Definitely Maybank 2 Cards Premier

biggest caveat: 5TP/RM is tied to AMEX, which many merchants do not accept.....

that depend on your spending pattern..
if your spending all could be use on AMEX then M2C Premier would be best card for you..
if not, you have to find other card

Even if you have to use VI it's still one of the better miles earning card as normal transaction gives 2x points for VI. You'll only need 4770 points to convert 1000 miles which equivalent to RM 2.38 / 1 mile. So far have yet to come across any other card that beats this..

Unless you're spending on Utilities, Gov, Insurance, this is still the card to go. For spending in these category, you'll only get 1x TP. There are other cards out there that earns better than this.

i thought gov and insurance no longer have TP?

i'm a heavy online shopper + foodie. many of the restaurants i frequent don't take AMEX. and online purchase with AMEX means paying 3% extra for AMEX's currency conversion rate

No doubt.. Maybank VI so far hv the best conversion rate for miles with 2x point every RM spend exclude utilities, insurance and education 1x point. U get 0 point for gov related transaction.

If you one of the HNW person then get Maybank Visa Diamante card...u can get 5x points with every RM spend though is just for invitation only.

This post has been edited by jusgenie: Aug 29 2016, 04:49 PM

first time hearing about the visa diamante card.. whats the income requirement for this card?

If you have to ask, you don't qualify...lol

Minimum USD1million in investable assets with Maybank.

Please confirm if Diamante has 5x for all purchases.. cos my boss has this card and i'm pretty sure the earning rate is 2x as per other VI card. I know cos i handle her CC statement and payments. would've noticed if it's 5x.

Because of this, most of the time if merchant can accept AMEX, then i'll use mine to make payment to get 5x points.

This post has been edited by raist86: Aug 29 2016, 10:18 PM

Cool...diamante visa point earning ability seems too great to be.does it includes utilities to earn the 5x?

u still need others to confirm when u have seen n handled your boss's Diamante card?

Any sifu with Visa Diamante can confirm this?
If raist86 is right where V Diamante onli earn 2x point then is useless trying to put usd 1 mil in maybank to get it where VI can achieve the same point earning status..

No any discussion on this card before in this thread so far.. so cant really confirm wat is the benefits behind beside rumours of it earning 5x point.

sure not many can qualify for this card, im asking on behalf of others lol

Someone commented that the earning is 5x ma. AFAIK, it is 2x earning and that's what the RM told us. Maybe the other forumer meant was pairing it with amex reserve to get 5x on transaction

if able to put USD 1 mil in mbb just for the Diamante card....still want that extra few treat points meh....

I saw it based on what is posted in their website "private wealth section" but apparently they have bring in down the "5x points" statement.
Most likely maybank have again revised the point system.
But based on raist86 recent information from RM ..then 2x point is the current earning status..
Sorry for mine previous outdated info regarding 5x points.

You'll be surprised at how the rich are careful with their money if their own hard earned income. Thats the reason why they are where they are. Maximizing the return of your money is the 1st rule of the game.

Also, 1M AUM is not equivalent to spending 1M buying things. parking it under FD and earning interest is also considered AUM.

housing loan also consider AUM..