I made an online transactions. I think the website is insecure and they already have all my details, means they might make transaction again to my card anytime in future. I called to the bank and was told the only way is get a replacement card and being charge RM 50. Need help.

So I got slapped with a 2% surcharge recently.

Not wanting to argue, I quickly to down the terminal issuer and made copies of the tax invoice and cc slip.

Made a total of 4 complaints ( a new record ) to

1. Issuing bank's cc
2. Merchant's bank
3. Central bank of Malaysia
4. Customs department as well.

Hope it will teach them a lesson. :/

Have read through the posts here, but can't find the relevant answer to my question.

My question is : A bank pre-approved and issued me a credit card which was bundle with other facilities such as Housing Loan (I did not apply for it but the bank just issued the credit card to me). I did not activate the card and immediately call to cancel the card. In future if I would like to apply any credit card from the same bank, will I still be considered as new customer ?

Thank you and appreciate if anyone could answer.

Which mean under any circumstances as long as I cancelled the card for more than 6 months, I will be considered as "new to bank" applicant, regardless I was previously an active customer. Thank you thank you. 

haih. I don't know if it's me or what.
I applied rhb, citibank. both got rejected.

requirements all passed.
maybe my record is too clean.
And when I asked the personal banker, she said "oh you need a cc to apply a cc."
How am I supposed to get a cc when all I've applied rejected my applications.

Any advice?

p/s: yes this is my first cc application.

Thanks.

What about using EPF etc as support? EPF has a higher rate than FD.

Any good bank you can recommend?

That is new to me. Gee, so difficult for retirees to get credit cards. They are not the ones who went bankrupt due to credit cards. The culprits are those below 40 yrs old.

How do those millionaires / billionaires retirees get credit cards then? Bank pre-approved?

Will the card be automatically terminated once one reaches 65?

Can a son apply a sup card for his father?

Thanks.

so after 65 yrs old no more credit card for old man/woman? haha..

First time hear this too, pity cannot enjoy all the benefits after 65 years old

Keep for how long 1 year?

Forever providing you can show proof of income for them to uplift the security.

I learnt something new today.

I'll check my CCRIS for that.

Thank you for the information!

So technically I can uplift the FD already and use it for some other purpose eh?