RM525 for 100k SF miles, go for it!
Loyalty Cards Frequent Flyer and Traveler Loyalty Card, Air Miles and Hotel Discussion
Loyalty Cards Frequent Flyer and Traveler Loyalty Card, Air Miles and Hotel Discussion
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Mar 9 2016, 02:28 AM
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Senior Member
768 posts Joined: Jan 2005 |
RM525 for 100k SF miles, go for it!
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Mar 9 2016, 09:58 AM
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Junior Member
334 posts Joined: May 2014 |
100K KF miles for RM525 is a definitely go for me. Once u have verified the details, can share back with us? I'm interested too. Thanks
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Mar 9 2016, 11:17 AM
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Senior Member
1,577 posts Joined: May 2005 From: USJ |
how exactly do you get 100k FF for RM 525? Is it some PA loan that banks give then u pay back using CC?
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Mar 9 2016, 03:52 PM
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Junior Member
791 posts Joined: Mar 2007 |
hi, i just got the Ambank World Mastercard, wanted to register for the world mastercard spg gold promo but the spg website is asking for bank promo code. I called up ambank but they have no idea.
Anybody got the promo code? |
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Mar 9 2016, 08:02 PM
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Junior Member
334 posts Joined: May 2014 |
QUOTE(anwa @ Mar 9 2016, 03:52 PM) hi, i just got the Ambank World Mastercard, wanted to register for the world mastercard spg gold promo but the spg website is asking for bank promo code. I called up ambank but they have no idea. U can only continue to get from them. The promo code is unique and can only be used once.Anybody got the promo code? |
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Mar 9 2016, 10:48 PM
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Junior Member
791 posts Joined: Mar 2007 |
QUOTE(BrandNewStart @ Mar 9 2016, 08:02 PM) Hi, how do I get from them? Spent awhile on the phone with the customer service, doesn't seem to know anything, don't even know/heard of SPG. Is there a better number to call? Thanks. |
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Mar 9 2016, 11:31 PM
Show posts by this member only | IPv6 | Post
#287
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Junior Member
334 posts Joined: May 2014 |
QUOTE(anwa @ Mar 9 2016, 10:48 PM) Hi, how do I get from them? Spent awhile on the phone with the customer service, doesn't seem to know anything, don't even know/heard of SPG. I'm not familiar with ambank. But Ask them to transfer u to MasterCard concierge, as this promo is offered by MasterCard. U have much better chance than speaking to bank cso which in your case has no clue about it.Is there a better number to call? Thanks. This post has been edited by BrandNewStart: Mar 9 2016, 11:31 PM |
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Mar 10 2016, 08:52 AM
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Junior Member
77 posts Joined: Jan 2008 |
Hi since you guys travel alot. How about ground transfer, hotels? Does travel fair like matta fair offer cheap ground transfer.? And can anyone recommend app/website that offer itinerary for activities to do at country of your visit.
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Mar 10 2016, 09:30 AM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay |
QUOTE(terence_say @ Mar 8 2016, 11:10 PM) Thinking of cash out about 100k and I earn 100k miles Try this:Put that 100k into 3% FD for the first month 90k 3% at the second month, 10k go to monthly repayment 80k 3% at the third month .....etc The interest pretty much cover back my 1.90% charges RM100k split into 2x RM50k. 1st RM50k put into FD 6 months promotion (Maybank 4.28%) and after that roll under 1 month eGIA-i by Maybank (indicative profit rate 4.00%) 2nd RM50k roll under 1 month eGIA-i by Maybank (indicative profit rate 4.00%) FD info can be found here: https://forum.lowyat.net/topic/3873512 Calculation: 1) Assuming 15th March till 15th Sept 2016 (6mth) - 184 days earns you approximately RM1,078 2) rolling every month with 10k decrease for 1st 50K and 2nd 50K - approximately RM1,003 Total RM2,081 interest earned under such projection and able to offset 1.90% fee charged upfront and free miles. Which bank giving such offer eh? Good deal. Edited: Just saw it's UOB. This post has been edited by CalvinCLK: Mar 10 2016, 09:31 AM |
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Mar 10 2016, 10:00 AM
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Senior Member
1,577 posts Joined: May 2005 From: USJ |
and how do you get points from this deal? make payment via credit card?
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Mar 10 2016, 06:10 PM
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Junior Member
313 posts Joined: Sep 2009 |
QUOTE(raist86 @ Mar 10 2016, 10:00 AM) Here the mechanism:1. Fill in the form with amount you need to cash out, must be within your credit limit. 2. Bank will credit the amount to your designated bank account in lump sum, assume 120k 3. First month, the bank will charge 10k + 1.90% processing fees to your credit card 4. 10k each month to your card for the next 11 months. Every dollar cash out earn you one miles. I had called and confirmed that this is a one times offer thing and every card member can only apply once. |
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Mar 10 2016, 09:14 PM
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Senior Member
1,577 posts Joined: May 2005 From: USJ |
QUOTE(terence_say @ Mar 10 2016, 06:10 PM) Here the mechanism: This is for UOB members only right. What card is this?1. Fill in the form with amount you need to cash out, must be within your credit limit. 2. Bank will credit the amount to your designated bank account in lump sum, assume 120k 3. First month, the bank will charge 10k + 1.90% processing fees to your credit card 4. 10k each month to your card for the next 11 months. Every dollar cash out earn you one miles. I had called and confirmed that this is a one times offer thing and every card member can only apply once. the bank only charges you 1.90% processing one time off? no more subsequent interest charges (assuming paid off credit card on time)for the balance of the repayment? If that's the case, it's a no brainer.. park the cash in 50% 6months high interest FD and balance in monthly rolling FD as mentioned by one of the sifu here. Should have enough to offset the interest charged.. However, i have a feeling there's a catch somewhere. Cos no way a bank would give out 100k unsecured loan at such low rate and expect no one to default. Maybe they're expecting to earn from the CC interest which is 1.5% /month. This post has been edited by raist86: Mar 10 2016, 09:26 PM |
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Mar 11 2016, 10:58 AM
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Junior Member
791 posts Joined: Mar 2007 |
QUOTE(BrandNewStart @ Mar 9 2016, 11:31 PM) I'm not familiar with ambank. But Ask them to transfer u to MasterCard concierge, as this promo is offered by MasterCard. U have much better chance than speaking to bank cso which in your case has no clue about it. I called up Mastercard Concierge as you suggested, got the code within a minute.However, I went to the spg site to register with the code and the first 6 digit of my World Mastercard, it says "already registered". Does that mean I cannot get Gold again? I got upgrade to gold with this world mastercard promo last year but now my gold status expired. Or does it mean I just need to go and stay one night to get back gold? |
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Mar 11 2016, 03:24 PM
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Senior Member
1,955 posts Joined: Jan 2006 From: Llanfairpwllgwyngyllgogerych |
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Mar 11 2016, 03:25 PM
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Senior Member
768 posts Joined: Jan 2005 |
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Mar 11 2016, 05:04 PM
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Junior Member
334 posts Joined: May 2014 |
QUOTE(anwa @ Mar 11 2016, 10:58 AM) I called up Mastercard Concierge as you suggested, got the code within a minute. To my knowledge, u can only be upgraded once.However, I went to the spg site to register with the code and the first 6 digit of my World Mastercard, it says "already registered". Does that mean I cannot get Gold again? I got upgrade to gold with this world mastercard promo last year but now my gold status expired. Or does it mean I just need to go and stay one night to get back gold? |
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Mar 11 2016, 05:12 PM
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Senior Member
705 posts Joined: Dec 2006 |
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Mar 11 2016, 07:17 PM
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Senior Member
3,615 posts Joined: Feb 2007 |
QUOTE(raist86 @ Mar 10 2016, 09:14 PM) However, i have a feeling there's a catch somewhere. Cos no way a bank would give out 100k unsecured loan at such low rate and expect no one to default. Actually Maybank did a 0% balance transfer with 0 fees once upon a time, so I'm not surprised UOB is doing something similar, I'm guessing the 1.9% fees is just to cover their points/miles cost. Maybe they're expecting to earn from the CC interest which is 1.5% /month. Too bad I don't have a UOB card, worth investigating otherwise. |
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Mar 12 2016, 04:47 AM
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Senior Member
1,900 posts Joined: Apr 2007 From: Mental Asylum |
QUOTE(tishaban @ Mar 5 2016, 09:17 AM) SPG account holders, try the new SPG promo game Never get any luck with all of these games https://www.spgpromos.com/getinthegame/?EM=...EGAME_PROMOTION I didn't win (yet?) BTW, did you know you can earn 1,000 bonus Starpoints when you refer a friend to SPG? http://thepointsguy.com/2016/03/earn-1000-...ferral-program/ Check your dashbiard, it seems to be targeted offer. I got mine but unfortunately i dont have anyone to refer Anyone willing to help me getting free starpoints? This post has been edited by speedfamgirl: Mar 12 2016, 04:48 AM |
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Mar 12 2016, 10:16 AM
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Junior Member
334 posts Joined: May 2014 |
QUOTE(speedfamgirl @ Mar 12 2016, 04:47 AM) Never get any luck with all of these games It's indeed targeted. I don't see mine on dashboard and so have many reported in other forum BTW, did you know you can earn 1,000 bonus Starpoints when you refer a friend to SPG? http://thepointsguy.com/2016/03/earn-1000-...ferral-program/ Check your dashbiard, it seems to be targeted offer. I got mine but unfortunately i dont have anyone to refer Anyone willing to help me getting free starpoints? |
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