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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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aromachong
post Apr 7 2016, 05:33 PM

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QUOTE(kerelbort @ Apr 7 2016, 05:14 PM)
hey, just wondering. no thread sharing on BSN Credit card? tried the search button... did not get good result. BSN card not good enough?
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it's good actually for no annual fee haha..
fruitie
post Apr 7 2016, 07:28 PM

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QUOTE(asiatrader98 @ Apr 7 2016, 02:51 PM)
thank you bro but i don't have the GE insurance with me currently
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I'm not bro. sweat.gif

It's a good card for me as back up. There was once they allowed non-GE customers to have it but too bad, now no more.
HMMaster
post Apr 11 2016, 01:59 PM

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Just wondering, can we use Mastercard contactless (ie: CIMB CR Mastercard) on a Visa Paywave terminal? So far, I never see a Mastercard contactless terminal in Malaysia...
Zaleo
post Apr 11 2016, 04:26 PM

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Currently just started working in Korea. My salary is quite complicated, but the malaysian portion is decent enough for credit card.

Wanted to apply and get it sent to oversea, is it possible?
Thinking about Maybank 2 card. Wanna get those sweet points for airline mileage.
DarReNz
post Apr 11 2016, 08:23 PM

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QUOTE(Zaleo @ Apr 11 2016, 04:26 PM)
Currently just started working in Korea. My salary is quite complicated, but the malaysian portion is decent enough for credit card.

Wanted to apply and get it sent to oversea, is it possible?
Thinking about Maybank 2 card. Wanna get those sweet points for airline mileage.
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i remember bank ppl said overseas salary don't qualify for msian credit cards cry.gif
Human Nature
post Apr 11 2016, 08:41 PM

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QUOTE(DarReNz @ Apr 11 2016, 08:23 PM)
i remember bank ppl said overseas salary don't qualify for msian credit cards  cry.gif
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but according to him is malaysia portion, maybe he has a separate slip showing MYR thumbup.gif
jmZ
post Apr 12 2016, 02:11 PM

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guys, which CC offers the best BT?
TSalexwsk
post Apr 12 2016, 02:36 PM

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QUOTE(jmZ @ Apr 12 2016, 02:11 PM)
guys, which CC offers the best BT?
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refer the BT thread at https://forum.lowyat.net/topic/3918057
jyu_bonk
post Apr 12 2016, 10:56 PM

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Hi,

I just started working and I did research on credit card few years back but never update any new infos since then and was aiming to apply Maybank 2 card platinum once I started working.

Just wondering, how was it now and is it still worth applying it today or is there any other cards from other banks that offer better benefit than Maybank 2 card platinum.

Thanks.
aromachong
post Apr 12 2016, 11:09 PM

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QUOTE(jyu_bonk @ Apr 12 2016, 10:56 PM)
Hi,

I just started working and I did research on credit card few years back but never update any new infos since then and was aiming to apply Maybank 2 card platinum once I started working.

Just wondering, how was it now and is it still worth applying it today or is there any other cards from other banks that offer better benefit than Maybank 2 card platinum.

Thanks.
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If you have no record in CCRIS, suggest you took cc from bank your salary is credited

also, start from low end cc first will get approval easier

high end cc will get more lenient assessment from respective team
adele123
post Apr 13 2016, 09:06 AM

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I have a question on supp card. Say my original credit limit is RM5,000. when i applied for my supp card, i assigned 1k to my supp card. and that 1k comes from my credit limit correct? This is my understanding on how it works.

Now in my cimbclicks.

I can see my credit limit is 5000 - 100 =4900 which is my current outstanding.

for my supp card it is 1000 - 200 = 800. current outstanding of the supp card limit

What i'm seeing here is as if i have 6k credit limit including the supp card... Can anyone clarify for me?
cdspins
post Apr 13 2016, 10:15 AM

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QUOTE(adele123 @ Apr 13 2016, 09:06 AM)
I have a question on supp card. Say my original credit limit is RM5,000. when i applied for my supp card, i assigned 1k to my supp card. and that 1k comes from my credit limit correct? This is my understanding on how it works.

Now in my cimbclicks.

I can see my credit limit is 5000 - 100 =4900 which is my current outstanding.

for my supp card it is 1000 - 200 = 800. current outstanding of the supp card limit

What i'm seeing here is as if i have 6k credit limit including the supp card... Can anyone clarify for me?
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Last time credit limit is share among principal and supp, so if your limit is 6k, your supp is 6k as well, but both your limit will be 5700 as you spend 100 and your supp spend 200

now they allow to assign credit limit? hmm.gif Not sure about this new settings

adele123
post Apr 14 2016, 01:43 PM

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QUOTE(cdspins @ Apr 13 2016, 10:15 AM)
Last time credit limit is share among principal and supp, so if your limit is 6k, your supp is 6k as well, but both your limit will be 5700 as you spend 100 and your supp spend 200

now they allow to assign credit limit? hmm.gif Not sure about this new settings
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Er... there were two options.

1) assign credit limit
2) share my limit

i chose option 1.

This post has been edited by adele123: Apr 14 2016, 01:56 PM
lol4291
post Apr 14 2016, 06:59 PM

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Hi,

I have a question regarding credit card usage. I'm still studying, dad is working in Indonesia and mom is a housewife. Several days ago, our TV has reached it's end of life and we want to get a new one using installment.

Is it possible for my mom to use my dad's credit card to purchase the tv? Is it allowed? If not, what other ways is there?

And if I am correct, merchants don't accept debit card for installment transaction right?

Thank you.
andylxj88
post Apr 14 2016, 07:08 PM

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QUOTE(jmZ @ Apr 12 2016, 02:11 PM)
guys, which CC offers the best BT?
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What I know is uob offering half year 0 percent , 1 year one percent dude. Other bank bt interest higher
andylxj88
post Apr 14 2016, 07:10 PM

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QUOTE(jyu_bonk @ Apr 12 2016, 10:56 PM)
Hi,

I just started working and I did research on credit card few years back but never update any new infos since then and was aiming to apply Maybank 2 card platinum once I started working.

Just wondering, how was it now and is it still worth applying it today or is there any other cards from other banks that offer better benefit than Maybank 2 card platinum.

Thanks.
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Hello smile.gif, is not about what bank benefit good, but is depend on what benefit u want from the card only u choose for the card. Maybe u can list down the purpose for apply card then only u see which card suitable for u
aromachong
post Apr 14 2016, 09:31 PM

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QUOTE(lol4291 @ Apr 14 2016, 06:59 PM)
Hi,

I have a question regarding credit card usage. I'm still studying, dad is working in Indonesia and mom is a housewife. Several days ago, our TV has reached it's end of life and we want to get a new one using installment.

Is it possible for my mom to use my dad's credit card to purchase the tv? Is it allowed? If not, what other ways is there?

And if I am correct, merchants don't accept debit card for installment transaction right?

Thank you.
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with your dad consent , of course can. make sure the signature at the back match .

if ur dad receive new card from bank, just enter 6 digit PIN
lol4291
post Apr 14 2016, 09:34 PM

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QUOTE(aromachong @ Apr 14 2016, 09:31 PM)
with your dad consent , of course can. make sure the signature at the back match .

if ur dad receive new card from bank, just enter 6 digit PIN
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Meaning that my dad already give the green light, so that my mum just follow his signature? Do we need any documents to prove that my dad has given his consent or something?

Thank you.
lol4291
post Apr 14 2016, 09:46 PM

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QUOTE(aromachong @ Apr 14 2016, 09:35 PM)
why should you make life difficult?

As long as you have the consent and it's legal, you can follow his signature.

If the cashier request for verification of your dad's IC, then he/she has a right not to proceed .

EDIT: butthurt report my post. this is legal way by having consent, no fraud is committed. I hope you get some fresh air and get a life.
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Thank you smile.gif
cherroy
post Apr 14 2016, 09:47 PM

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QUOTE(aromachong @ Apr 14 2016, 09:35 PM)
why should you make life difficult?

As long as you have the consent and it's legal, you can follow his signature.

If the cashier request for verification of your dad's IC, then he/she has a right not to proceed .

EDIT: butthurt report my post. this is legal way by having consent, no fraud is committed. I hope you get some fresh air and get a life.
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To all forumer,

This is ill advice, "follow his signature" is a forgery offence, even it is husband and wife relationship.

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