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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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HMMaster
post Jan 23 2016, 08:19 AM

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Saw some posts here mentioned that CC is accepted for PTPTN payment. Is there any charges for it? Because I remember last time they only accept debit card and there is a fee for paying using debit card.
HMMaster
post Apr 11 2016, 01:59 PM

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Just wondering, can we use Mastercard contactless (ie: CIMB CR Mastercard) on a Visa Paywave terminal? So far, I never see a Mastercard contactless terminal in Malaysia...
HMMaster
post Sep 2 2016, 08:51 PM

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Currently looking at 2 of their cards, 365 and the World Mastercard. Both offer tiered cash rebates, which seems to be one of the highest for general retail spending. (no special category, minimum spending, etc) Anyone using them? Any drawbacks?

OCBC 365
Tier 1 - 0-1000 - 1%
Tier 2 - >1000 - 0.5% (No cap)

OCBC World Mastercard
Tier 1 - 0-1000 - 1.2%
Tier 2 - >1000 - 0.6% (No cap)

Another question, is it easy to waive AF?

HMMaster
post Sep 4 2016, 12:12 AM

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QUOTE(fruitie @ Sep 2 2016, 10:56 PM)
Yes just call and tell them, not interested anymore. They are quite efficient in removing. laugh.gif
I wanted to convert from my existing GE Plat to 365, everything was OK and they even sent me the card as well. Unfortunately, AF was charged immediately. I called in for waiver, received SMS on the next day that it's not successful. Immediately called them to cancel it as I haven't activated it.

Only if you are totally new to OCBC, you will get first year free AF, else no chance to waive at all. Based on a few forummers' feedback as well.
*
I see... I guess I'll hold on for a while. sweat.gif Currently using the Alliance Younique card.

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