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Loyalty Cards Frequent Flyer and Traveler Loyalty Card, Air Miles and Hotel Discussion

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miuk
post Mar 9 2016, 02:28 AM

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RM525 for 100k SF miles, go for it!
BrandNewStart
post Mar 9 2016, 09:58 AM

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100K KF miles for RM525 is a definitely go for me. Once u have verified the details, can share back with us? I'm interested too. Thanks smile.gif
raist86
post Mar 9 2016, 11:17 AM

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how exactly do you get 100k FF for RM 525? Is it some PA loan that banks give then u pay back using CC?
anwa
post Mar 9 2016, 03:52 PM

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hi, i just got the Ambank World Mastercard, wanted to register for the world mastercard spg gold promo but the spg website is asking for bank promo code. I called up ambank but they have no idea.

Anybody got the promo code?
BrandNewStart
post Mar 9 2016, 08:02 PM

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QUOTE(anwa @ Mar 9 2016, 03:52 PM)
hi, i just got the Ambank World Mastercard, wanted to register for the world mastercard spg gold promo but the spg website is asking for bank promo code. I called up ambank but they have no idea.

Anybody got the promo code?
*
U can only continue to get from them. The promo code is unique and can only be used once.
anwa
post Mar 9 2016, 10:48 PM

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QUOTE(BrandNewStart @ Mar 9 2016, 08:02 PM)
U can only continue to get from them. The promo code is unique and can only be used once.
*
Hi, how do I get from them? Spent awhile on the phone with the customer service, doesn't seem to know anything, don't even know/heard of SPG.
Is there a better number to call? Thanks.
BrandNewStart
post Mar 9 2016, 11:31 PM

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QUOTE(anwa @ Mar 9 2016, 10:48 PM)
Hi, how do I get from them? Spent awhile on the phone with the customer service, doesn't seem to know anything, don't even know/heard of SPG.
Is there a better number to call? Thanks.
*
I'm not familiar with ambank. But Ask them to transfer u to MasterCard concierge, as this promo is offered by MasterCard. U have much better chance than speaking to bank cso which in your case has no clue about it.

This post has been edited by BrandNewStart: Mar 9 2016, 11:31 PM
silent_screamerz
post Mar 10 2016, 08:52 AM

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Hi since you guys travel alot. How about ground transfer, hotels? Does travel fair like matta fair offer cheap ground transfer.? And can anyone recommend app/website that offer itinerary for activities to do at country of your visit.
CalvinCLK
post Mar 10 2016, 09:30 AM

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QUOTE(terence_say @ Mar 8 2016, 11:10 PM)
Thinking of cash out about 100k and I earn 100k miles
Put that 100k into 3% FD for the first month
90k 3% at the second month, 10k go to monthly repayment
80k 3% at the third month .....etc

The interest pretty much cover back my 1.90% charges
*
Try this:
RM100k split into 2x RM50k.
1st RM50k put into FD 6 months promotion (Maybank 4.28%) and after that roll under 1 month eGIA-i by Maybank (indicative profit rate 4.00%)
2nd RM50k roll under 1 month eGIA-i by Maybank (indicative profit rate 4.00%)

FD info can be found here:
https://forum.lowyat.net/topic/3873512

Calculation:
1) Assuming 15th March till 15th Sept 2016 (6mth) - 184 days earns you approximately RM1,078
2) rolling every month with 10k decrease for 1st 50K and 2nd 50K - approximately RM1,003

Total RM2,081 interest earned under such projection and able to offset 1.90% fee charged upfront and free miles. Which bank giving such offer eh? Good deal. Edited: Just saw it's UOB. rclxms.gif

This post has been edited by CalvinCLK: Mar 10 2016, 09:31 AM
raist86
post Mar 10 2016, 10:00 AM

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and how do you get points from this deal? make payment via credit card?
terence_say
post Mar 10 2016, 06:10 PM

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QUOTE(raist86 @ Mar 10 2016, 10:00 AM)
and how do you get points from this deal? make payment via credit card?
*
Here the mechanism:
1. Fill in the form with amount you need to cash out, must be within your credit limit.
2. Bank will credit the amount to your designated bank account in lump sum, assume 120k
3. First month, the bank will charge 10k + 1.90% processing fees to your credit card
4. 10k each month to your card for the next 11 months.

Every dollar cash out earn you one miles.

I had called and confirmed that this is a one times offer thing and every card member can only apply once.
raist86
post Mar 10 2016, 09:14 PM

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QUOTE(terence_say @ Mar 10 2016, 06:10 PM)
Here the mechanism:
1. Fill in the form with amount you need to cash out, must be within your credit limit.
2. Bank will credit the amount to your designated bank account in lump sum, assume 120k
3. First month, the bank will charge 10k + 1.90% processing fees to your credit card
4. 10k each month to your card for the next 11 months.

Every dollar cash out earn you one miles.

I had called and confirmed that this is a one times offer thing and every card member can only apply once.
*
This is for UOB members only right. What card is this?

the bank only charges you 1.90% processing one time off? no more subsequent interest charges (assuming paid off credit card on time)for the balance of the repayment?

If that's the case, it's a no brainer.. park the cash in 50% 6months high interest FD and balance in monthly rolling FD as mentioned by one of the sifu here. Should have enough to offset the interest charged..

However, i have a feeling there's a catch somewhere. Cos no way a bank would give out 100k unsecured loan at such low rate and expect no one to default.
Maybe they're expecting to earn from the CC interest which is 1.5% /month.

This post has been edited by raist86: Mar 10 2016, 09:26 PM
anwa
post Mar 11 2016, 10:58 AM

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QUOTE(BrandNewStart @ Mar 9 2016, 11:31 PM)
I'm not familiar with ambank. But Ask them to transfer u to MasterCard concierge, as this promo is offered by MasterCard. U have much better chance than speaking to bank cso which in your case has no clue about it.
*
I called up Mastercard Concierge as you suggested, got the code within a minute.
However, I went to the spg site to register with the code and the first 6 digit of my World Mastercard, it says "already registered". Does that mean I cannot get Gold again? I got upgrade to gold with this world mastercard promo last year but now my gold status expired.
Or does it mean I just need to go and stay one night to get back gold?
X.E.D
post Mar 11 2016, 03:24 PM

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QUOTE(miuk @ Mar 8 2016, 07:59 AM)
Even searching for Jan-30-2017, i cant find F availability from DXB-KUL. I think Emirates is blocking/limiting the KUL route.
*
EK flies DXBKUL with high density, 2-class A380s.
miuk
post Mar 11 2016, 03:25 PM

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QUOTE(X.E.D @ Mar 11 2016, 03:24 PM)
EK flies DXBKUL with high density, 2-class A380s.
*
Even their 777 flights don't show availability.
BrandNewStart
post Mar 11 2016, 05:04 PM

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QUOTE(anwa @ Mar 11 2016, 10:58 AM)
I called up Mastercard Concierge as you suggested, got the code within a minute.
However, I went to the spg site to register with the code and the first 6 digit of my World Mastercard, it says "already registered". Does that mean I cannot get Gold again? I got upgrade to gold with this world mastercard promo last year but now my gold status expired.
Or does it mean I just need to go and stay one night to get back gold?
*
To my knowledge, u can only be upgraded once.
TSJC_jun
post Mar 11 2016, 05:12 PM

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QUOTE(BrandNewStart @ Mar 11 2016, 05:04 PM)
To my knowledge, u can only be upgraded once.
*
he can register a new card with new membership number, then get upgraded again
tishaban
post Mar 11 2016, 07:17 PM

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QUOTE(raist86 @ Mar 10 2016, 09:14 PM)
However, i have a feeling there's a catch somewhere. Cos no way a bank would give out 100k unsecured loan at such low rate and expect no one to default.
Maybe they're expecting to earn from the CC interest which is 1.5% /month.
*
Actually Maybank did a 0% balance transfer with 0 fees once upon a time, so I'm not surprised UOB is doing something similar, I'm guessing the 1.9% fees is just to cover their points/miles cost.

Too bad I don't have a UOB card, worth investigating otherwise.

speedfamgirl
post Mar 12 2016, 04:47 AM

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QUOTE(tishaban @ Mar 5 2016, 09:17 AM)
SPG account holders, try the new SPG promo game

https://www.spgpromos.com/getinthegame/?EM=...EGAME_PROMOTION

I didn't win (yet?)
*
Never get any luck with all of these games dry.gif

BTW, did you know you can earn 1,000 bonus Starpoints when you refer a friend to SPG?
http://thepointsguy.com/2016/03/earn-1000-...ferral-program/

Check your dashbiard, it seems to be targeted offer. I got mine but unfortunately i dont have anyone to refer tongue.gif?
Anyone willing to help me getting free starpoints? biggrin.gif

This post has been edited by speedfamgirl: Mar 12 2016, 04:48 AM
BrandNewStart
post Mar 12 2016, 10:16 AM

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QUOTE(speedfamgirl @ Mar 12 2016, 04:47 AM)
Never get any luck with all of these games  dry.gif

BTW, did you know you can earn 1,000 bonus Starpoints when you refer a friend to SPG?
http://thepointsguy.com/2016/03/earn-1000-...ferral-program/

Check your dashbiard, it seems to be targeted offer. I got mine but unfortunately i dont have anyone to refer tongue.gif?
Anyone willing to help me getting free starpoints?  biggrin.gif
*
It's indeed targeted. I don't see mine on dashboard and so have many reported in other forum sad.gif

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