PTPTN already in CCRIS, I don't know how ugly mine will turn out later.

what is the maximum age for one to apply cc? i heard some banks 60? some 65? hmm..?

This post has been edited by aromachong: Apr 5 2016, 03:49 PM

if they are self-employed or business owners still can.

i asked this because one of my client got his card approved @ 65 yrs old age though no record of any CCRIS .. but have house loan and fully paid back 10 yrs ago.. btw hes employed. haha.. quite surprise i'd say

FYI below

Link

my mum is 63 pensioner with >2k monthly but was told cannot apply anymore by mbb and aeon credit

try foreign banks will be much more easier especially u have house loan with them few yrs back and fully paid. well i am quite surprise with foreign banks for their approval.. but his CL is low

for example 30k per month with 10k CL only. perhaps due to age consideration

maybe he is under contract? and he use his contract agreement to apply?

Thanks for the link man, good to know but I guess it will only last till a year.

Btw have anyone tried applying for Zing and connect it to Maybankard 2 AMEX before?

permanent .. not contract.. guess mostly because of age problem and clean CCRIS sheet showing no loan commitment thus low credit scoring, perhaps?

65 years old still holding a permanent job? what job is that? if that's the case for sure no issue to get a cc lol...

i thought cc got a certain age limit as it's an unsecured loan?

Yup, I have use Zing card before that linked to my MBB2Amex card

it depends on bank and also i believe he must have a lot of savings and investment with the bank.

not really. but as i mentioned earlier he fully paid up his house loan few years back ago and he applied with same bank for the cc and perhaps thats the reason he got the approval..

well good thing to share haha..

risk assessment of bank is different from individual to individual and today we have learn new case

i believe if he has a little commitment to build up his credit scoring will lead him to higher CL

for the other client, he had his own business and his business is doing well.. same age with client above and his cc got rejected by 3 banks, (he had lots of savings, investment, but no cc approved for him).

This post has been edited by aromachong: Apr 5 2016, 10:29 PM

any recommandation for emergency purpose, the best is cash back

easy to get higher credit limit but annual fee free of life (only use when emergency)

thank you

If you have Great Eastern insurance, then GE Plat is a not bad choice.

thank you bro but i don't have the GE insurance with me currently

hey, just wondering. no thread sharing on BSN Credit card? tried the search button... did not get good result. BSN card not good enough?

not as popular as other cc..maybe u can start the thread