Jan 19 2016, 11:05 AM)
me too.. not much groceries to buy...... and not sure which will fall under supermarket.. hmm
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Actually groceries are pretty standard for big Hypermarkets, Aeon Supermarket, Sam's Groceria, Jaya Grocers - 5411.
fruitie
post Jan 19 2016, 11:38 AM

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QUOTE(alchmiya @ Jan 19 2016, 11:33 AM)
Need to swipe from 1-16th Jan 2016.
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Erm, not 17th Dec to 16th Jan?

Then, it is not fair to those having statement date early of the month. sweat.gif

Say like 5th, then only 1st to 5th? Doesn't make sense. sweat.gif

This post has been edited by fruitie: Jan 19 2016, 11:38 AM
fruitie
post Jan 19 2016, 11:56 AM

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QUOTE(victorywp @ Jan 19 2016, 11:55 AM)
the best way is to buy cash vouchers (at tesco or giant or etc.) or reload your gift card (at aeon big or etc.) or reload your tng (at mydin or sam or etc.) on monday as early as possible.

then you may use your cash vouchers or gift card or tng card anytime throughout the week or the month or the year or before expiry.
do note that tng can be used to pay at tesco, mydin, watson, guardian, etc.

don't say uncle didn't share! happy spending for cny! brows.gif  laugh.gif
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Based on transaction date or posting date?
fruitie
post Jan 19 2016, 12:35 PM

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QUOTE(victorywp @ Jan 19 2016, 12:18 PM)
transaction date  laugh.gif
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OK but I still don't have many transactions. laugh.gif
fruitie
post Jan 19 2016, 01:50 PM

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QUOTE(alchmiya @ Jan 19 2016, 01:15 PM)
I also think it doesn't make sense but I did swipe on 18 Dec 2015 and yet I got charge RM6 for 16 Jan 2016 statement.

Is the Vox statement date standardise? When is yours?

We might as well change to 28th of the month if this is the case.
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I think you can argue with them, if I were to be charged one day, I sure make their life miserable.
Mine is 13th Jan, worse than you. laugh.gif
fruitie
post Jan 19 2016, 05:17 PM

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QUOTE(bananalow @ Jan 19 2016, 05:16 PM)
Using vox card bought EA games in origin and it doesnt count as online transaction.  mad.gif  mad.gif

I thought should be under online transaction as CIMB CR did give me online cashback... Rugi betul with the exchange rate + administrative fees..  shakehead.gif  shakehead.gif
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If you have the time, you can call CS to check out MCC.
fruitie
post Jan 19 2016, 07:31 PM

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QUOTE(wan7075 @ Jan 19 2016, 07:10 PM)
I think cs is  misleading you.
as far as I remember, swipe 1x per month is OK. doesn't need to be from 1-16th.

From their website
"Fee waiver
Monthly fee of RM 6 is waived with just 1 swipe a month" icon_rolleyes.gif

ask cs to check with the tnc...
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True, else it doesn't make sense at all. laugh.gif
I will fight till the end and who knows I will get another TWG voucher. rolleyes.gif
fruitie
post Jan 20 2016, 09:45 AM

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QUOTE(tbheng @ Jan 20 2016, 09:14 AM)
I have similar case as yours. I swipe every month just happen to have nothing within my last stmt cycle. I chk TnC before called cs. TnC clearly says 1 swipe every month.
CS initially say per month but chg to say every stmt cycle upon seeing my case.
I shot her with the tnc. Before i asked for anything she already say will post reversal by that day. (It was posted.)
And she say will find out the criteria and call me later. (No call after 3 days).
I believe it is their system not in sync with the TnC.
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Wow, if they ever do this to me, I'm sure I will give them a good complaint.
fruitie
post Jan 20 2016, 12:11 PM

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QUOTE(samuelangelo @ Jan 20 2016, 12:08 PM)
Any UOB Credit card agent here ? Plan to upgrade my UOB one card to Preferred Platinum, any promotion now ?
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Why do you want to upgrade? I don't think UOB Preferred Plat has anything interesting besides the not-so-interesting PPL privilege.
fruitie
post Jan 20 2016, 12:14 PM

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QUOTE(samuelangelo @ Jan 20 2016, 12:12 PM)
cos i can enjoy the platinum lounge mah
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Other cards offer much better condition for PPL.
For instance, Aeon Gold and Aeon Big Gold with free 6x access every year.
This Preferred Plat needs you to spend RM 500 consecutively every month for 3 months only can enter for free.
fruitie
post Jan 20 2016, 12:24 PM

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QUOTE(samuelangelo @ Jan 20 2016, 12:19 PM)
because i am existing UOB one card holder, so just upgrade lo.
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Up to you, I'm just suggesting as I have other PPL cards as well. smile.gif
Upgrade cannot be done via agent. You will need to deal with bank directly.

This post has been edited by fruitie: Jan 20 2016, 12:25 PM
fruitie
post Jan 21 2016, 10:04 AM

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QUOTE(nitehawk @ Jan 21 2016, 09:39 AM)
If I buy GSC online via gsc.com.my, which card (Vox or One) will I get 5% cash back?

Does anyone here know how SMART $ works and what is the effective cash back?

Thank you.
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What makes you think that One Card has any category for online and get 5% cash back? smile.gif

To answer to your question, I supposed VOX will entitle you to 5% cash rebate but I guess you will need to buy a lot of tickets or buy Gold Class. One needs to spend at least RM 50 per online transaction to get the cash back. Anything less than RM 50 will not be entitled. smile.gif
fruitie
post Jan 21 2016, 11:28 AM

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QUOTE(nitehawk @ Jan 21 2016, 11:21 AM)
According to UOB website, ONE card enjoy 2% (weekday) and 5% (weekend) cash rebate at GSC. Does it mean that this is only applicable over counter?
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Ah! Apologies, just noticed this.
I believe just over the counter but I could be wrong, learnt new things today and appreciate others to update about this. biggrin.gif
fruitie
post Jan 21 2016, 11:48 AM

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QUOTE(kop2299 @ Jan 21 2016, 11:44 AM)
For Vox Card, the CB eligible transaction is based on transaction date or posted date?
If I buy online on 31/1 and posted on 1/2, the CB allocation is Jan or Feb?
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Should be transaction date.
fruitie
post Jan 21 2016, 08:38 PM

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QUOTE(edwardccg @ Jan 21 2016, 08:34 PM)
Hi, I wonder if UOB vox get cash back for Play Station Store?
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Nobody has reported so far, awaiting your trying and update here. tongue.gif
fruitie
post Jan 22 2016, 09:44 AM

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QUOTE(kaifahalas @ Jan 22 2016, 08:33 AM)
12% off at Lazada on every Tuesday.
That is exciting online transaction discount.
Too bad , The promotion period is from
27October 2015 to 26 January 2016 only.
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Then VOX gives 5% additional since it's online transaction. thumbup.gif
fruitie
post Jan 23 2016, 09:17 PM

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QUOTE(tonytyk @ Jan 23 2016, 07:35 PM)
It's seems Vox is one of the best UOB credit card. What is the cash back limit? Any limitations on the payment?
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For online transactions, it is good.
RM 50 max cash back.
Each transaction must be at least RM 50 and above for cash back. Below that can't get anything.
fruitie
post Jan 24 2016, 10:39 AM

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QUOTE(tonytyk @ Jan 24 2016, 05:51 AM)
Do they accept online payment for all transactions like PBB VISA SIGNATURE?
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If you pay through UOBPayOnline. Check out first post for sites that we have tried so far.

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