BSN 4.75% until when ar?

Do we need to pay for the ATM card?

cimb promo fd
3 mth 4.0%
6 mth 4.1%
12 mth 4.2%

unkle magic, are u sure bank giving extra money? instead of we not giving free money to bank, they are giving us free money?

wa, unkle also bank in to kwsp.

no way. u will not get extra interest. the fd effective 2 days later. that is it. nothing to do with casa.

Got a call from Mach telemarketer promoting the 4.5%; seems like they havent achieve the target pool yet..

I went to the BSN branch and they told me for 4.75% 5 years, only paid out every 12 months , i went on yesterday.
Can any1 get a confirmation from the BSN?

This post has been edited by ssiapf: Jan 28 2016, 08:47 PM

Please refer to my Post #1522, there is a link to the Product Disclosure Sheet, monthly interim interest will be given if you meet the deposit requirements.

wa.,, sure wanna lock in for such a long period?

I was looking at the receipt when doing eFD thru Maybank a few days ago. 366/365 is wat i remember seeing.

Let me try again just to confirm.

Edit: Nope i was wrong its nos of days /366


This post has been edited by magika: Jan 28 2016, 10:03 PM

Ya...5 yrs such a long period. If interest 5% and payable every 6 months then can consider...

ya, should b tat way. still div 366 X no of days X int rate. as wat i mentioned before.

Employee contribution to EPF will be dropped from 11% to 8%, confirming further Malaysia economy is slowing down. Lowering the contribution portion will directly increase the money supply in the market.....similar objective when BNM lowered the bank reserve ratio. If all these do not help to boost economy activity, BNM will likely look at the open market operation through selling of bonds...next will be reduction in OPR....but still there will be one to two banks offers promo rate for strategic and internal oeratioal reasons but the rate wont be that high anymore...

BSN recently has been unusually advertised in the TV media, last year second half unusually with banner advertisement and now promo rate of 4.5%. In my opinion this is their strategic move and does not reflect the FD rate trend in future.

I locked in 5 years @5% about 8 years ago, interest every 6 mth. Then about 3 years ago, it matured and renewed to 4.75% for 5 years, interest every 6 mths. The so institution is MBSB. I just checked their website, there's no more 5 years FD anymore

Now the BSN 5 years FD is the best in the market, interest rate 4.75% p.a. and monthly interim interest.

That's if one is willing to wait a loooooooog time at BSN

best rate for 5 yrs or long term onli. most pipu here looking at around 1 year. good to put some at 5 yrs but not all funds.

Wow!! APR (effective interest p.a.) is only 4.354%. You can get better 1 year deals elsewhere.

BNM ought enforce the use of APR to provide consumers with correct choices to make.

If one can wait for 5 years till FD matures, cant wait 2 hours in air conditioned hall meh?

Thanks